Alldigi Tech

    ALLDIGI
    Services·6 Nov 2025
    Management Summary

    Alldigi Tech delivered robust financial performance for Q2 and H1 FY26, with strong revenue and EBITDA growth. International business expansion and platform upgrades were key highlights. While growth investments led to marginally lower EBITDA margins, H1 PAT saw a decline due to a prior-year divestment. The company remains confident in achieving mid-to-high teens revenue growth and improving EBITDA margins going forward.

    Highlights5
    • Alldigi Tech reported 10 successive quarters of robust financial performance.
    • Half-year revenue from operations grew 12% Y-o-Y to INR291 crore.
    • Half-year EBITDA increased 17% Y-o-Y to INR73 crore.
    • The overall share of international business rose from 62% to 64%, a 2% jump.
    • Successfully completed migration for India-based customers onto Smart Pay 4 platform.
    Concerns Noted3
    • EBITDA margins were marginally lower due to growth investments in leadership and sales resources.
    • Half-year PAT was down 26.3% Y-o-Y to INR32.5 crores, primarily due to divestment of LLC business in H1 of last year.
    • Domestic BPM revenue degrew by 1% in Q2 FY26.
    What Changed2

    vs Q4 FY26

    Guidance items7 → 4 (-3)Risks discussed3 → 4 (+1)
    Numbers6

    Key Financials

    MetricValueYoY
    Revenue (H1 FY26)₹291 Cr+12.0% YoY
    EBITDA (H1 FY26)₹73 Cr+17.0% YoY
    PAT (H1 FY26)₹32.5 Cr-26.3% YoY
    Revenue (Q2 FY26)₹147 Cr+12.0% YoY
    EBITDA (Q2 FY26)₹36 Cr+17.0% YoY
    PAT (Q2 FY26)₹17.6 Cr+45.5% YoY

    Segment Breakdown

    Share of Revenue (Q2 FY26)

    • Tech & Digital25.0%
    • BPM75.0%
    Tech & Digital
    ₹36.9 Cr Revenue (Q2 FY26)0.169 yoy Revenue Growth (H1 FY26)40% Segment Margin (Q2 FY26)₹14.7 Cr Segment Margin (Q2 FY26)₹18 Cr New ACV (H1 FY26)47.6 lakh Employee Records Processed (Q2 FY26)
    BPM
    ₹110.5 Cr Revenue (Q2 FY26)0.1 yoy Revenue Growth (H1 FY26)0.161 yoy International Revenue Growth (Q2 FY26)-0.01 yoy Domestic Revenue Growth (Q2 FY26)76% International Business Contribution (H1 FY26)₹22 Cr New ACV (H1 FY26)₹12.8 Cr Segment Margin (Q2 FY26)
    Capital2

    Capital Allocation

    high confidence
    CategoryHeadline
    Capex

    Capex disclosed

    Liquidity

    Cash ₹137 crores

    Promises4

    Guidance & Targets

    CategoryTargetPriority
    Revenue
    Full year revenue growthmid-to high teens
    High
    Profitability
    EBITDA margin improvement100 and 150 basis points
    High
    Profitability
    Tech & Digital segment margins41% to 42%
    High
    Volume
    EXM business growthdouble
    Medium
    Watchlist5

    Watch for Next Quarter

    #Metric
    01Tech & Digital segment margins recovery
    02Philippines RCM business revenue generation
    03Tax assessment status resolution
    04Progress on Chennai and Noida infra facility upgrades
    05Overall EBITDA margin improvement
    Risks4

    Risks & Concerns

    SeverityRisk
    medium

    EBITDA margin compression due to growth investments

    EBITDA margins were marginally lower due to investments in leadership and sales resources, but expected to recover to 41-42% in Q3 FY26.

    Management
    medium

    Uncertainty in tax assessment status and potential refunds

    One financial year is under scrutiny, and a transfer pricing audit is near finalization, with resolution for one order expected in 3-4 months.

    Analyst
    medium

    Competition and profitability challenges in the MSME segment

    The MSME segment has higher competition and lower revenue per pay slip, requiring a measured approach to ensure profitability and avoid dragging down overall EBITDA.

    Management
    low

    Pacing of growth dependent on external economic and competitive factors

    The pace of doubling EXM business in 4-5 years depends on the economy and competitive landscape, though management remains confident in high-teens CAGR.

    Management
    Q&A8

    Q&A Highlights

    Narrative2m

    Detailed Narrative

    6 chapters
    01

    Robust Financial Performance in Q2 and H1 FY26

    Alldigi Tech reported its tenth consecutive quarter of robust financial performance. For the half-year FY26, revenue from operations reached INR291 crore, marking a 12% year-on-year growth. EBITDA for H1 stood at INR73 crore, up 17% year-on-year. For Q2 FY26, revenue from operations was INR147 crore, a 12% year-on-year and 2.4% quarter-on-quarter increase, with EBITDA at INR36 crore, up 17% year-on-year but down 1% quarter-on-quarter. PAT for Q2 was INR17.6 crore, a significant 45.5% year-on-year and 18.1% quarter-on-quarter increase.

    02

    Strategic International Expansion and Segment Growth

    The company's strategic focus on international markets continued to yield results, with the overall share of international business increasing from 62% to 64% in H1 FY26. The BPM segment saw its international revenue grow 16.1% year-on-year in Q2, now contributing 76% of total BPM revenues. The Tech & Digital business also demonstrated strong growth, with H1 revenue up 16.9% year-on-year and INR18 crore in new ACV, double the previous year's figure.

    03

    Platform Upgrades and Operational Efficiency

    Alldigi Tech successfully completed the migration of its India-based customers onto the Smart Pay 4 platform, aiming for improved turnaround times. For Smart HR (Buzzily), the company secured INR9 crore in ACV to date, with INR2.4 crore specifically from the SME segment. Efforts are ongoing to infuse artificial intelligence into customer landscapes and enhance the UI/UX of HRMS, filling gaps in performance and learning modules. These initiatives are expected to contribute to operational efficiencies and better cost absorption.

    04

    Margin Dynamics and Outlook

    While EBITDA margins for H1 FY26 were marginally lower due to strategic growth investments in leadership and sales resources, management expects a recovery. Specifically, Tech & Digital segment margins are projected to return to the 41-42% range in Q3 FY26. The company aims for an overall EBITDA margin improvement of 100-150 basis points year-on-year, driven by increased international revenues, operational efficiencies, and tighter cost control.

    05

    Capital Allocation and Future Investments

    The company incurred capex for infra upgrades for a large client and consolidated its Bangalore facilities. Similar infra facility upgrades are planned for Chennai and Noida in the coming quarters. Alldigi Tech continues to explore new acquisitions that align with its strategy of expanding CXM presence or strengthening its footprint in BFSI and healthcare verticals. The company's cash position stood at INR137 crore as of September 25, 2025, with H1 cash collections at INR304 crore.

    06

    Outlook and Strategic Targets

    Alldigi Tech reiterated its confidence in achieving full-year revenue growth in the 'mid-to high teens'. The company also targets to double its EXM business over the next 4-5 years. For the MSME segment, a measured approach focusing on direct channels and strict cost control is being adopted to ensure profitability. Management believes that with platform scalability, expanded sales channels, and an intact execution culture, FY26 will be another strong year.

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