AYE Aye Finance Q3 FY26 results (Oct–Dec 2025) and concall
Aye Finance reported robust Q3 FY26 performance with strong AUM and disbursement growth, driven by its micro-scale business model. While profitability was impacted by elevated credit costs and investments in the new mortgage team, the company is on track to achieve its FY26 AUM growth guidance and expects credit costs to normalize, aiming for a 4-4.5% ROA in the next three years. The company emphasized its diversified portfolio, technology-driven underwriting, and strong collection capabilities.
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What they filed
Q3 FY26: revenue up 22.7%, net profit up 87.0% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 361 | 409 | 405 | 437 | 443 +23% |
| Net profit | 23 | 41 | 31 | 35 | 43 +87% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
