Bajaj Auto

    BAJAJ-AUTO
    Automobile and Auto Components·30 Jan 2026
    Management Summary

    Bajaj Auto delivered a strong Q3 FY26, achieving record-high revenues, EBITDA, and PAT, building on a robust Q2. Growth was broad-based across all segments, with significant contributions from exports, domestic motorcycles, and the expanding EV portfolio. The company also progressed strategically with its increased stake in KTM AG, initiating a turnaround plan.

    Highlights8
    • Consolidated Revenue reached INR 16,204 crores, marking a 25% YoY growth.
    • Consolidated PAT stood at INR 2,750 crores, up 25% YoY.
    • EBITDA crossed INR 3,100 crores, with a margin of 20.8%, expanding 30 bps sequentially.
    • Exports volume surpassed 600,000 units, growing 18% YoY, with revenue at USD 600 million.
    • Domestic motorcycle industry grew 15% in Q3, driven by GST rationalization and new Pulsar launches.
    • EV portfolio now contributes 25% of domestic revenues, achieving double-digit EBITDA margins.
    • Retail Finance (BACL) reported a PAT of INR 200 crores for Q3, with AUM exceeding INR 16,000 crores.
    • Bajaj's ownership in KTM AG increased to 75%, and a comprehensive turnaround plan has been initiated.
    What Changed2

    vs Q4 FY26

    Guidance items9 → 6 (-3)Q&A highlights8 → 6 (-2)
    Numbers6

    Key Financials

    MetricValueYoY
    Consolidated Revenue₹16K Cr+25.0% YoY
    Consolidated PAT₹2.8K Cr+25.0% YoY
    EBITDA₹3.2K Cr+22.0% YoY
    EBITDA Margin20.8%
    Cash Surplus₹15K Cr
    9M Free Cash Flow₹5.2K Cr+70.0% YoY

    Segment Breakdown

    Exports
    6.0L Cr Volume600 million Revenue
    Domestic Motorcycles (Industry)
    0.15% Growth Q3
    CV Segment (Exports)
    0.56% Growth Q3
    EV Portfolio (Domestic)
    0.25% Contribution to Domestic Revenue10% EBITDA Margin
    Pro-Biking (KTM & Triumph)
    35K Cr Combined Volumes0.5% Growth
    Spares Business Unit
    ₹1.8K Cr Revenue0.18% Growth
    Retail Finance (BACL)
    ₹200 Cr PAT Q3₹16K Cr AUM19.77% Capital Risk Adequacy Ratio0.21% Returns on Equity (9M FY26)
    Trend6

    Historical Trend

    Last 6Q
    MetricLatestTrend
    Revenue(crores)15000
    EBITDA(crores)3161
    EBITDA Margin20.8%
    Spares Revenue(crores)1600
    Q4 EBITDA(crores)3323
    Q4 EBITDA Margin20.8%
    Capital2

    Capital Allocation

    high confidence
    CategoryHeadline
    M&A

    KTM AG

    acquisition · integrated

    Liquidity

    Cash ₹15,000 crores

    The company generated INR 5,200 crores of free cash flow in the first 9 months of the year, up 70% YoY.

    Promises6

    Guidance & Targets

    CategoryTargetPriority
    Volume
    Motorcycle Industry Growth12% to 15%
    Medium
    Volume
    Exports Volume200,000 units plus
    High
    Market Share
    Domestic Motorcycle Market Share (125cc+ segment)outpace industry growth
    High
    Market Share
    Domestic EV Market Shareregain momentum and better competitive positions
    High
    Product Launch
    Riki (L3 E-Rickshaw) Scale-upstart to scale up
    High
    Network Expansion
    KTM-Triumph Showroomsover 100
    High
    Watchlist5

    Watch for Next Quarter

    #Metric
    01New 125cc Bike Launch Timeline
    02Riki (L3 E-Rickshaw) Scale-up Progress
    03KTM AG Turnaround Plan Execution
    04Domestic Motorcycle Market Share Acquisition
    05Export Volume Performance
    Risks3

    Risks & Concerns

    SeverityRisk
    medium

    Inflation impact on purchasing power

    Inflation, particularly in fuel, rentals, and food products, could diminish customer purchasing power and impact growth.

    Management
    medium

    Commodity cost inflation

    Anticipated 50-60 bps impact in Q4 due to rising noble metals (platinum, palladium, rhodium) and copper, partially offset by currency tailwinds.

    Management
    low

    Emerging market disruptions

    Disruptions like banning, tariffs, currency devaluation, and shipping issues are a 'way of life' in emerging markets, requiring resilience.

    Management
    Q&A6

    Q&A Highlights

    Narrative2m

    Detailed Narrative

    6 chapters
    01

    Q3 FY26 Financial Performance Highlights

    Bajaj Auto reported a strong Q3 FY26, with consolidated revenue reaching INR 16,204 crores, a 25% year-on-year growth. Consolidated PAT stood at INR 2,750 crores, also up 25% YoY. EBITDA for the quarter was INR 3,161 crores, translating to an EBITDA margin of 20.8%, which expanded by 30 basis points sequentially. The company also generated INR 5,200 crores in free cash flow for the first nine months of FY26, representing a 70% YoY increase, and maintained a cash surplus of INR 15,000 crores.

    02

    Domestic Motorcycle Business Revival

    The domestic motorcycle industry experienced a significant boost in Q3, growing by 15% following GST rate rationalization. Bajaj Auto's strategy focuses on the 125cc plus segment, which is growing faster than the overall market. The company launched seven new or refreshed Pulsar models in the last two months, with eight more planned over the next four months, aiming to outpace industry growth and acquire market share, particularly in the 150cc plus segment.

    03

    Expanding EV Portfolio and Profitability

    Bajaj Auto's EV portfolio now contributes 25% of its domestic revenues and has achieved double-digit EBITDA margins. The Chetak electric scooter saw sharp performance improvement, regaining market share and expanding its distribution network to 450 exclusive stores and 4,000 points of sale across 800 cities. The company also launched the new Chetak C25 at an attractive price of INR 91,399. Additionally, the Riki L3 E-Rickshaw segment is being seeded in 50 cities, with plans to scale up from Q1 FY27.

    04

    Robust Exports and Pro-Biking Growth

    The exports business demonstrated sustained growth, with volumes crossing 600,000 units in Q3, an 18% YoY increase, and revenue reaching USD 600 million. The CV segment in exports grew by 56% this quarter. The Pro-Biking business unit, comprising KTM and Triumph, delivered its highest-ever quarterly performance with combined volumes over 35,000 units, growing around 50% YoY. The company plans to expand KTM-Triumph showrooms to over 100 by March 2026.

    05

    KTM AG Turnaround and Strategic Investments

    Bajaj Auto increased its ownership in KTM AG to 75% in November 2025 and has initiated a comprehensive turnaround plan. This plan focuses on ensuring liquidity, building a strong top management team, and prioritizing cost reduction and synergy capture. The company invested INR 2,300 crores during the 9-month period into its Netherlands subsidiary (BAIHBV) and BACL, with the last infusion into BACL being INR 300 crores.

    06

    Retail Finance (BACL) Performance

    Bajaj Auto Credit Limited (BACL), the retail finance subsidiary, had an excellent quarter, reporting a PAT of INR 200 crores in Q3, a 52% sequential growth. BACL's Assets Under Management (AUM) now exceed INR 16,000 crores, serving over 3.5 lakh customers with a penetration of 45%. The company maintains a healthy Capital Risk Adequacy Ratio of 19.77% and delivered 21% Returns on Equity for the 9 months ended December 2025.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.