BAJAJFINSV Bajaj Finserv Q4 FY25 results (Jan–Mar 2025) and concall
Bajaj Finserv reported a mixed Q4 FY25, with consolidated income and PAT growing 14%. While lending businesses (BFL, BHFL) showed strong AUM and PAT growth, the insurance businesses faced headwinds. BAGIC's GWP declined due to accounting changes and specific business exits, though core business lines performed well. BALIC's PAT was impacted by lower realized gains, but VNB and NBM showed healthy growth, reflecting strategic shifts and product restructuring. The company remains focused on profitable growth and leveraging its 100% ownership in insurance ventures.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 33,704 | 32,042 | 36,433 |
| EBITDA | 12,283 | 12,373 | 12,728 |
| Net profit | 4,180 | 4,412 | 4,756 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
