BANKINDIA Bank of India Q2 FY26 results (Jul–Sep 2025) and concall
Bank of India delivered a strong Q2 FY26, reporting an 8% YoY increase in Net Profit to Rs. 2,555 crore, supported by robust global business growth of 11.83%. The bank achieved significant asset quality improvements, with Gross NPA and Net NPA ratios falling to 2.54% and 0.85% respectively, and a higher Provision Coverage Ratio of 93.39%. Despite these gains, Net Interest Margin saw a compression to 2.41% due to the lagged repricing of term deposits, which is expected to normalize from Q4 FY26.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 18,211 | 18,323 | 18,352 | 18,406 |
| Net profit | 2,517 | 2,626 | 2,252 | 2,555 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
