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    CCL Products

    CCL
    Fast Moving Consumer Goods·8 May 2026
    Management Summary

    CCL Products delivered robust financial results for Q4 and full-year FY26, marked by strong revenue and profit growth, and significant balance sheet deleveraging. The company's branded business in India continues to gain traction, with D2C sales showing promising growth. While navigating global supply chain challenges and competitive pressures, management provided a positive outlook for FY27, targeting 15% volume and EBITDA growth, supported by efficient capital allocation and strategic market expansion.

    Highlights

    5
    • Q4 FY26 Turnover grew 46% YoY to ₹1,226.39 crores, and FY26 Turnover grew 43% YoY to ₹4,465.80 crores.

    • FY26 EBITDA increased 32% YoY to ₹741.38 crores, and Net Profit grew 25% YoY to ₹388.11 crores.

    • Net debt significantly reduced by over ₹750 crores from last year to ₹1,073 crores, leading to a Debt to Equity ratio of 0.5 (from 0.92) and Net Debt to EBITDA of 1.45 (from 3.1).

    • The Continental brand is now established as the number 3 player in India, and number 2 in some regions/platforms, with FY26 brand sales around ₹440 crores.

    • Volume growth for FY26 was strong, in the range of 18-20%, with management guiding for 15% volume and EBITDA growth for FY27.

    Concerns

    4
    • Q4 FY26 EBITDA growth of 16% and Net Profit growth of 12% lagged behind the 46% turnover growth, partly due to a higher proportion of lower-margin contracts.

    • EBITDA per kg was sequentially lower in Q4, though it improved on an annual basis.

    • The Middle East crisis caused some supply disruptions and energy price increases, and logistics costs have seen certain increases, impacting CIF contracts.

    • The B2C business faces a 'very heightened level of competitive activity', requiring continued aggressive growth to maintain market share.

    Key financials

    Metrics

    6

    Periods

    2

    Q4 FY26

    3
    • Turnover
      ₹1,226.39 Cr
      YoY+46%
    • EBITDA
      ₹193.76 Cr
      YoY+16%
    • Net Profit
      ₹114.53 Cr
      YoY+12%

    FY26

    3
    • Turnover
      ₹4,465.8 Cr
      YoY+43%
    • EBITDA
      ₹741.38 Cr
      YoY+32%
    • Net Profit
      ₹388.11 Cr
      YoY+25%

    Capital allocation

    3
    high confidence
    CategoryHeadline
    Capex

    ₹25 crores

    Debt

    Net ₹1,073 crores · 1.4x EBITDA

    Cost 7.0%

    Liquidity

    Liquidity disclosed

    Company expects strong cash flows in the coming period, which will be used to maximize returns for stakeholders, including evaluating good acquisitions.

    Guidance & targets

    9
    CategoryTargetPriority
    Volume
    Volume Growth
    around 15%
    High
    Profitability
    EBITDA Growth
    around 15%
    High
    Profitability
    B2C EBITDA Levels
    4-5%
    High
    Branded Business
    Volume Growth
    25%
    High
    Branded Business
    Percol Brand Sales (UK)
    ₹100 crores
    Medium
    Tax Rate
    Average Consolidated Tax Rate
    closer to 17%
    High
    Capacity
    Blended Capacity Utilization
    around 72-73%
    High
    Capex
    Maintenance Capex
    ₹25-35 crores
    High
    Debt
    Net Debt
    ₹1,100-1,200 crores
    Medium

    FY27 Volume Growth

    next quarter
    CurrentFY26 volume growth 18-20%
    Target15%

    Why it matters

    Volume growth is a core driver of revenue and profitability in the FMCG sector, indicating underlying demand.

    So the guidance is very similar. Probably we are giving a guidance of both volume at around 15% and even EBITDA at around 15%.

    How to verify

    guidance_and_targets[category='Volume'][metric='Volume Growth']

    Risks & concerns

    4
    RiskSeverity

    Middle East crisis impact on supply chain and energy costs

    The Middle East crisis caused some supply disruptions and energy price increases, but management stated they have managed the situation well and do not foresee much disruption going forward.Management acknowledged

    medium

    Logistics cost increases

    There have been certain increases in logistics costs, impacting CIF contracts, though the cost-plus model and 70% FOB sales help insulate the company.Management acknowledged

    medium

    Heightened competition in B2C business

    The B2C segment is experiencing a 'very heightened level of competitive activity', requiring the company to maintain pace to avoid losing market share gains.Management acknowledged

    medium

    Coffee price volatility and its impact on margins

    Management stated that volatility in coffee prices does not affect margins due to a cost-plus model and back-to-back green coffee buying, guarding against fluctuations.Management downplayed

    low

    Q&A highlights

    7

    “So our volume growth has been and I'm speaking on a little larger four quarter perspective has been in the range of 18%, 20% this year, and the quarter was also very similar. So volume growth stands at that level. And EBITDA per kilo, again, probably this quarter was a little bit of a down considering the proportion of coffee that you sell.”

    Analyst sought clarity on Q4 specific volume and profitability metrics, which management clarified were lower sequentially but improved annually, indicating mix effects.

    asked by Abhishek Mathur

    3 min read6 chapters

    Detailed Narrative

    01

    Robust Financial Performance in Q4 and FY26

    CCL Products reported a strong financial performance, with Q4 FY26 turnover reaching ₹1,226.39 crores, marking a 46% year-on-year growth. For the full fiscal year 2026, the company achieved a turnover of ₹4,465.80 crores, a 43% increase from the previous year. EBITDA for FY26 stood at ₹741.38 crores, growing 32%, while net profit increased by 25% to ₹388.11 crores. This growth was primarily driven by an 18-20% volume increase for the full year.

    02

    Significant Balance Sheet Strengthening

    The company made substantial progress in strengthening its balance sheet, reducing net debt by over ₹750 crores from the previous year to approximately ₹1,073 crores as of March 31, 2026. This led to a significant improvement in the debt-to-equity ratio, which decreased from 0.92 a year ago to 0.5, and the net debt to EBITDA ratio, which improved from 3.1 to 1.45. Management projects net debt to be around ₹1,100-1,200 crores for the next year, with an estimated interest cost of ₹90-95 crores.

    03

    Domestic Business and Brand Growth Momentum

    The domestic business achieved a gross turnover of ₹650 crores in FY26, with brand sales contributing around ₹440 crores. The Continental brand has successfully established itself as the number 3 player in India, and in some regions and platforms, it holds the number 2 position. D2C sales are a significant contributor, accounting for 20-25% of online channel sales. The Malgudi brand, launched for snacks, received positive feedback in its pilot phase and is expected to see a broader launch of product categories in the coming months.

    04

    FY27 Guidance and Capacity Outlook

    For FY27, CCL Products is guiding for approximately 15% volume growth and a corresponding 15% EBITDA growth. The company's blended capacity utilization is expected to increase from an annual average of 65% to around 72-73% in FY27. Management indicated that current capacities are sufficient for growth aspirations over the next two years, but they are open to strategic tie-ups or acquiring capacity if needed to support higher growth.

    05

    Input Costs, Margins, and Cost-Plus Model

    Green coffee prices have remained stable, with expectations of softening in the coming months due to good Brazilian crop supplies. Management emphasized that the company operates on a cost-plus model, which insulates its margins from coffee price volatility through back-to-back buying. The perceived margin contraction in Q4 was deemed 'optical' due to higher coffee prices inflating the top line, rather than a real squeeze. However, increased logistics costs and a higher proportion of lower-margin contracts in Q4 did impact profitability.

    06

    International Expansion and B2C Profitability Strategy

    The Percol brand in the UK achieved sales of ₹25-30 crores in FY26, with a target to reach ₹100 crores within 2-3 years. CCL Products is actively exploring taking the Percol brand to other international geographies. For the overall B2C business, management plans to maintain EBITDA levels at 4-5% for the next 2-3 years, with additional profits being reinvested into brand building and growth. The company is also evaluating new markets like the US and Vietnam for B2C expansion.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.