Cholamandalam Investment and Finance Company Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 28 Jul 2026

Company page: Cholamandalam Investment and Finance Company share price, financials & guidance record

Cholamandalam Investment and Finance Company Limited reported a strong Q1 FY27, with aggregate disbursements growing 22% and AUM expanding 23%. Profitability metrics like ROA and ROE saw significant improvement, and the company achieved its full-year net credit cost target in the first quarter itself. Management expressed confidence in maintaining growth trajectory despite potential macro headwinds and a change in disbursement recognition methodology.

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What they filed

Q1 FY27: revenue up 21.9%, net profit up 45.5% against the same quarter last year.

₹ Cr · quarterly

Line item	Q2 FY25	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	6,255	6,733	7,046	7,267	7,491 +20%	7,898 +17%	8,417 +19%	8,856 +22%
Expenses	1,897	2,038	2,010	2,286	2,460	2,554	2,597	2,652
Other income	68	105	92	87	123	111	148	102
Interest	3,059	3,275	3,365	3,468	3,517	3,646	3,753	4,007
Depreciation	63	59	64	67	71	74	72	75
Profit before tax	1,305	1,466	1,699	1,532	1,566 +20%	1,736 +18%	2,143 +26%	2,224 +45%
Tax rate	26%	26%	26%	26%	26%	26%	23%	26%
Net profit	968	1,088	1,260	1,138	1,160 +20%	1,290 +19%	1,645 +31%	1,656 +46%
EPS	11.52	12.94	14.98	13.53	13.78	15.28	19.31	19.43

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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