CHOLAHLDNG Cholamandalam Financial Holdings Q1 FY27 results (Apr–Jun 2026) and concall
Cholamandalam Financial Holdings Limited reported a mixed Q1 FY27, with GWP growing 6.7% and strong solvency, but GDPI growth was muted at 2.6%. The company faced challenges from competitive intensity and claims inflation, leading to a deteriorated combined ratio of 120.4% and motor OD loss ratios exceeding 80%. Management is implementing corrective measures across motor and health segments and expects pricing discipline to improve in property insurance post recent NATCAT events.
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What they filed
Q1 FY27: revenue up 19.5%, net profit up 107.6% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 29 | 3 | 52 | 4 | 30 +3% | 4 +25% | 52 +2% | 4 +19% |
| EBITDA | 4,553 | 4,718 | 5,204 | 5,154 | 5,102 +12% | 5,462 +16% | — | — |
| Net profit | 24 | 2 | 38 | 2 | 27 +15% | 3 +41% | 38 +2% | 4 +108% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
