CHOLAHLDNG Cholamandalam Financial Holdings Q4 FY25 results (Jan–Mar 2025) and concall
Cholamandalam Financial Holdings reported a strong Q4 and FY25, driven by robust GWP growth, improved profitability metrics like RoE and combined ratio, and efficient expense management. The company's capital position remains healthy with a comfortable solvency ratio. While a one-time gain boosted RoE, management expressed confidence in the sustainability of current profitability levels and outlined plans for further operational efficiencies and growth in specific segments.
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What they filed
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 |
|---|---|---|---|
| Revenue | 29 | 3 | 52 |
| EBITDA | 4,553 | 4,718 | 5,204 |
| Net profit | 24 | 2 | 38 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





