CSLFINANCE CSL Finance Q2 FY26 results (Jul–Sep 2025) and concall
CSL Finance reported a strong Q2 FY26, with AUM growing 29% YoY to Rs. 1,397 crores, driven by a significant revival in SME retail disbursements. Profitability metrics like PAT and PBT showed robust growth, while asset quality improved with lower NPS figures and high recovery rates. The company is cautiously optimistic, focusing on disciplined growth in SME retail, branch expansion, and operational efficiencies, despite broader industry challenges and some NIM compression.
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What they filed
Q2 FY26: revenue up 18.5%, net profit up 33.3% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|
| Revenue | 54 | 53 | 57 | 59 | 64 +19% |
| Net profit | 18 | 17 | 19 | 21 | 24 +33% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
