DCB Bank Q2 FY25 results (Jul–Sep 2024) and concall

DCB Bank reported a steady Q2 FY25 with robust balance sheet and deposit growth of nearly 20% YoY. The bank saw an improvement in its CASA ratio and a significant 27% YoY growth in savings. Core fee income showed strong QoQ growth, increasing from Rs. 114 crores to Rs. 139 crores. Asset quality improved with both Gross and Net NPAs declining over the last year, and the cost-to-income ratio also saw a healthy reduction, contributing to an improved ROE.