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    Electronics Mart

    EMILNeutral
    Consumer Services·10 Feb 2025
    Management Summary

    Electronics Mart reported a mixed Q3 FY25 with revenue growth of 6% YoY but a 14% decline in EBITDA and negative SSSG of -2.8%, primarily impacted by a slowdown in the mature Hyderabad market. Newer clusters like Delhi-NCR and Andhra Pradesh showed strong growth but are smaller contributors. The company remains optimistic about demand recovery, especially with an early summer season, and expects to achieve 15% YoY revenue growth for FY25 and FY26, supported by aggressive store expansion plans across existing and new regions.

    Highlights

    9
    • Q3 FY25 Revenue: ₹1,885 crores, up 6% YoY.

    • Q3 FY25 EBITDA: ₹99 crores, down 14% YoY, with a margin of 5.2%.

    • Q3 FY25 PAT: ₹32 crores, a 30% decline from ₹46 crores in Q3 FY24.

    • Q3 FY25 Same-Store Sales Growth (SSSG): -2.8%, primarily due to a slowdown in Hyderabad.

    • 9M FY25 Revenue: ₹5,246 crores, up 10% YoY.

    • 9M FY25 EBITDA: ₹337 crores, down 2% YoY, with a margin of 6.4%.

    • Store Expansion: 14 new stores opened in Q3 FY25, bringing total to 191 by Dec 2024.

    • FY25 Store Additions: Expected to be ~40, surpassing the 200-store milestone.

    • FY26 Store Pipeline: 35 stores already signed up for the next financial year.

    What Changed3

    vs Q4 FY25

    Tone shiftGood → Cautious BullishGuidance items7 → 11 (+4)Risks discussed4 → 3 (-1)
    Key financials

    Metrics

    19

    Periods

    3

    Headline

    5
    • Working Capital Days (Dec 2024)
      52 days
    • Total Borrowing (Dec 2024)
      ₹530 Cr
    • Secured Working Capital Loan (Dec 2024)
      ₹322 Cr
    • Unsecured Working Capital Loan (Dec 2024)
      ₹1.9 Cr
    • Term Loan (Properties)
      ₹200 Cr

    Q3 FY25

    5
    • Revenue
      ₹1,885 Cr
      YoY+6%
    • EBITDA
      ₹99 Cr
      YoY-14.0%
    • EBITDA Margin
      5.2%
    • PAT
      ₹32 Cr
      YoY-30%
    • SSSG
      -2.8%

    9M FY25

    9
    • Revenue
      ₹5,246 Cr
      YoY+10%
    • EBITDA
      ₹337 Cr
      YoY-1%
    • EBITDA Margin
      6.4%
    • PAT
      ₹129 Cr
      YoY-10%
    • SSSG
      3.8%

    Segment breakdown

    RevenueEBITDA Margin (pre-IndAS)
    Hyderabad City (Q3 FY25)₹1,079 Cr7.4%
    Telangana Upcountry (Q3 FY25)₹272 Cr8.2%
    Andhra (Q3 FY25)₹247 Cr
    Delhi NCR (Q3 FY25)₹128 Cr20%
    9M FY25 Revenue Contribution
    Heatmap· 2 shared metrics

    Guidance & targets

    11
    CategoryTargetPriority
    Store Count
    Q4 FY25 Store Additions
    10-12 stores
    High
    Store Count
    FY25 Total Store Count
    Beyond 200 stores
    High
    Store Count
    FY25 Total Store Additions
    Around 40 stores
    High
    Store Count
    FY26 Store Additions Pipeline
    35 stores
    High
    Store Count
    FY26 Total Store Count
    225-230 stores
    High
    Store Count
    Delhi NCR Total Stores
    At least 50 stores
    Medium
    Revenue
    FY25 Revenue Growth
    15%
    High
    Revenue
    FY26 Revenue Growth
    15%
    High
    Revenue
    Q4 FY25 Revenue Growth (Summer Category)
    21-22%
    High
    Profitability
    FY26 EBITDA Margin (post-IndAS)
    6.8-7%
    High
    Same-Store Sales Growth
    Hyderabad SSSG Normalization
    2-3%
    Medium

    Risks & concerns

    4
    RiskSeverity

    Slowdown in Hyderabad region impacting SSSG and overall growth

    Hyderabad cluster, a major revenue contributor, saw flat to negative 1-2% growth and contributed to a -2.8% SSSG for Q3 FY25.Management acknowledged

    medium

    Margin dilution due to increased expenses and promotional activities

    Gross margins diluted by 0.75% and expenses up by 0.6-0.7%, impacting the bottom line. Employee costs increased by 29% YoY due to new cluster expansion.Management acknowledged

    medium

    Real estate market slowdown impacting demand for certain appliance categories

    Water heaters and room heaters saw single-digit growth in Hyderabad, partly due to a slower real estate market, but expected to improve.Management acknowledged

    low

    Areas of Evasion(1)

    • Specific PAT target for FY25

    Q&A highlights

    3

    “our matured stores, majority of them are in the Hyderabad cluster, which is at a flat or negative growth by 1 or 2% for us... Whereas our newer clusters like Telangana country market, Andhra Pradesh, Delhi-NCR have outperformed and done really good. But unfortunately, what happens is that these clusters are really small on the total overall contribution...”

    Reveals the core challenge of the quarter – reliance on a mature, slowing market (Hyderabad) masking growth in newer, smaller regions, and confirms no market share loss despite the slowdown.

    asked by Manoj Gori

    2 min read6 chapters

    Detailed Narrative

    01

    Q3 FY25 Performance and Hyderabad Slowdown

    Electronics Mart reported Q3 FY25 revenue of ₹1,885 crores, a 6% YoY increase, but faced significant profitability challenges with EBITDA declining 14% YoY to ₹99 crores and PAT dropping 30% to ₹32 crores. The company's Same-Store Sales Growth (SSSG) was negative at -2.8%, primarily due to a slowdown in the Hyderabad region, which contributes 60-65% of total revenue and saw flat to negative 1-2% growth. Despite this, management stated no market share loss in Hyderabad.

    02

    Nine-Month FY25 Financial Overview

    For the nine months ended December 2024, Electronics Mart achieved a revenue of ₹5,246 crores, reflecting a 10% YoY growth. However, EBITDA for the period saw a slight degrowth of 2% YoY to ₹337 crores, with margins at 6.4%. PAT for 9M FY25 was ₹129 crores, a 10% decline from the previous year. The overall 9M FY25 SSSG stood at 3.8%, indicating that growth from newer stores and other regions offset the Hyderabad slowdown.

    03

    Aggressive Store Expansion and Regional Focus

    The company continued its aggressive expansion, adding 14 new stores in Q3 FY25, bringing the total count to 191 stores by December 2024. For the full FY25, Electronics Mart expects to add approximately 40 stores, pushing the total store count beyond 200. Looking ahead to FY26, 35 new stores are already in the pipeline, with plans to reach 225-230 stores. The expansion strategy focuses on existing clusters like Delhi-NCR (targeting 50 stores by FY27), Andhra Pradesh, and Telangana upcountry, while also exploring new markets such as Orissa and Western UP.

    04

    Category Performance and Margin Pressures

    While large appliances like refrigerators, washing machines, and televisions experienced single-digit volume growth without significant price increases, categories such as air conditioners, mobile phones, and small appliances performed strongly. Gross margins were impacted by sales promotion activities and cashback offers, which reduced net sales realization. Dealer buy-down charges, related to consumer finance options, increased to ₹51.5 crores for 9M FY25, further contributing to margin pressures. Employee costs also rose by 29% YoY due to team expansion in new clusters.

    05

    Debt Management and Working Capital

    As of December 31, 2024, the company's total borrowing stood at approximately ₹530 crores. This included a secured working capital loan of ₹322 crores (down from ₹429 crores) and term loans for property purchases amounting to around ₹200 crores. Working capital days were 52, reflecting efficient inventory management. Management indicated that debt levels are expected to be less than ₹500 crores by March end, with debt primarily driven by working capital needs for seasonal inventory build-up.

    06

    Outlook and Future Guidance

    Electronics Mart maintains its FY25 revenue growth guidance of 15% YoY, anticipating a strong Q4 FY25 with 21-22% growth in summer-led categories due to an early summer. For FY26, the company projects a comfortable 15% YoY revenue growth and aims for post-IndAS EBITDA margins of 6.8-7%. Management expressed optimism for demand recovery, particularly in the summer season, and expects Hyderabad's SSSG to normalize to 2-3% going forward.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.