eMudhra

    EMUDHRA
    Good
    Information Technology·3 Feb 2026
    Management Summary

    eMudhra reported strong Q3 FY26 results with significant year-on-year growth in total income, EBITDA, and net profit, driven by product-led revenues and the positive contribution from the CRYPTAS acquisition. The company is focused on global expansion, particularly in Europe and the Middle East with new data centers, and expects continued growth from cybersecurity mandates and product innovation. Management maintained its FY26 revenue guidance of INR 700 crores and provided detailed CAPEX plans for the year.

    Highlights8
    • Total income for Q3 FY26 was INR 1,911 million (INR 191.1 crores), representing a year-on-year growth of 35.6%.
    • EBITDA for Q3 FY26 was INR 441 million (INR 44.1 crores), with a margin of 23.1%, registering a 38.2% year-on-year growth.
    • Net profit for Q3 FY26 was INR 290 million (INR 29 crores), translating into a net margin of 15.2%, reflecting a 29.5% year-on-year growth.
    • CRYPTAS acquisition contributed INR 34 crores to Q3 revenue, up from INR 24 crores in Q2, and was positive at INR 1-1.25 crores PAT.
    • Total income for 9M FY26 reached INR 5,166 million (INR 516.6 crores), representing a 36.5% year-on-year growth.
    • Enterprise Solutions segment generated INR 4,079 million (INR 407.9 crores) in revenue for 9M FY26, while Trust Service revenue was INR 1,003 million (INR 100.3 crores).
    • The company reiterated its FY26 revenue guidance of INR 700 crores.
    • Adjusted EBITDA margin for Q3 FY26 was 25.8% after accounting for non-repetitive expenses.
    What Changed3

    vs Q4 FY26

    Guidance items7 → 8 (+1)Risks discussed4 → 2 (-2)Q&A highlights8 → 3 (-5)
    Call Stats6
    Factual counts only
    35
    Data Points

    Notable Quotes from the Call

    Most Confident Moment

    No, we will not revise it, we will achieve that Rs.700 crores.

    Least Confident Moment

    Next 12 months, services revenue may marginally grow, but product revenue can considerably grow...

    Numbers6

    Key Financials

    MetricValueYoY
    Total Income (Q3 FY26)₹191.1 Cr+35.6% YoY
    Gross Profit (Q3 FY26)₹101.9 Cr+42.6% YoY
    EBITDA (Q3 FY26)₹44.1 Cr+38.2% YoY
    EBITDA Margin (Q3 FY26)23.1%
    Net Profit (Q3 FY26)₹29 Cr+29.5% YoY
    Net Margin (Q3 FY26)15.2%

    Segment Breakdown

    Share of Revenue

    • Enterprise Solutions (9M FY26)80.3%
    • Trust Service (9M FY26)19.7%
    Enterprise Solutions (9M FY26)
    ₹407.9 Cr Revenue
    Trust Service (9M FY26)
    ₹100.3 Cr Revenue
    Trend5

    Historical Trend

    Last 7Q
    MetricLatestTrend
    Total Income(crores)150.62
    Gross Profit(crores)80.82
    Gross Profit Margin53.7%
    EBITDA(crores)38
    EBITDA Margin25.2%
    Promises8

    Guidance & Targets

    CategoryTargetPriority
    Revenue
    Total IncomeINR 700 crores
    High
    Revenue
    Trust Services Revenue Growth22-25% increase
    Medium
    Capex
    Planned CAPEX (excluding data center)INR 60-62 crores
    High
    Capex
    Middle East Data Center CAPEXINR 15 crores
    High
    Capex
    Total CAPEXINR 75-80 crores
    High
    Growth
    Organic Growth (without acquisition)18-19%
    Medium
    Volume
    Digital Signature Volume Growth5-10%
    Low
    Cash
    Cash at Year-EndINR 125-140 crores
    Medium
    Risks2

    Risks & Concerns

    SeverityRisk
    medium

    Stagnation in US services business

    The US services business shows no growth, almost stagnant due to AI and H1 visa problems, impacting the number of people growth in services.

    Management
    low

    Low margin on eSign due to Aadhaar charges

    Despite increasing eSign volumes, the per eSign revenue is INR 5, and after Aadhaar charges, the margin is only 25%, limiting its impact on overall revenue and profit growth.

    Management
    Q&A3

    Q&A Highlights

    Narrative3m

    Detailed Narrative

    6 chapters
    01

    Strong Q3 and 9M FY26 Financial Performance

    eMudhra reported a robust Q3 FY26 with total income of INR 1,911 million (INR 191.1 crores), marking a 35.6% year-on-year growth. EBITDA for the quarter stood at INR 441 million (INR 44.1 crores), with a margin of 23.1%, growing 38.2% YoY, while net profit was INR 290 million (INR 29 crores), up 29.5% YoY. For the nine months ended December 31, 2025, total income reached INR 5,166 million (INR 516.6 crores), a 36.5% YoY increase, with EBITDA at INR 1,255 million (INR 125.5 crores) and PAT at INR 805 million (INR 80.5 crores).

    02

    Product-Led Growth and Margin Quality Improvement

    Growth during the quarter was primarily driven by increased product-led revenues across various markets, which helped offset margin pressure in the U.S. services business. The CRYPTAS acquisition significantly contributed to Europe's performance, adding INR 34 crores to Q3 revenue, up from INR 24 crores in Q2, and turned profitable with INR 1-1.25 crores PAT. Management highlighted that 65% of the company's revenue is recurring, with the balance being one-time📎 license delivery, indicating a stable revenue base and improving overall margin quality.

    03

    Strategic Global Expansion and Infrastructure Investments

    eMudhra is actively expanding its global footprint, with U.S. data centers now live to support local TLS certificate issuance and enterprise adoption. In the Middle East, a new UAE data center is being set up with an investment of INR 15 crores, driven by new local trust service provider guidelines. The company's product portfolio, including emCA and CERTInext, is being integrated into CRYPTAS's offerings, and AI Cyber Forge's secret management engine has been amalgamated into the U.S. subsidiary, eMudhra Inc.

    04

    FY26 Revenue Guidance Maintained and CAPEX Plans

    Despite achieving INR 516.6 crores in revenue for 9M FY26, management reiterated its full-year FY26 revenue guidance of INR 700 crores, indicating confidence in Q4 performance. The total CAPEX for FY25-26 is projected to be around INR 75-80 crores, including INR 60-62 crores for software development (PQC, data privacy, remote signing) and an additional INR 15 crores for the UAE data center. Approximately 72% of the planned CAPEX (excluding the data center) has already been incurred, with the balance to be incurred.

    05

    Digital Trust Services and Regulatory Tailwinds

    The company expects trust services revenue to grow by 22-25% year-on-year, reaching INR 120-122 crores for FY26, driven by initiatives like DPDP compliance and property digitization in India. While eSign volumes have increased significantly from 50,000-1 lakh per day to over 4 lakh per day, the per-eSign revenue of INR 5 and 25% margin after Aadhaar charges mean volume growth has a limited impact on overall profit. Regulatory frameworks like NIS2 and DORA in Europe continue to reinforce demand for certificate lifecycle management and identity solutions.

    06

    Competitive Positioning and Product Differentiation

    eMudhra differentiates itself in the global market by offering equally capable or superior products (like CA solutions and CLM) at a more competitive price point compared to U.S. competitors like DigiCert, especially in regions like the Middle East, Africa, and Far East. While DSC issuance and eSign are commoditized, the company's CERTInext emCA and identity authentication management solutions are considered non-commoditized, with only a few global providers. The company estimates that out of its INR 700 crores FY26 revenue, INR 130-140 crores will come from commoditized products, with the rest from differentiated offerings.

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