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    Goldiam Intl.

    GOLDIAM
    Consumer Durables·10 Feb 2026
    Management Summary

    Goldiam International delivered a strong performance in Q3 FY26 and 9M FY26, driven by robust revenue and profit growth, particularly in lab-grown diamond jewelry exports. The company maintained healthy margins and a strong cash position, while also expanding its B2C 'Origem' store network, despite initial operating losses for the new venture. Management expressed confidence in continued growth across both B2B and B2C segments.

    Highlights

    6
    • Consolidated revenue for Q3 FY26 grew 18% YoY, reaching ₹777.34 crores for 9M FY26, up 30% YoY.

    • EBITDA for Q3 FY26 was ₹90.8 crores, a 28.2% YoY increase, with a strong margin of 26.7%.

    • Consolidated PAT for Q3 FY26 grew 37% YoY to ₹68.4 crores, and 42% YoY for 9M FY26 to ₹133.36 crores.

    • Cash and cash equivalents, including investments, were robust at ₹504.13 crores as of December 31, 2025.

    • Lab-grown diamond jewelry exports contributed 90.5% to the export-sales mix in Q3 FY26, with online revenue at 31.6% of total revenue.

    • Order book position was healthy at ₹180 crores as of December 31, 2025, with new export orders worth ₹80 crores received.

    Concerns

    1
    • Origem, the B2C retail brand, reported an operating loss of approximately ₹2.5 crores in Q3 FY26.

    Key financials

    Metrics

    9

    Periods

    2

    Q3

    5
    • Consolidated Revenue
      YoY+18%
    • EBITDA
      ₹90.8 Cr
      YoY+28.2%
    • EBITDA Margin
      26.7%
    • Consolidated PAT
      ₹68.4 Cr
      YoY+37%
    • Volume Growth
      YoY+7.0%

    9M

    4
    • Consolidated Revenue
      ₹777.34 Cr
      YoY+30%
    • EBITDA
      ₹185.3 Cr
      YoY+32.7%
    • EBITDA Margin
      23.8%
    • Consolidated PAT
      ₹133.36 Cr
      YoY+42%

    Order Book

    high confidence

    Total Value

    ₹ 180 crores

    as of 2025-12-31

    quantified

    Inflow this qtr

    ₹ 80 crores

    "The order book is very strong, augmented by new export orders and consistent dot-com growth."

    Source:
    Prepared remarks

    Capital allocation

    3
    high confidence
    CategoryHeadline
    Capex

    Capex disclosed

    Dividend

    ₹2.75/share (interim)

    Liquidity

    Cash ₹504.13 crores

    Cash and cash equivalents including investments were at Rs. 5041.3 million as on December 31st, 2025.

    Guidance & targets

    7
    CategoryTargetPriority
    Origem Store Expansion
    New Origem stores
    12-14
    High
    Origem Store Expansion
    New Origem stores
    50
    High
    Origem Store Performance
    Matured store sales per month
    ₹40 lakhs
    High
    Origem Store Performance
    Inventory turn
    2X
    High
    Origem Profitability
    Margins
    38-42%
    High
    B2B Business Growth
    Doubling of B2B business
    2X
    High
    B2B Business Growth
    Dot-com growth
    20-25%
    High

    Origem store count

    by March 2026
    Current13 operational stores
    Target24-26 operational stores

    Why it matters

    To track the progress of the aggressive B2C expansion strategy.

    Goldiam plans to open an additional 12 to 14 Origem stores by March 2026, taking the total store count to about 24 to 26 operational stores by the end of the current fiscal year.

    How to verify

    guidance_and_targets[metric='New Origem stores'][target_period='by March 2026']

    Risks & concerns

    1
    RiskSeverity

    Origem operating losses

    Origem reported an operating loss of ₹2.5 crores in Q3 FY26, though the overall store fleet is near breakeven.Analyst acknowledged

    medium

    Q&A highlights

    8

    “So, our jewelry carries no tariff, zero tariff, because our origin for the jewelry continues to be US. So, no tariff is levied upon our products in America, our jewelry.”

    Clarified that Goldiam's dual-casting method (US casting, India finishing) allows it to maintain 0% tariff, providing a competitive advantage despite the general 18% tariff on jewelry.

    asked by Dixit Doshi

    2 min read6 chapters

    Detailed Narrative

    01

    Strong Financial Performance in Q3 and 9M FY26

    Goldiam International reported a robust Q3 FY26 with consolidated revenue growth of 18% YoY. For the nine months ended December 31, 2025, consolidated revenues reached ₹777.34 crores, marking a 30% YoY increase. EBITDA for Q3 FY26 stood at ₹90.8 crores, up 28.2% YoY, with a healthy margin of 26.7%. Consolidated PAT for Q3 FY26 grew 37% YoY to ₹68.4 crores, and for 9M FY26, it increased 42% YoY to ₹133.36 crores, demonstrating strong profitability.

    02

    Strategic Focus on Lab-Grown Diamond Exports and Online Sales

    Lab-grown diamond jewelry exports were a significant growth driver, contributing 90.5% to the overall export-sales mix in Q3 FY26, up from 80% in Q3 FY25. The company also saw a sharp increase in online revenue contribution, accounting for 31.6% of total revenue during the quarter. Goldiam's B2B export strategy focuses on increasing wallet share with existing customers, onboarding new large-format US retailers, and expanding into new geographies including Europe, Middle East, Israel, and Australia.

    03

    Origem B2C Expansion and Profitability Outlook

    The B2C brand, Origem, currently operates 13 stores, with plans to open an additional 12-14 stores by March 2026, bringing the total to 24-26. A more aggressive expansion of 50 new stores is planned for H1 of the next fiscal year. While Origem incurred an operating loss of approximately ₹2.5 crores in Q3 FY26, the overall store fleet is nearing breakeven. Management targets ₹40 lakhs in monthly sales and a 2X inventory turn for mature stores, aiming for 38-42% margins.

    04

    Lab-Grown Diamond Price Stability and Demand

    Contrary to historical trends, lab-grown diamond prices have stabilized and even shown upward movement in the last 3-4 months, particularly for sizes up to 1 carat. This stability is attributed to increased global demand from markets like the US, Middle East, Australia, and India, coupled with the rising cost of labor for cutting and polishing. Management believes this reduces the risk of price declines on loose diamond inventory.

    05

    Capital Allocation and Liquidity

    The company declared an interim dividend of ₹2.75 per equity share. Goldiam maintains a strong liquidity position, with cash and cash equivalents, including investments, totaling ₹504.13 crores as of December 31, 2025. Investment per Origem store is estimated at ₹3.7-3.8 crores, covering ₹0.5-0.65 crores for fit-out, ₹0.3-0.4 crores for rental deposits, and ₹2.7-2.8 crores for inventory.

    06

    Competitive Advantages and Future Growth Drivers

    Goldiam highlights its competitive advantages in B2B exports through superior design, quality, and the ability to consign jewelry. For Origem, key differentiators include product design informed by US bestsellers, a cost-of-goods advantage from corporate volumes, and a professional retail team. The company expects its B2B business to double in 3-5 years and anticipates 20-25% annualized growth from its dot-com channels, contributing to a record financial year.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.