INDIASHLTR India Shelter Finance Corporation Q1 FY27 results (Apr–Jun 2026) and concall
India Shelter Finance reported a robust Q1 FY27 with 24% YoY AUM growth and 23% YoY PAT growth, despite a one-time accounting change impacting reported disbursements. Asset quality saw an increase in Stage 3 assets to 1.5%, which management attributes to seasonality and expects to stabilize by Q2 FY27 with resolution from Q3 FY27. The company reiterated its FY27 guidance for 25-30% loan growth and 40-50 bps credit cost, driven by continued branch expansion and AI adoption.
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What they filed
Q1 FY27: revenue up 19.7%, net profit up 20.2% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 | Q1 FY27 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 282 | 304 | 327 | 361 | 369 +31% | 390 +28% | 411 +26% | 432 +20% |
| Net profit | 90 | 96 | 108 | 119 | 122 +36% | 124 +29% | 140 +30% | 143 +20% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
