IOB I O B Q2 FY26 results (Jul–Sep 2025) and concall
Indian Overseas Bank reported a strong Q2 FY26, achieving a net profit of INR 1,226 crores, a 57.79% year-on-year increase. The bank demonstrated robust credit growth of 20.78% and significant improvement in asset quality with GNPA at 1.83% and NNPA at 0.28%. Capital adequacy remains strong at 17.94%, supporting future growth, though potential ECL provisions are being assessed.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 7,112 | 7,634 | 7,386 | 7,849 |
| Net profit | 874 | 1,051 | 1,111 | 1,226 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





