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IOIOB

I O B Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 16 Oct 2025

Indian Overseas Bank reported a strong Q2 FY26, achieving a net profit of INR 1,226 crores, a 57.79% year-on-year increase. The bank demonstrated robust credit growth of 20.78% and significant improvement in asset quality with GNPA at 1.83% and NNPA at 0.28%. Capital adequacy remains strong at 17.94%, supporting future growth, though potential ECL provisions are being assessed.

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What they filed

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue7,112 7,634 7,386 7,849
Net profit874 1,051 1,111 1,226
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.