Earnings calls

J & K Bank concall ledger

Every earnings call for J&KBANK — management tone, guidance, KPIs and promise tracking, quarter by quarter.

J&KBANK · 3 transcripts · Financial Services · latest Q3 FY26

Q3 FY26Published 20 Jan 2026Call held 20 Jan 2026

J&KBANK Q3 FY26 Earnings Call Transcript & Analysis

Net Profit₹587 crNIM3.62%

Net Profit (Q3) ₹587 cr; NIM (Q3) 3.62%. Advances grew 17.3% Y-o-Y, outpacing system average.

Q2 FY26Published 18 Oct 2025Call held 18 Oct 2025

Net Profit₹494 crNIM3.56%GNPA3.32%

Net Profit ₹494 cr; NIM 3.56%; GNPA 3.32%. Deposits grew 10.2% YoY and Advances grew 9.4% YoY.

Q1 FY26Published 28 Jul 2025Call held 28 Jul 2025

Net Profit₹485 cr+17% YoYRoE14.6%NIM3.72%

Net Profit ₹485 cr (+17% YoY); RoE 14.6%; NIM 3.72%. Net profit of INR485 crores, up 16.7% YoY, highest ever for a first quarter.