J&KBANK J & K Bank Q2 FY26 results (Jul–Sep 2025) and concall
J & K Bank reported a resilient Q2 FY26 with robust sequential and YoY growth in both deposits and advances, and an improved CASA ratio. Asset quality showed significant improvement with reduced GNPA and NNPA. However, profitability was impacted by NIM compression due to RBI rate cuts and a one-off impairment provision of INR 92 crores related to a Grameen Bank amalgamation, leading to a revision in RoA/RoE guidance for the year.
You’re reading a preview. Opening the full call uses 1 concall credit.
Sign in to use your monthly call allowance.
What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 3,206 | 3,212 | 3,268 | 3,292 |
| Net profit | 532 | 585 | 485 | 494 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
