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    Kalyan Jewellers India Limited

    KALYANKJIL
    Consumer Durables·6 Feb 2026
    Management Summary

    Kalyan Jewellers delivered a strong Q3 FY26, with consolidated revenue growing 42% YoY to ₹10,343 crores and PAT increasing 90% YoY to ₹416 crores. The company's omnichannel platform Candere achieved profitability, and same-store sales during Diwali saw over 30% growth. Management highlighted continued positive momentum into Q4 FY26, strategic expansion of lower karatage jewellery, and active steps to reduce pledged shares, while also noting the cessation of benefits from prior procurement changes.

    Highlights

    5
    • Consolidated revenue of ₹10,343 crores, up 42% YoY in Q3 FY26.

    • Consolidated PAT of ₹416 crores, up 90% YoY in Q3 FY26.

    • Candere turned PAT positive in Q3 FY26 with revenue growth of 144%.

    • Same-store sales growth for the 30-day Diwali period was in excess of 30% on a like-for-like basis.

    • Strong customer traction and momentum continued into Q4 FY26 despite gold price volatility.

    Concerns

    3
    • ₹41.5 crores provided under exceptional items for Labour Code changes in Q3 FY26.

    • Margin improvement from procurement changes has 'ceased continuing to be benefitting' on the company's side.

    • Gold price volatility requires careful inventory management to maintain turns.

    Key financials

    Metrics

    6

    Periods

    2

    Headline

    3
    • Consolidated Revenue
      ₹10,343 Cr
      YoY+42%
    • Consolidated PBT
      ₹560 Cr
      YoY+90.5%
    • Consolidated PAT
      ₹416 Cr
      YoY+90%

    9M

    3
    • Consolidated Revenue
      ₹25,468 Cr
      YoY+35%
    • Consolidated PBT
      ₹1,263 Cr
      YoY+78%
    • Consolidated PAT
      ₹941 Cr
      YoY+79%

    Segment breakdown

    • India₹9,048 Cr88.2%
    • Middle East₹1,073 Cr10.5%
    • E-commerce (Candere)₹135 Cr1.3%
    Donut· Share of Revenue

    Capital allocation

    3
    high confidence
    CategoryHeadline
    Capex

    ₹175 crores

    Debt

    Debt disclosed

    Liquidity

    Liquidity disclosed

    ₹300 crores of free cash generated from operations was used for Candere expansion and pilot showrooms in the U.S. and UK, and another ₹300 crores for debt reduction and dividend payments.

    Guidance & targets

    6
    CategoryTargetPriority
    Store Expansion
    Store count (KJ India)
    80 to 90
    Medium
    Store Expansion
    Overseas expansions (Middle East)
    6 to 7 showrooms
    Medium
    Store Expansion
    Regional showrooms (India)
    5 showrooms
    High
    Store Expansion
    Candere showrooms
    30 - 40 showrooms
    High
    Asset Monetization
    Sale of land parcel
    Completion
    Medium
    New Brand Launch
    Regional brand launch
    Launched
    High

    Launch of regional brand

    running quarter (Q4 FY26)
    CurrentYet to launch
    TargetLaunched in the running quarter

    Why it matters

    The launch of a new regional brand is a strategic initiative for market penetration and growth.

    It is yet to launch, but the region brand will be launched in the running quarter.

    How to verify

    detailed_narrative[title='New Brand Launch']

    Risks & concerns

    3
    RiskSeverity

    Impact of Labour Code changes

    ₹41.5 crores provided under exceptional items for the quarter due to Labour Code changes.Management acknowledged

    medium

    Gold price volatility and inventory management

    High gold prices necessitate trimming inventory volume to manage turns and cash flow, though 18-karat jewellery helps maintain volume.Analyst acknowledged

    medium

    Cessation of benefits from procurement changes

    Margin improvement previously driven by procurement changes has 'ceased continuing to be benefitting' the company.Management acknowledged

    medium

    Q&A highlights

    8

    “The franchise sign-ups, meaning, it has been very strong. And, again, the 80% - 90% is, like, one-year difference, which you are talking about. And we do not sign up franchise one year before with all the amounts, what you call, finalized.”

    Management confirms strong demand for new franchises despite higher capital requirements due to gold price increases, indicating a robust expansion pipeline.

    asked by Gaurav Jogani

    2 min read6 chapters

    Detailed Narrative

    01

    Strong Q3 FY26 Performance Driven by Festive Demand and Candere Growth

    Kalyan Jewellers reported a robust Q3 FY26, with consolidated revenue surging 42% year-on-year to ₹10,343 crores. Consolidated Profit After Tax (PAT) also saw significant growth, increasing 90% year-on-year to ₹416 crores. This strong performance was underpinned by robust festive demand, with same-store sales growth during the 30-day Diwali period exceeding 30% on a like-for-like basis, and momentum continuing into Q4 FY26.

    02

    Candere Achieves Profitability and Significant Revenue Growth

    The company's omnichannel platform, Candere, achieved a significant milestone by turning PAT positive during Q3 FY26, reporting a profit of ₹3 crores compared to a loss of ₹7 crores in the prior year. Candere recorded an impressive revenue growth of 144% for the quarter, reaching ₹135 crores. For the nine months ended December 31, 2025, Candere's revenue grew 117%, demonstrating the success of its transformation into an omnichannel model with 110 stores.

    03

    Segmental Performance and Geographic Trends

    India operations contributed significantly to the overall results, with revenue of ₹9,048 crores and PAT of ₹401 crores, marking an 84% growth. The Middle East business also showed strong growth, with revenues of ₹1,073 crores and a profit of ₹24 crores for the quarter. Management noted that while South India's acceptance of 18-karat jewellery is slower, North India shows faster adoption, and studded jewellery, particularly in 18-karat, is gaining traction across markets.

    04

    Strategic Focus on Lower Karatage Jewellery and Franchisee Expansion

    Kalyan Jewellers is strategically increasing the share of 18-karat products and plans to launch 14-karat and 9-karat options, especially in studded jewellery, to offer more choice within customer budgets. The company's franchisee model continues to be strong, with approximately 30 showrooms in South India and a total of 200+ franchisee showrooms overall. Management aims to add 80-90 new stores in India over the next couple of years and 6-7 overseas showrooms annually, with active discussions for new Arab investor franchises.

    05

    Capital Allocation and Debt Management Initiatives

    The company utilized ₹300 crores from free cash generated from operations for Candere expansion and pilot showrooms in the US and UK, and another ₹300 crores for debt reduction and dividend payments. Management indicated no major change in debt from Q2 to Q3, with repayments typically occurring in Q2 and Q4. Plans are in place to further reduce pledged shares over the next six months, which were primarily for buyback purposes, and mediators have been appointed for the sale of a land parcel expected by H1 FY27.

    06

    Outlook and Ongoing Initiatives

    Management expressed optimism for Q4 FY26, stating that the quarter has started well with strong customer traction despite gold price volatility, and expects to end the financial year on a strong note. Key initiatives include adding more inventory to existing showrooms, driving higher same-store sales growth, and launching a new regional brand in one state during the current quarter. The company also highlighted that leverage on advertisement, employee, and other operating expenses is helping and is expected to continue.

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