Kalyan Jewellers

    KALYANKJIL
    Consumer Durables·6 Feb 2026
    Management Summary

    Kalyan Jewellers delivered a strong Q3 FY26, with consolidated revenue growing 42% YoY to ₹10,343 crores and PAT increasing 90% YoY to ₹416 crores. The company's omnichannel platform Candere achieved profitability, and same-store sales during Diwali saw over 30% growth. Management highlighted continued positive momentum into Q4 FY26, strategic expansion of lower karatage jewellery, and active steps to reduce pledged shares, while also noting the cessation of benefits from prior procurement changes.

    Highlights5
    • Consolidated revenue of ₹10,343 crores, up 42% YoY in Q3 FY26.
    • Consolidated PAT of ₹416 crores, up 90% YoY in Q3 FY26.
    • Candere turned PAT positive in Q3 FY26 with revenue growth of 144%.
    • Same-store sales growth for the 30-day Diwali period was in excess of 30% on a like-for-like basis.
    • Strong customer traction and momentum continued into Q4 FY26 despite gold price volatility.
    Concerns Noted3
    • ₹41.5 crores provided under exceptional items for Labour Code changes in Q3 FY26.
    • Margin improvement from procurement changes has 'ceased continuing to be benefitting' on the company's side.
    • Gold price volatility requires careful inventory management to maintain turns.
    Numbers6

    Key Financials

    MetricValueYoY
    Consolidated Revenue₹10K Cr+42.0% YoY
    Consolidated PBT₹560 Cr+90.5% YoY
    Consolidated PAT₹416 Cr+90.0% YoY
    9M Consolidated Revenue₹25K Cr+35.0% YoY
    9M Consolidated PBT₹1.3K Cr+78.0% YoY
    9M Consolidated PAT₹941 Cr+79.0% YoY

    Segment Breakdown

    Share of Revenue

    • India88.2%
    • Middle East10.5%
    • E-commerce (Candere)1.3%
    India
    ₹9.0K Cr Revenue₹541 Cr PBT₹401 Cr PAT
    Middle East
    ₹1.1K Cr Revenue₹26 Cr PBT₹24 Cr Profit
    E-commerce (Candere)
    ₹135 Cr Revenue₹3 Cr Profit
    Trend3

    Historical Trend

    Last 6Q
    MetricLatestTrend
    Consolidated Revenue(crores)10343
    Consolidated PAT(crores)416
    Consolidated EBITDA(crores)497
    Capital3

    Capital Allocation

    high confidence
    CategoryHeadline
    Capex

    ₹175 crores

    Debt

    Debt disclosed

    Liquidity

    Liquidity disclosed

    ₹300 crores of free cash generated from operations was used for Candere expansion and pilot showrooms in the U.S. and UK, and another ₹300 crores for debt reduction and dividend payments.

    Promises6

    Guidance & Targets

    CategoryTargetPriority
    Store Expansion
    Store count (KJ India)80 to 90
    Medium
    Store Expansion
    Overseas expansions (Middle East)6 to 7 showrooms
    Medium
    Store Expansion
    Regional showrooms (India)5 showrooms
    High
    Store Expansion
    Candere showrooms30 - 40 showrooms
    High
    Asset Monetization
    Sale of land parcelCompletion
    Medium
    New Brand Launch
    Regional brand launchLaunched
    High
    Watchlist5

    Watch for Next Quarter

    #Metric
    01Launch of regional brand
    02Sale of land parcel
    03Reduction of pledged shares
    04Candere showroom expansion
    05Overall store count for KJ India
    Risks3

    Risks & Concerns

    SeverityRisk
    medium

    Impact of Labour Code changes

    ₹41.5 crores provided under exceptional items for the quarter due to Labour Code changes.

    Management
    medium

    Gold price volatility and inventory management

    High gold prices necessitate trimming inventory volume to manage turns and cash flow, though 18-karat jewellery helps maintain volume.

    Analyst
    medium

    Cessation of benefits from procurement changes

    Margin improvement previously driven by procurement changes has 'ceased continuing to be benefitting' the company.

    Management
    Q&A8

    Q&A Highlights

    Narrative2m

    Detailed Narrative

    6 chapters
    01

    Strong Q3 FY26 Performance Driven by Festive Demand and Candere Growth

    Kalyan Jewellers reported a robust Q3 FY26, with consolidated revenue surging 42% year-on-year to ₹10,343 crores. Consolidated Profit After Tax (PAT) also saw significant growth, increasing 90% year-on-year to ₹416 crores. This strong performance was underpinned by robust festive demand, with same-store sales growth during the 30-day Diwali period exceeding 30% on a like-for-like basis, and momentum continuing into Q4 FY26.

    02

    Candere Achieves Profitability and Significant Revenue Growth

    The company's omnichannel platform, Candere, achieved a significant milestone by turning PAT positive during Q3 FY26, reporting a profit of ₹3 crores compared to a loss of ₹7 crores in the prior year. Candere recorded an impressive revenue growth of 144% for the quarter, reaching ₹135 crores. For the nine months ended December 31, 2025, Candere's revenue grew 117%, demonstrating the success of its transformation into an omnichannel model with 110 stores.

    03

    Segmental Performance and Geographic Trends

    India operations contributed significantly to the overall results, with revenue of ₹9,048 crores and PAT of ₹401 crores, marking an 84% growth. The Middle East business also showed strong growth, with revenues of ₹1,073 crores and a profit of ₹24 crores for the quarter. Management noted that while South India's acceptance of 18-karat jewellery is slower, North India shows faster adoption, and studded jewellery, particularly in 18-karat, is gaining traction across markets.

    04

    Strategic Focus on Lower Karatage Jewellery and Franchisee Expansion

    Kalyan Jewellers is strategically increasing the share of 18-karat products and plans to launch 14-karat and 9-karat options, especially in studded jewellery, to offer more choice within customer budgets. The company's franchisee model continues to be strong, with approximately 30 showrooms in South India and a total of 200+ franchisee showrooms overall. Management aims to add 80-90 new stores in India over the next couple of years and 6-7 overseas showrooms annually, with active discussions for new Arab investor franchises.

    05

    Capital Allocation and Debt Management Initiatives

    The company utilized ₹300 crores from free cash generated from operations for Candere expansion and pilot showrooms in the US and UK, and another ₹300 crores for debt reduction and dividend payments. Management indicated no major change in debt from Q2 to Q3, with repayments typically occurring in Q2 and Q4. Plans are in place to further reduce pledged shares over the next six months, which were primarily for buyback purposes, and mediators have been appointed for the sale of a land parcel expected by H1 FY27.

    06

    Outlook and Ongoing Initiatives

    Management expressed optimism for Q4 FY26, stating that the quarter has started well with strong customer traction despite gold price volatility, and expects to end the financial year on a strong note. Key initiatives include adding more inventory to existing showrooms, driving higher same-store sales growth, and launching a new regional brand in one state during the current quarter. The company also highlighted that leverage on advertisement, employee, and other operating expenses is helping and is expected to continue.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.