M&MFIN Q4 FY26 Earnings Call Transcript & Analysis
PAT FY26 ₹2,782 cr (+19% YoY); ROE FY26 12.5%. Q4 PAT grew 55% YoY to INR 873 crores (84% without overlay).
Read full transcript & analysis
Every earnings call for M&MFIN — management tone, guidance, KPIs and promise tracking, quarter by quarter.
M&MFIN · 5 transcripts · Financial Services · latest Q4 FY26Mahindra & Mahindra Financial Services Limited has 5 earnings calls on record here, a Financial Services company, most recently Q4 FY26. Each quarter is scored on revenue, margins, guidance delivery and the questions management left unanswered — so the gap between what was promised and what was delivered is easy to read.
PAT FY26 ₹2,782 cr (+19% YoY); ROE FY26 12.5%. Q4 PAT grew 55% YoY to INR 873 crores (84% without overlay).
Read full transcript & analysisPAT (Q3 sequential growth) 59%; NIM (Q3) 7.5%. Q3 ROA climbed to 2.5%, with 9M FY26 ROA at 1.9%.
Read full transcript & analysisNIM 7%. Half-year PAT grew 25% to ₹1,100 crores.
Read full transcript & analysisPAT ₹530 cr (+3% YoY); NIM 6.5%. PAT of ₹530 crores, up 3% YoY.
Read full transcript & analysisPAT ₹530 cr. Tractor lending disbursement grew 21% in Q1 FY26.
Read full transcript & analysis