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Mahindra & Mahindra Financial Services Q4 FY26 results (Jan–Mar 2026) and concall

Financial Services · Concall AI · Call held 24 Apr 2026

Mahindra & Mahindra Financial Services reported a strong Q4 FY26, marked by significant PAT growth, robust RoA, and an all-time low in asset quality metrics. The company achieved substantial NIM expansion and disbursement growth, supported by ongoing digital transformation. However, a prudential overlay of INR 217 crores was created to mitigate potential risks from geopolitical and monsoon-related factors, and the CV business growth is being calibrated.

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What they filed

Q4 FY26: revenue up 13.4%, net profit up 106.1% against the same quarter last year.

₹ Cr · quarterly
Line itemQ3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26
Revenue4,797 4,886 4,991 5,026 5,450 +14%5,539 +13%
Net profit918 456 529 566 826 −10%940 +106%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.