M&MFIN Mahindra & Mahindra Financial Services Q4 FY26 results (Jan–Mar 2026) and concall
Mahindra & Mahindra Financial Services reported a strong Q4 FY26, marked by significant PAT growth, robust RoA, and an all-time low in asset quality metrics. The company achieved substantial NIM expansion and disbursement growth, supported by ongoing digital transformation. However, a prudential overlay of INR 217 crores was created to mitigate potential risks from geopolitical and monsoon-related factors, and the CV business growth is being calibrated.
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What they filed
Q4 FY26: revenue up 13.4%, net profit up 106.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 4,797 | 4,886 | 4,991 | 5,026 | 5,450 +14% | 5,539 +13% |
| Net profit | 918 | 456 | 529 | 566 | 826 −10% | 940 +106% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





