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    MSTC Q3 FY26 earnings call

    MSTCLTD
    Services·12 Feb 2026
    Management Summary

    MSTC reported a robust Q3 FY26, with 9-month adjusted PAT growing approximately 10% to Rs. 145.89 crores, driven by a 9.87% increase in revenue from operations. The e-commerce segment continued to be a primary growth driver, despite a moderation in Q3. The company is strategically expanding into new electronic exchange platforms, including the CPCB EPR certificates exchange and a travel booking platform, which are expected to contribute significantly to future growth.

    Highlights

    8
    • 9-month revenue from operations grew 9.87% to Rs. 302.67 crores (from Rs. 275.47 crores YoY).

    • 9-month EBITDA grew 9.61% to Rs. 199.95 crores (from Rs. 182.41 crores YoY).

    • 9-month PAT (adjusted for exceptional items) grew approximately 10% to Rs. 145.89 crores (from Rs. 131.2 crores YoY).

    • E-commerce segment revenue grew 9.26% to Rs. 216.23 crores (from Rs. 197.91 crores YoY) for the 9-month period.

    • Awarded work for developing and operating India's first exchange for trading EPR certificates (CPCB), with trading expected to begin in FY27.

    • Successful first tranche of gold bullion allocation on the DGFT platform.

    • Joint venture MMRPL's net loss reduced sequentially, with Q3 loss at Rs. 1.05 crores (vs Rs. 1.57 crores YoY).

    • Signed agreement with Mata Vaishno Devi Shrine Board for sale of precious metals.

    Concerns

    2
    • E-commerce growth rate moderated in Q3 FY26 to 4% YoY, with a 5% sequential decline.

    • Employee expenses in Q3 FY26 increased 20% YoY due to a one-time gratuity limit adjustment of Rs. 238.17 lakhs.

    What Changed2

    vs Q4 FY26

    Guidance items5 → 7 (+2)Risks discussed6 → 2 (-4)
    Key financials

    Metrics

    6

    Periods

    5

    Q3

    1
    • Revenue from Operations
      ₹250.86 Cr
      YoY+13.0%

    9M

    2
    • Revenue from Operations
      ₹302.67 Cr
      YoY+9.9%
    • EBITDA
      ₹199.95 Cr
      YoY+9.6%

    Adjusted, 9M

    1
    • PAT
      ₹145.89 Cr
      YoY+10%

    Adjusted, Q3

    1
    • PAT
      ₹145.89 Cr
      YoY+3%

    Before Exceptional, 9M

    1
    • PBT
      ₹192.29 Cr
      YoY+9.7%

    Segment breakdown

    • E-commerce (9M)₹216.23 Cr71.8%
    • Other Income (9M)₹84.95 Cr28.2%
    Donut· Share of Revenue

    Capital allocation

    3
    high confidence
    CategoryHeadline
    Capex

    Capex disclosed

    M&A

    MMRPL (Joint Venture)

    joint venture · integrated

    Liquidity

    Liquidity disclosed

    Management indicated availability of cash flow for CAPEX and potential for generating significant free cash flow.

    Guidance & targets

    7
    CategoryTargetPriority
    Revenue
    CPCB EPR Exchange Revenue Contribution
    significantly
    Medium
    Revenue
    E-commerce Overall Revenue Growth
    double-digit growth
    Medium
    Revenue
    Travel Business Platform Revenue
    start coming in
    Medium
    Revenue
    Iron Ore and Coal as E-commerce Drivers
    continue
    High
    Operational
    CPCB EPR Exchange Stabilization
    stabilized
    High
    Operational
    Travel Business Platform Launch
    launched
    High
    Shareholder Returns
    Dividend Payout Ratio
    30% of PAT or 4% of net worth, whichever is higher
    High

    What to watch in Q4 FY26

    5

    CPCB EPR Exchange Launch & Revenue

    Q1 FY27 (next fiscal year)
    CurrentAdvanced stage, trading expected in coming fiscal year.
    TargetTrading begins, revenue starts flowing.

    Why it matters

    This is a key new revenue stream expected to drive significant e-commerce growth.

    This project, on behalf of CPCB, is now in a fairly advanced stage with the lifestyles already operational and trading expected to begin in the coming fiscal year.

    Risks & concerns

    2
    RiskSeverity

    E-commerce growth moderation

    E-commerce growth rate moderated to 4% YoY in Q3 and declined 5% sequentially, attributed by management to Q-o-Q variability and spillover sales.Analyst downplayed

    medium

    MMRPL (Joint Venture) continued losses

    The joint venture MMRPL continues to incur losses (Rs. 4.68 crores for 9 months, Rs. 1.05 crores for Q3), though management notes sequential reduction and operational improvements.Management acknowledged

    medium

    Q&A highlights

    8

    “See, actually in the first quarter, if I can recollect, the main contribution to e-commerce, there was some spillover of sales that happened in the last quarter of last year because of which the growth was much more than what we had anticipated. See, I do not think we should be analyzing it quarter-to-quarter as far as e-commerce revenue is concerned.”

    Analyst questioned the slowdown in the core e-commerce segment, and management provided context on quarter-to-quarter variability and future growth drivers.

    asked by Saurabh Ginodia

    3 min read7 chapters

    Detailed Narrative

    01

    Q3 FY26 Financial Performance and 9-Month Overview

    MSTC demonstrated strong financial performance for the nine-month period of FY26, achieving a 9.87% year-on-year growth in revenue from operations to Rs. 302.67 crores. EBITDA also saw a robust increase of 9.61% to Rs. 199.95 crores. Adjusted PAT, excluding exceptional items📎, grew approximately 10% to Rs. 145.89 crores. For Q3 FY26 specifically, standalone revenue from operations grew 12.95% to Rs. 250.86 crores, with adjusted PAT standing at Rs. 145.89 crores.

    02

    E-commerce Segment Performance and Future Outlook

    The e-commerce segment remained a primary growth driver, contributing Rs. 216.23 crores to revenue for the 9-month period, reflecting a 9.26% year-on-year growth. However, Q3 FY26 saw a moderation in e-commerce growth to 4% YoY and a 5% sequential decline, which management attributed to spillover sales from the previous quarter and policy-related factors rather than a fundamental issue. The company anticipates a return to double-digit growth in e-commerce, significantly bolstered by new initiatives.

    03

    Strategic Expansion into New Electronic Exchange Platforms

    MSTC is strategically expanding its electronic exchange offerings. The company has been awarded the work to develop and operate India's first exchange for trading EPR (Extended Producer Responsibility) certificates on behalf of CPCB, with trading expected to commence in the coming fiscal year (FY27). This platform is projected to contribute significantly to revenue and stabilize by Q2 FY27. Additionally, a new travel booking platform, targeting both government and private users, is slated for launch by April 2026 (Q1 FY27), with revenues expected to start flowing from the next fiscal year.

    04

    Joint Venture (MMRPL) Operational Improvements

    The joint venture, MMRPL, showed signs of operational improvement with its net loss reducing sequentially over the last few quarters. For the 9-month period, the loss stood at Rs. 4.68 crores, marginally higher than Rs. 4.65 crores in the previous year, but the Q3 FY26 loss was Rs. 1.05 crores, an improvement from Rs. 1.57 crores in the corresponding period last year. The company has rationalized costs by closing a high-cost unit in Noida and is establishing a new unit in Kalyan, Maharashtra, alongside observing positive trends in feedstock volumes.

    05

    Diversified Business Wins and Gold Bullion Allocation

    MSTC secured several new business agreements and successfully executed existing mandates. This includes signing an agreement with the Mata Vaishno Devi Shrine Board for precious metals sales and selling approximately 3.5 million tons of iron ore for NMDC. The company also successfully allocated 22 coal blocks in the 13th and 14th rounds of Commercial Coal Block Auctions. Furthermore, the first tranche of gold bullion allocation on the DGFT platform was successfully completed, with further events scheduled.

    06

    Capital Expenditure for Strategic Infrastructure

    The company's assets, property, plant, and equipment increased significantly by Rs. 143 crores from Rs. 53 crores (March 2025) to Rs. 196 crores (September 2025). This increase was primarily due to the construction of a new corporate office in World Trade Center, New Delhi. Management expects this strategic investment in a capital hub to facilitate more business by enhancing liaison with stakeholders and supporting a larger team for ongoing projects, thereby contributing to future revenue generation.

    07

    Capital Allocation and Shareholder Returns Policy

    MSTC adheres to a clear dividend payout policy, aiming to distribute 30% of PAT or 4% of net worth, whichever is higher, in line with DIPAM guidelines. While discussions around utilizing surplus cash, including potential buybacks, were raised, management indicated that such decisions are governed by Government of India norms and would be determined by the board, suggesting no immediate specific plans beyond the stated policy.

    This is an AI-generated summary of a publicly available earnings call transcript.