PAISALO Paisalo Digital Q3 FY26 results (Oct–Dec 2025) and concall
Paisalo Digital reported a strong Q3 FY26 with AUM growing 16% YoY to INR 55,082 million and PAT increasing 29% sequentially to INR 663 million. The company demonstrated improved asset quality with GNPA at 0.83% and NNPA at 0.66%, alongside a 92 bps reduction in cost of borrowing to 10.3%. However, disbursements grew a modest 7% YoY, and operating expenses outpaced NII growth, leading to a decline in ROA from 4.4% to 3.8%. Regulatory changes in co-lending also impacted other income.
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What they filed
Q3 FY26: revenue up 17.6%, net profit up 6.5% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 204 | 194 | 219 | 224 | 240 +18% |
| Net profit | 62 | 46 | 47 | 52 | 66 +6% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
