PAYTM One 97 Q3 FY26 results (Oct–Dec 2025) and concall
One 97 (Paytm) reported strong Q3 FY26 results with 22% YoY revenue growth and 24% YoY GMV growth, driven by robust payment processing margins and the successful scaling of its BNPL product. The company is actively mitigating the impact of PIDF changes through increased subscription revenues and cross-selling. Management emphasized a technology-led approach, cost optimization, and ambitious targets for customer acquisition and financial services penetration, while also addressing the potential relaunch of its wallet.
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What they filed
Q3 FY26: revenue up 20.0%, net profit up 208.2% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 1,828 | 1,912 | 1,918 | 2,061 | 2,194 +20% |
| EBITDA | -223 | -88 | 72 | 140 | 155 +170% |
| Net profit | -208 | -545 | 123 | 21 | 225 +208% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
