PFS PTC India Financial Services Q4 FY26 results (Jan–Mar 2026) and concall
PTC India Financial Services Limited delivered a strong financial and operational performance in FY26, marked by a 46.9% increase in PAT to INR319 crores and significant growth in loan sanctions and disbursements. Asset quality improved substantially, with Gross Stage III assets reducing by 73% to INR190 crores. Despite a slight dip in total income and softening yield, profitability metrics like RoA and RoE showed strong improvement, and CRISIL reaffirmed its rating. However, the resignation of the MD and the non-declaration of dividends were noted concerns.
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What they filed
Q4 FY26: revenue down 22.2%, net profit down 20.7% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|---|
| Revenue | 163 | 158 | 153 | 142 | 132 −19% | 122 −23% | 119 −22% |
| EBITDA | 148 | 160 | 144 | 213 | 177 +20% | — | — |
| Net profit | 47 | 67 | 58 | 137 | 88 +87% | 49 −27% | 46 −21% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
