POLICYBZR PB Fintech Q4 FY25 results (Jan–Mar 2025) and concall
PB Fintech reported strong Q4 FY25 results with total insurance premium up 37% YoY to ₹7,030 Cr and full-year operating revenue growing 45% to ₹4,977 Cr. Consolidated PAT significantly improved from ₹64 Cr to ₹353 Cr, with the full-year PAT margin reaching 7%. While the health business continued robust growth, the savings segment faced challenges, and core credit revenue declined 21% YoY, impacting overall new core insurance premium growth, and OCF turned negative due to receivables.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 43 | 37 |
| EBITDA | -46 | -96 |
| Net profit | 14 | -17 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
