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Repco Home Finance Q2 FY26 results (Jul–Sep 2025) and concall

Financial Services · Concall AI · Call held 13 Nov 2025

Repco Home Finance delivered a strong Q2 FY26 with record disbursements and sanctions, driving an 8% YoY loan book growth. Asset quality improved with reduced GNPA and NNPA, supported by robust provisioning. While profitability metrics like NIM and RoA remained healthy, the company acknowledged increased employee and administrative costs and the challenge of accelerating AUM growth amidst legacy book rundown.

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What they filed

Q2 FY26: revenue up 4.3%, net profit down 4.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue423 445 426 440 441 +4%
Net profit115 113 121 115 110 −4%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.