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Satin Creditcare Network Q3 FY26 results (Oct–Dec 2025) and concall

Financial Services · Concall AI · Call held 29 Jan 2026

Satin Creditcare reported a strong Q3 FY26, marked by robust consolidated AUM growth of 10% YoY to INR 13,341 crores and a significant 404% YoY increase in consolidated PAT to INR 72 crores. The company maintained healthy asset quality with PAR 90 at 3.3% and an overall collection efficiency of 98%, while also expanding its branch network by 452 since Q3 FY25. Strategic diversification continued with the acquisition of a 51% stake in QTrino Labs by Satin Technologies and capital infusion into Satin Finserv.

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What they filed

Q3 FY26: revenue up 8.2%, net profit up 414.3% against the same quarter last year.

₹ Cr · quarterly
Line itemQ2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26
Revenue657 684 615 703 788 +20%740 +8%
Net profit45 14 22 45 53 +18%72 +414%
How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.