SBIN State Bank of India Q3 FY26 results (Oct–Dec 2025) and concall
State Bank of India delivered a strong Q3 FY26 performance, reporting its highest-ever quarterly net profit of ₹21,028 crore, a 24.49% year-on-year increase. This was supported by robust operating profit growth of 39.54% and healthy credit expansion of 15.14%. The bank maintained strong asset quality with declining NPAs and a solid capital adequacy ratio, reflecting its focus on sustainable value creation amidst a competitive market.
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What they filed
Q3 FY26: revenue up 4.2%, net profit up 24.5% against the same quarter last year.
| Line item | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 1,13,871 | 1,17,427 | 1,19,509 | 1,17,996 | 1,19,654 +5% | 1,22,352 +4% |
| Net profit | 18,331 | 16,891 | 18,643 | 19,160 | 20,160 +10% | 21,028 +24% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
