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    SHANTIGOLD

    SHANTIGOLD
    Consumer Durables·11 Feb 2026
    Management Summary

    Shanti Gold International Limited reported robust Q3 FY26 performance with significant revenue and profit growth, driven by strong volume expansion and increased transactions with organized retailers. The company's credit rating was upgraded, reflecting improved financial health. However, margins saw a sequential dip attributed to gold hedging and a new lower-margin product line. Management outlined plans for capacity expansion, new product categories, and increased export focus, aiming for sustained high growth.

    Highlights

    5
    • Revenue from operations for Q3 FY26 stood at INR636.9 crores, registering a strong growth of 110.06% YoY.

    • EBITDA for Q3 FY26 was INR60.18 crores, a growth of 113.83% YoY, with margins improving by 17 bps to 9.45%.

    • PAT for Q3 FY26 was INR40.08 crores, with PAT margins at 6.29%.

    • Volume grew by 31% YoY to 535 kilograms in Q3 FY26, driven by healthy demand and improved manufacturing operations.

    • Credit rating upgraded by CARE Rating from BBB+ to A-minus stable for long-term bank facility, reflecting improved operating performance and strengthened balance sheet.

    Concerns

    2
    • Margins declined sequentially due to gold hedging activities and the introduction of a new plain gold jewellery line with higher churning and lesser margins.

    • Gold price volatility remains a factor influencing customer behavior and volumes, though management plans to hedge gold in the future to mitigate this risk.

    Key financials

    Metrics

    12

    Periods

    2

    Q3 FY26

    6
    • Revenue
      ₹636.9 Cr
      YoY+110.1%
    • EBITDA
      ₹60.18 Cr
      YoY+113.8%
    • EBITDA Margin
      9.4%
    • PAT
      ₹40.08 Cr
    • PAT Margin
      6.3%

    9M FY26

    6
    • Revenue
      ₹1,359.78 Cr
      YoY+68.1%
    • EBITDA
      ₹159.21 Cr
      YoY+1.6%
    • EBITDA Margin
      11.7%
    • PAT
      ₹108.64 Cr
      YoY+2%
    • PAT Margin
      8.0%

    Capital allocation

    2
    high confidence
    CategoryHeadline
    Capex

    ₹55.3 crores

    Debt

    Net ₹225 crores · 0.3x EBITDA

    Guidance & targets

    9
    CategoryTargetPriority
    Volume
    FY27 Volume Growth
    60% to 70%
    High
    Export Revenue
    Export Revenue Share
    10%
    High
    Margin
    Gross Margins
    8% to 10%
    Medium
    Margin
    Sustainable PAT Margin
    4%
    High
    Revenue
    FY26 Revenue
    INR2,000 crores
    High
    Capacity
    New Factory Commissioning (Mumbai/Marol)
    Operational by May 2026
    High
    Capacity
    Jaipur Facility Operational
    Operational by July 2026
    High
    Capacity
    Total Capacity Post-Expansion
    6,700 kgs
    High
    Capacity
    Overall Capacity Utilization
    75% to 80%
    High

    New Factory Commissioning (Mumbai/Marol)

    May 2026
    CurrentUnder construction
    TargetOperational

    Why it matters

    Successful commissioning is crucial for achieving the planned capacity expansion and supporting future volume growth.

    So this -- this factory should start by May.

    How to verify

    guidance_and_targets[metric='New Factory Commissioning (Mumbai/Marol)']

    Risks & concerns

    2
    RiskSeverity

    Gold Price Volatility

    Elevated gold prices impacted customer behavior and moderated volumes in certain segments; management plans to hedge gold in the future to mitigate this risk.Management acknowledged

    medium

    Margin Compression from New Product Line

    Introduction of a new plain gold jewellery line with higher churning and lower margins contributed to a sequential dip in overall margins.Management acknowledged

    medium

    Q&A highlights

    8

    “The margins were declined because we had done some portions of our gold hedging during this quarter. And we started a new line of jewellery which has a higher churning and a lesser margin.”

    Explains the sequential margin compression, attributing it to strategic hedging and a new product line with different margin profiles.

    asked by Aniket Madhwani

    2 min read5 chapters

    Detailed Narrative

    01

    Q3 FY26 and 9M FY26 Financial Performance

    Shanti Gold International Limited delivered a strong Q3 FY26, with revenue from operations growing by 110.06% YoY to INR636.9 crores. EBITDA increased by 113.83% to INR60.18 crores, and PAT stood at INR40.08 crores, resulting in a PAT margin of 6.29%. For the nine-month period ending December 31, 2025, the company surpassed full-year FY25 revenues, reporting INR1359.78 crores in revenue, a 68.06% YoY growth. 9M FY26 EBITDA grew by 162.84% to INR159.21 crores, with PAT reaching INR108.64 crores, a growth of over 200%.

    02

    Strategic Growth Initiatives: Capacity Expansion & New Product Lines

    The company is undertaking a significant capacity expansion, adding approximately 4,000 kg per annum, which will bring the total manufacturing capacity to 6,700 kg. This new facility is expected to be operational by May 2026, with an additional Jaipur facility operational by July 2026. Shanti Gold also launched a new line of plain gold jewellery catering to the mass market segment, contributing to incremental volume growth. Furthermore, the company plans to enter the Mangalsutra jewellery category to broaden its product portfolio and participate in a structurally significant segment.

    03

    Industry Trends and Market Positioning

    Shanti Gold observed a clear shift in end-customers' purchasing behavior towards large organized jewellery retailers, who are increasingly outsourcing manufacturing. The company's strong execution, growing scale, and increased transactions with organized retailers reflect this trend. Factors like mandatory hallmarking, regulatory compliance, and growing consumer preference for trusted brands are accelerating formalization across the industry. The company maintains a strong in-house team of 71 CAD designers, enabling quick response to evolving customer preferences and market trends.

    04

    Capital Structure and Credit Rating Upgrade

    The company's credit rating was upgraded by CARE Rating from BBB+ to A-minus stable for long-term bank facilities, and to A2 plus for short-term facilities. This upgrade reflects improved operating performance, a strengthened balance sheet, and disciplined working capital management. The CFO confirmed a healthy debt position, with net debt at INR225 crores and a debt-equity ratio of 0.3, providing ample headroom for future growth without significant financial strain.

    05

    Outlook and Future Growth Drivers

    Management is constructive on the medium to long-term outlook, expecting continued formalization of the jewellery market and expansion of organized retail. They project a 60-70% volume growth for FY27 and aim to increase export revenue from the current 4% to 10% by next year, supported by a new office in UAE. The company targets an overall capacity utilization of 75-80% and a sustainable PAT margin of 4% going forward, driven by operational excellence and scalable growth.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.