SHRIRAMFIN Shriram Finance Q3 FY26 results (Oct–Dec 2025) and concall
Shriram Finance Limited announced a strategic partnership with MUFG, involving a US$4.4 billion capital infusion for a 20% stake. This capital is expected to fuel an accelerated growth rate of 18-20%, improve ROA from 2.8% to 3.6%, and reduce borrowing costs by 100 basis points over two years. While ROE is projected to dip to 13.5% next year due to the capital, it is expected to recover to 31% within five years, driven by conservative lending and focus on existing customer retention.
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What they filed
Q3 FY26: revenue up 13.8%, net profit down 22.1% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 |
|---|---|---|---|---|---|
| Revenue | 10,698 | 11,454 | 11,536 | 11,912 | 12,171 +14% |
| Net profit | 3,249 | 2,144 | 2,159 | 2,314 | 2,530 −22% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
