SHRIRAMFIN Shriram Finance Q4 FY25 results (Jan–Mar 2025) and concall
Shriram Finance delivered a solid Q4 FY25 with 17% AUM growth and nearly 10% PAT growth despite a challenging macro environment. NIM compression to 8.25% was primarily driven by excess liquidity from large ECB transactions, expected to normalize over 2 quarters. Management executed a Rs 2,345 crore technical write-off of fully-provided assets, reducing gross NPA without P&L impact. Guidance maintained at 15% AUM growth with NIM targeting 8.5-8.6% for FY26.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 |
|---|---|---|
| Revenue | 10,698 | 11,454 |
| Net profit | 3,249 | 2,144 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.





