SOUTHBANK The South Indian Bank Q2 FY26 results (Jul–Sep 2025) and concall
South Indian Bank delivered a strong Q2 FY26 with an 8% increase in net profit, driven by robust growth in deposits and advances. Asset quality showed significant improvement with reduced NPAs and enhanced provision coverage. The bank is strategically rebalancing its portfolio towards higher-yielding retail and MSME segments, which saw substantial growth in disbursements. While NIM is currently at a trough of 2.8%, management expects recovery, and digital co-lending initiatives are gaining traction.
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What they filed
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|
| Revenue | 2,371 | 2,373 | 2,362 | 2,407 |
| Net profit | 342 | 342 | 322 | 352 |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
