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    Teerth

    TGL
    Construction·5 Jun 2025
    Management Summary

    Teerth Gopicon reported strong FY25 revenue and margin growth, but H2 performance was impacted by significant payment delays from MP Jal Nigam and an ongoing legal dispute regarding the authenticity of Bank Guarantees. The company maintains a robust order book and is expanding into renewable energy, but faces challenges in execution velocity and working capital due to government payment issues. Management expressed confidence in resolving the BG matter and achieving future targets.

    Highlights

    5
    • Total revenue for FY25 grew 12.8% YoY to ₹118.55 crores (₹11,855 lakhs).

    • EBITDA margin expanded to 21% in FY25 from 17% in FY24, with EBITDA at ₹24.90 crores (₹2,490 lakhs).

    • Net worth increased significantly to ₹75.97 crores in FY25 from ₹19.28 crores in FY24.

    • Secured a 220 MW renewable energy project worth approximately ₹800 crores, with a 2-year execution timeline.

    • Court granted interim stay on MP JNM's coercive action regarding BG authenticity, providing time to submit fresh BGs.

    Concerns

    4
    • Revenue declined 26% in H2 FY25 compared to H1 FY25, primarily due to delays in payment realization from MP Jal Nigam.

    • PAT margin contracted to 6.61% in H2 FY25 due to higher finance costs, fixed overheads, and increased provisioning.

    • Ongoing legal proceedings and CBI investigation regarding the authenticity of Bank Guarantees (BGs) furnished to MP JNM.

    • Inconsistency in reported total order book figures during the Q&A session (₹930 crores vs ₹2,000 crores).

    Key financials

    Single quarter

    06 metrics
    1. 01Total Revenue₹118.55 Cr+12.8%YoY
    2. 02EBITDA₹24.9 Cr
    3. 03EBITDA Margin21%
    4. 04PAT₹12.84 Cr+11.1%YoY
    5. 05Net Worth₹75.97 Cr

    Order Book

    medium confidence

    Total Value

    ₹ 2,000 crores

    as of 2025-03-31

    quantified

    Execution

    Renewable projects: two years; Infra projects (initially stated as 930cr): one and a half years.

    Composition

    Mix2 segments
    • Infra (Jal Jeevan Mission)41.9%
    • Renewable Energy40.0%

    Share of order book by segment · partial disclosure (81.8% of book)

    "The company has a robust unexecuted order book, with significant contributions from both infrastructure (primarily Jal Jeevan Mission) and renewable energy projects, despite some inconsistencies in reported total figures."

    Source:
    Q&A

    Capital allocation

    1
    high confidence
    CategoryHeadline
    Liquidity

    Liquidity disclosed

    Working capital stress due to payment delays from MP Jal Nigam led to a reduction in employee count. The company has completed BG arrangements for future requirements.

    Guidance & targets

    1
    CategoryTargetPriority
    Revenue
    FY26 Revenue Target
    ₹800 crores
    Medium

    Resolution of Bank Guarantee (BG) Issue

    next quarter
    CurrentSub-judice, CBI investigation ongoing, court deadline June 30, 2025
    TargetCourt decision and CBI findings released, fresh BGs submitted if required

    Why it matters

    The resolution of this issue is critical for the execution of a significant portion of the order book, particularly Jal Jeevan Mission projects.

    The direction by the court to CBI is 30th June. According to me, this problem will be resolved before 30th June.

    How to verify

    risks_and_concerns[risk='Authenticity of Bank Guarantees (BGs) and CBI Investigation']

    Risks & concerns

    4
    RiskSeverity

    Authenticity of Bank Guarantees (BGs) and CBI Investigation

    Reports of non-genuine BGs furnished to MP JNM led to a court case, CBI investigation, and potential need to submit fresh BGs by June 9, 2025.Management acknowledged

    high

    Payment Delays from MP Jal Nigam

    Significant delays in payment realization from MP JNM directly impacted H2 FY25 revenue (26% decline) and PAT margins (contracted to 6.61%), also leading to working capital stress and employee reduction.Management acknowledged

    high

    Working Capital Stress and Revenue Recognition Policy

    The company's policy of recognizing revenue only upon fund release from departments, coupled with payment delays, creates working capital challenges and impacts reported revenue despite work completion.Management acknowledged

    medium

    Inconsistency in Reported Order Book Figures

    Management provided conflicting total order book figures during the call (₹930 crores vs ₹2,000 crores), potentially causing investor confusion about future revenue visibility.Analyst not addressed

    medium

    Q&A highlights

    6

    “Your question is very important. And this question is in the mind of every stakeholder and every person. In answer to this question I would just like to say that we have filed another application in court to extend the BGs submission until the CBI findings are received. The result of the same will come in a short time and as soon as it comes, we will disclose it to you.”

    This question addresses the core legal and operational uncertainty impacting the company, with management indicating a pending court decision and CBI findings.

    asked by Sandip Lamba

    3 min read6 chapters

    Detailed Narrative

    01

    FY25 Financial Performance Overview

    Teerth Gopicon Limited reported a total revenue of ₹118.55 crores (₹11,855 lakhs) for FY25, marking a 12.8% year-on-year growth compared to ₹105.10 crores (₹10,510 lakhs) in FY24. The company's EBITDA margin expanded to 21% in FY25, up from 17% in FY24, with EBITDA reaching ₹24.90 crores (₹2,490 lakhs). Net worth saw a substantial increase from ₹19.28 crores in FY24 to ₹75.97 crores in FY25, attributed to equity infusion and reserve growth. PAT for FY25 stood at ₹12.84 crores (₹1,284 lakhs), an 11.07% increase from FY24.

    02

    H2 FY25 Challenges: Payment Delays and Margin Contraction

    Despite overall FY25 growth, the second half of the fiscal year (H2 FY25) experienced a 26% decline in revenue compared to H1 FY25. This downturn was primarily caused by significant delays in payment realization from MP Jal Nigam, a key government client. Consequently, the PAT margin for H2 FY25 contracted to 6.61%, impacted by higher finance costs, increased fixed overheads, and provisioning. Management noted that similar revenue declines were observed across other infrastructure companies working on MP Jal Nigam projects.

    03

    Bank Guarantee (BG) Authenticity Dispute and Legal Proceedings

    A major concern highlighted during the call was the ongoing issue regarding the authenticity of Bank Guarantees (BGs) furnished to MP JNM two years prior. After initial verification, the BGs were re-verified, and concerns were raised about their genuineness. Teerth Gopicon filed a police complaint against the document provider and subsequently a WRIT petition in the Madhya Pradesh High Court. The court granted an interim stay, prohibiting MP JNM from taking adverse action, and directed the company to submit fresh BGs by June 9, 2025, while also ordering a CBI investigation into the matter. The company has completed arrangements for fresh BGs and awaits CBI findings.

    04

    Order Book and Renewable Energy Expansion

    The company reported a robust unexecuted order book of approximately ₹2,000 crores, encompassing both infrastructure and renewable energy projects. This includes a 220 MW renewable energy project valued at around ₹800 crores, with an execution timeline of two years. The infrastructure portion, primarily from the Jal Jeevan Mission, was initially stated as ₹930 crores with a one-and-a-half-year execution timeline. The company is actively pursuing PPA signings and site-related work for its renewable projects and aims to achieve its FY26 revenue target of ₹800 crores.

    05

    Revenue Recognition and Working Capital Management

    Teerth Gopicon adheres to a strict revenue recognition policy, booking revenue only when funds are released by the respective government departments. This policy means that completed work with pending payments, such as the ₹27 crores for executed work in H2 FY25, is not recognized as revenue or receivables until the funds are disbursed. This approach, while transparent, contributes to working capital challenges, which led to operational adjustments including a reduction in employee count. Management expressed confidence in its working capital planning for future orders.

    06

    Future Growth Opportunities and Strategic Focus

    The company sees significant growth opportunities in India's infrastructure sector, driven by government focus on capital investments in roads, water, urban development, and renewable energy. Key projects like Namami Gange (₹22,500 million budget) and Ujjain Simhastha 2028 (₹18,000 crores budget) are targeted. Teerth Gopicon is leveraging its 25+ years of experience, in-house design capabilities, and machinery fleet to capitalize on these opportunities. The company is also venturing into real estate with the Indore Smart City project (₹454 crores allotted, ₹1,800 crores revenue potential), with execution expected to begin after one year.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.