Skip to content
    AB
    Earnings call· Jun 2026(Q2 FY26)

    ALLIANCEBERNSTEIN HOLDING Q2 FY26 earnings call AB

    Jul 28, 2026 Source

    Executive summary

    AllianceBernstein Q2 FY26 — Record AUM and Return to Organic Growth

    AllianceBernstein achieved record AUM and returned to positive organic growth in Q2 FY26, driven by strong sales momentum across insurance, private wealth, and private markets. The firm reached its private markets AUM target significantly ahead of schedule, while the proposed Equitable and Corebridge combination is expected to further scale the insurance platform. Despite headwinds from active equity and taxable fixed income outflows, disciplined expense management and strategic investments are driving operating leverage and long-term earnings power.

    Highlights

    5
    • Assets under management reached a record level, exceeding $905 billion.

    • Firm-wide net flows returned to positive territory at $800 million, marking the strongest sales quarter in 5 years.

    • Private markets AUM reached $91 billion, achieving the $90 billion to $100 billion target over a year ahead of the 2027 commitment.

    • Adjusted earnings per unit increased 8% year-over-year to $0.82.

    • Adjusted operating margin expanded 70 basis points year-over-year to 33%.

    Concerns

    5
    • Active equity outflows were nearly $11 billion, primarily driven by U.S. large-cap growth redemptions in Asia Pacific.

    • Taxable fixed income outflows exceeded $4 billion, also largely due to retail redemptions in Asia Pacific.

    • Private Wealth net flows were negative $700 million due to typical seasonal tax-related selling.

    • Private market performance fee outlook for FY26 was lowered to $55 million-$65 million from $70 million-$80 million due to unrealized marks and tax events.

    • Equity investment performance struggled, with only 23% of AUM outperforming over the 1-year period, reflecting narrow market leadership.

    Guidance & targets

    6
    CategoryTargetConfidence
    Compensation ratio
    48.5%
    medium materiality
    High
    Full year non-compensation expense outlook
    $620 million to $640 million
    medium materiality
    High
    Full year ABLP tax rate
    5% to 6%
    medium materiality
    High
    Total performance fees FY26
    $115 million to $135 million
    high materiality
    High
    Public market performance fees FY26
    $60 million to $70 million
    medium materiality
    High
    Private market performance fees FY26
    $55 million to $65 million
    medium materiality
    Medium

    Segment performance

    8
    SegmentRevenueYoYQoQMargin
    Insurance
    Initiated 7 new relationships and deployed nearly $3 billion of third-party insurance capital on a gross basis in the first half of 2026.
    AUM: $218BGeneral Account Assets: $128BThird-Party Insurance AUM: $61BThird-Party Insurance AUM Growth YoY: >30%General Account Assets Organic Growth Annualized: 6%
    Bernstein Private Wealth
    Experienced typical seasonal pressure on net flows due to tax-related selling. Client engagement remains strong with demand concentrated in alternatives, tax-efficient solutions, and passive equities.
    AUM: $167BContribution to Firm-Wide Revenue: nearly 40%Net New Assets Growth LTM Annualized: 6%Net Flows: -$700M
    Retail Channel
    Strongest quarter of gross sales in 5 years, driving the channel's first quarter of positive organic growth since Q1 2025. Outflows in active equity and taxable fixed income were largely driven by retail redemptions in Asia Pacific.
    Gross Sales: $31BNet Inflows: $900MFixed Income Inflows: $9B (Equitable mandate) + $3B (muni)Active Equity Outflows: $11BTaxable Fixed Income Outflows: $4BSecurity of the Future AUM: $5BSecurity of the Future Inflows: $2B
    Institutional Channel
    Sixth consecutive quarter of positive organic growth for alternatives and multi-asset. $12 billion of commercial mortgage loans from Equitable were successfully onboarded in July ahead of schedule, expected to begin generating management fees in Q4. Pipeline is diversified across private alternatives, customized retirement, fixed income, and indexed equities.
    Net Flows: $0.5BAlternatives & Multi-Asset Net Inflows: $4BAlternatives & Multi-Asset Organic Growth Annualized: 11%Private Markets Deployments: $5BActive Equity Outflows: $3BCommercial Mortgage Loans Onboarded (July): $12BRemaining Pipeline: $14B
    Private Markets Platform
    Diversified platform spanning corporate direct lending, alternative credit, commercial real estate debt, and private placements. This milestone reflects successful execution of long-term strategy.
    AUM: $91BAUM (including July CML onboarding): >$100BTarget Achieved: $90B-$100B by 2027 (achieved over a year early)
    Active ETF Platform
    Globalized platform with 5 new strategies introduced in Europe, pioneering a dual share cloud structure. Growth reflects client demand for active exposures and efficient wrappers.
    AUM: $20BOrganic Growth Past Year: 73%Annualized Management Fees Run Rate: $100MNumber of Strategies: 31
    SMA Platform
    While municipals are the foundation, early momentum is seen from extending capabilities into taxable fixed income, representing a meaningful long-term growth opportunity.
    AUM: $69BAnnualized Growth Past Year: 17%
    Customized Retirement Platform
    Partnership with Brookfield and Carlyle (ABC One) combines private credit, private equity, and private real assets in a single diversified sleeve, designed to improve participant outcomes and broaden access to private markets.
    Assets: $117B

    Operational metrics

    34
    Adjusted EPS
    $0.828% increase year-over-year
    Q2 FY26

    Represents 100% distribution to unitholders.

    Adjusted Net Revenues
    $888M5% increase year-over-year
    Q2 FY26

    Reflects solid base fee growth.

    Base Fees Growth
    7%year-over-year
    Q2 FY26

    Reflecting higher average AUM across the platform, partly offset by product and channel mix changes.

    Performance Fees
    $24Mcompared with $30M in prior year
    Q2 FY26

    Strong contributions from public market strategies were offset by lower private market realizations.

    Total Operating Expenses
    $595M4% increase year-over-year
    Q2 FY26

    Reflecting disciplined investment in strategic growth initiatives.

    Compensation and Benefits Growth
    5%year-over-year
    Q2 FY26

    Maintained a stable compensation ratio.

    Compensation Ratio
    48.5%consistent with prior year period and guidance
    Q2 FY26

    As a percentage of adjusted net revenues.

    Promotion and Servicing Expenses Growth
    -3%year-over-year
    Q2 FY26

    Part of non-compensation expense management.

    G&A Expenses Growth
    2%year-over-year
    Q2 FY26

    Part of non-compensation expense management.

    Operating Income
    $293M7% increase versus prior year period
    Q2 FY26

    Reflects revenue growth outpacing expense growth.

    Adjusted Operating Margin
    33%expanded 70 basis points year-over-year
    Q2 FY26

    Remains above the midpoint of the 30% to 35% target, originally expected by 2027.

    Firm-Wide Fee Rate
    37.7
    Q2 FY26

    Negatively affected by the timing of onboarding the $9 billion passive fixed income mandate from Equitable.

    ETF Fee Rate
    50
    Q2 FY26

    Effective fee rate on the active ETF business.

    Firm-Wide Net Flows
    $800M
    Q2 FY26

    Return to positive organic growth after 4 consecutive quarters of outflows.

    Third-Party Insurance AUM Growth
    >30%year-over-year
    Q2 FY26

    Reflects strong momentum in third-party insurance.

    General Account Assets Organic Growth
    6%annualized rate
    Q2 FY26

    Organic growth rate for general account assets.

    Bernstein Private Wealth Net New Assets Growth
    6%annualized rate
    LTM

    Growth over the last 12 months, despite quarterly seasonal pressures.

    Retail Gross Sales
    $31Bhighest level in 5 years
    Q2 FY26

    Driving $900 million of net inflows in the retail channel.

    Alternatives & Multi-Asset Organic Growth
    11%annualized rate
    Q2 FY26

    Marked the sixth consecutive quarter of positive organic growth for this category.

    Active ETF Organic Growth
    73%
    past year

    Growth in AUM for the active ETF platform.

    SMA Annualized Growth
    17%
    last year

    Growth in AUM for the SMA platform.

    AUM
    $905Brecord level
    Q2 FY26

    Exceeded $905 billion, reflecting market appreciation and strategic initiatives.

    Private Markets AUM
    $91B
    Q2 FY26

    Achieved $90 billion to $100 billion Investor Day target more than a year ahead of 2027 commitment.

    Private Markets AUM (including July CML onboarding)
    >$100B
    July 2026

    Exceeds the upper end of the original target range with the addition of $12 billion of commercial mortgage loans.

    Third-Party Insurance Clients
    ~100
    Q2 FY26

    Number of clients for third-party insurance.

    Third-Party Insurance Capital Deployed
    ~$3Bgross basis
    H1 FY26

    Capital deployed in the first half of 2026.

    Equitable Passive Fixed Income Mandate
    $9B
    Q2 FY26

    Funded on June 30, contributing to period-end AUM but little management fee revenue in Q2.

    Equitable Commercial Mortgage Loans Onboarded
    $12Bahead of original plan
    July 2026

    Successfully onboarded, expected to begin generating management fees during Q4.

    Equitable Commercial Mortgage Loans Fee Rate
    high single-digit
    Q4 FY26

    Expected fee rate for the onboarded commercial mortgage loans, increasing over time with new originations.

    Institutional Pipeline
    $14B
    Q2 FY26

    Does not include any of the $100 billion in expected assets from Corebridge.

    Private Wealth Advisor Headcount Growth
    4%relative to end of year '25
    Q2 FY26

    Reflects strong recruiting results.

    Private Wealth Alts Fundraise
    $900Msignificantly higher than same period prior year and Q1
    Q2 FY26

    Strong capital raise for alternatives in Private Wealth.

    Technology-oriented Disruptor ETF AUM
    $3B
    Q2 FY26

    Reflects strong track record and client attraction.

    Direct Indexing Platform AUM
    >$10B
    Q2 FY26

    Platform for tax-aware investing strategies.

    Industry KPIs

    3
    MetricValueDetails
    Fee rate37.7bps
    Performance revenue$24MUSD
    Deployment realizations$5BUSD

    Deals & partnerships

    2
    Equitable, CorebridgeProposed combination of Equitable and Corebridge, which will add at least $100 billion of Corebridge assets to AB's management.

    The combination will provide greater scale across the combined general account, enhancing AB's ability to originate differentiated assets, establish track records, develop new investment capabilities, and accelerate growth across the broader platform.

    Brookfield, CarlylePartnership (ABC One) to combine private credit, private equity, and private real assets in a single diversified sleeve for the customized retirement platform.

    This solution validates AB's role as a trusted asset allocator and thought leader in retirement solutions, in partnership with market-leading alternative managers.

    Risks & headwinds

    5
    Active Equity OutflowsQ2 FY26

    Nearly $11 billion in Q2 FY26.

    Mitigation: Building diversified sources of growth across retail platform (active ETFs, thematic strategies) and broader equity platform remains diversified across styles, sectors, and geographies.

    Taxable Fixed Income OutflowsQ2 FY26

    Exceeded $4 billion in Q2 FY26.

    Mitigation: Continued demand for tax-efficient income and market share gains in municipal franchise.

    Narrow Market Leadership (AI Build-out)Q2 FY26

    Only 23% of equity AUM outperforming over 1-year.

    Mitigation: Emphasizing diversification and the risks associated with over-reliance on a single market theme; AB's equity platform remains diversified across styles, sectors, and geographies with over 25 services outperforming over 3- and 5-year periods.

    Seasonal Private Wealth Net FlowsQ2 FY26

    Negative $700 million in Q2 FY26.

    Mitigation: Underlying business momentum remains strong, with 6% annualized net new asset growth over the last 12 months and strong client engagement in alternatives and tax-efficient solutions.

    Private Market Performance Fee ReductionFY26

    FY26 outlook reduced to $55 million-$65 million from $70 million-$80 million.

    Mitigation: Driven by unrealized marks and tax events, not credit events; management taking a proactive and conservative approach to marketing exposures and re-underwriting portfolio loss assumptions.

    What to watch in Q3 FY26

    5

    Corebridge asset onboarding progress

    2027
    Current$100B expected over a couple of years post merger close.
    TargetInitial onboarding of 20-30% of assets.

    Why it matters

    This represents a significant AUM growth opportunity and a key driver for AB's long-term earnings power and scale towards $1 trillion AUM.

    As far as timing of📎 when we can begin to take on these assets, we're really focused on just getting the deal closed between Corebridge and Equitable at this point, but we do think around 20%, 30% of those assets would come online in 2027, then accelerate from there into '28 to complete the first $100 billion that we expect.

    Q&A highlights

    7

    Can AB manage more of Corebridge's general accounts, potentially the entire $200B+ combined GA, given the low fee/high margin comment?

    Onur Erzan stated that the $100B AUM from the merger is expected over a couple of years, coming from both general and separate accounts. The combined entity will have $350B in GA assets and $200B in separate accounts, with $70B-$80B in annual liability origination. AB expects significant upside in growing its share, even with other managers. Profitability will be robust, in line with or better than current margins, despite core fixed income having lower fees but being highly scalable. Tom Simeone added that 20-30% of assets could come online in 2027, accelerating into 2028.

    we expect this $100 billion of AUM post the close of the transaction over a couple of year time period. And that comes from both general account assets and separate account assets.

    asked by Craig Siegenthaler · answered by Onur Erzan

    3 min read7 chapters

    Detailed Narrative

    01

    Strategic Growth Initiatives Driving Organic Growth

    AllianceBernstein's strategic investments in key areas such as insurance, private wealth, private markets, retirement, SMAs, and active ETFs are now yielding results, driving organic growth across the firm. The company achieved a record AUM exceeding $905 billion, a milestone attributed to both market appreciation and the successful execution of these long-term strategic initiatives. This broad-based demand reflects years of investment now translating into tangible growth.

    02

    Equitable-Corebridge Combination to Accelerate Scale

    The proposed combination of Equitable and Corebridge is anticipated to be a significant catalyst for AB, expected to add at least $100 billion of Corebridge assets over time. This will substantially enhance AB's scale and provide a clear path towards $1 trillion in firm-wide AUM. Management emphasized that these assets can be onboarded onto existing infrastructure with limited incremental expense, leading to robust incremental margins and increased earnings power for the platform.

    03

    Private Markets AUM Target Achieved Ahead of Schedule

    AB successfully reached its Investor Day target of $90 billion to $100 billion in private markets AUM, achieving $91 billion more than a year ahead of its original 2027 commitment. This achievement underscores the effective execution of the firm's long-term strategy in building a diversified private markets platform. Including the $12 billion of commercial mortgage loans onboarded in July, private markets AUM now exceeds the upper end of the initial target range, validating the multi-year investment.

    04

    Strong Growth in Active ETFs and SMAs

    The active ETF platform demonstrated remarkable growth, expanding to over $20 billion in AUM with a 73% organic growth rate over the past year, now generating an annualized run rate of approximately $100 million in management fees. This growth is supported by global expansion and client demand for active exposures in efficient wrappers. Similarly, the SMA platform reached $69 billion in AUM, experiencing a 17% annualized growth over the last year, driven by personalization and technology trends.

    05

    Mixed Investment Performance Amidst Market Dynamics

    Investment performance showed mixed results, with fixed income improving sequentially as 68% of AUM outperformed over the 1-year period. However, equity performance struggled, with only 23% of AUM outperforming over the same period. This underperformance was attributed to a market increasingly dominated by a narrow set of AI-linked equities, which challenged AB's quality, diversification, and valuation-disciplined strategies. The firm maintains a diversified equity platform to mitigate over-reliance on single market themes.

    06

    Asia Pacific Outflows Impact Active Equities and Fixed Income

    Retail redemptions in Asia Pacific significantly contributed to outflows in active equities (nearly $11 billion) and taxable fixed income (over $4 billion). Clients in the region are increasingly favoring local equity markets due to strong recent performance and diversifying into multi-asset solutions, rather than a specific 'buyer strike' against U.S. dollar fixed income. Institutional demand for fixed income in Asia, however, remains robust.

    07

    Disciplined Expense Management and Operating Leverage

    AllianceBernstein demonstrated disciplined expense management, leading to a lowered full-year non-compensation expense outlook and a reduced ABLP tax rate. The adjusted operating margin expanded 70 basis points year-over-year to 33%, as revenue growth outpaced expense growth. This indicates strong operating leverage, positioning the firm to generate increased profitability while continuing strategic investments for future growth.

    AI-generated summary of the company’s earnings call. Not investment advice.