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    CON
    Earnings call· Dec 2025(Q4 FY25)

    Concentra Group Holdings Parent Q4 FY25 earnings call CON

    Feb 27, 2026 Source

    Executive summary

    Concentra Q4 FY25 — Strong Finish to Solid Year, Exceeding Guidance

    Concentra concluded FY25 with robust Q4 performance, surpassing full-year revenue and adjusted EBITDA guidance, driven by strong visit and rate growth in occupational health and double-digit organic expansion in its Onsite segment. The company is actively pursuing de novo expansion and bolt-on M&A, while navigating the final stages of its separation from Select and evaluating potential market entry into New York based on fee schedule revisions.

    Highlights

    5
    • Total company revenue grew 15.9% YoY to $539.1 million in Q4 FY25.

    • Adjusted EBITDA increased 22.9% YoY to $95.3 million in Q4 FY25, with margin expanding 100 bps to 17.7%.

    • Full-year 2025 revenue and adjusted EBITDA exceeded the high end of guidance.

    • Onsite business operating segment achieved double-digit organic growth of 14.6% YoY (excluding Pivot acquisition) in Q4 FY25.

    • Workers' compensation claims treated by Concentra showed 25% lower total costs and 65 fewer days duration compared to non-Concentra providers.

    Concerns

    3
    • Employer Services revenue per visit growth slowed to 1.2% in Q4 FY25 due to a mix shift towards lower-dollar drug screens.

    • Incremental separation costs are expected in H1 2026 due to remaining hires for the Select separation.

    • New York workers' compensation fee schedule, despite a 50% increase in E&M codes, is still considered too low for meaningful capital commitment.

    Guidance & targets

    12
    CategoryTargetConfidence
    Full-year 2026 Revenue
    $2.25 billion to $2.35 billion
    high materiality
    High
    Full-year 2026 Adjusted EBITDA
    $450 million to $470 million
    high materiality
    High
    Full-year 2026 CapEx
    $70 million to $80 million
    medium materiality
    High
    Full-year 2026 Free Cash Flow
    $200 million to $225 million
    high materiality
    High
    Year-end 2026 Net Leverage Ratio
    approximately 3x
    high materiality
    High
    2026 De novo Openings
    7 to 9
    medium materiality
    High
    2027 De novo Openings
    potentially double-digit
    medium materiality
    Medium
    Occupational Health Centers Rate Growth
    approximately 3%
    medium materiality
    High
    Occupational Health Centers Visit Growth (excluding Nova)
    low single-digit
    medium materiality
    Medium
    Cost of Services as a Percentage of Revenue
    relatively consistent with 2025
    medium materiality
    Medium
    Adjusted EBITDA Margin
    around 20%
    high materiality
    Medium
    Cash Dividend
    $0.0625 per share
    low materiality
    High

    Segment performance

    5
    SegmentRevenueYoYQoQMargin
    Occupational Health Center Operating Segment (Total)
    Excluding Nova acquisition, total revenue was $461.9 million (5.7% increase YoY) and total visits per day increased 2.6% YoY.
    Total visits per day: 9% increase YoYRevenue per visit: $150Revenue per visit growth: 3.1% YoY
    $490.6 million12.2%
    Occupational Health Center Operating Segment (Workers' Compensation)
    Excluding Nova acquisition, workers' compensation revenue was $309 million (7.2% increase YoY) and visits per day increased 3.4% YoY.
    Visits per day: 9.1% increase YoYRevenue per visit growth: 4.1% YoY
    $328.5 million13.6%
    Occupational Health Center Operating Segment (Employer Services)
    Excluding Nova acquisition, employer services revenue was $142.2 million (3.7% increase YoY) and visits per day increased 2.3% YoY.
    Visits per day: 9.4% increase YoYRevenue per visit growth: 1.2% YoY
    $151.9 million10.7%
    Onsite Health Clinic Operating Segment
    Growth largely driven by Pivot acquisition. Excluding Pivot, organic revenue grew 14.6% YoY in Q4 FY25 and 11.6% YoY for FY25.
    Full-year 2025 revenue: $110.2 million (72% increase YoY)
    $36.2 million112%
    Other Businesses
    Full-year 2025 revenue growth: 8.7% YoY
    $12.3 million12.6%

    Operational metrics

    55
    Total Company Revenue Growth
    15.9%YoY
    Q4 FY25
    Total Company Revenue Growth
    13.9%YoY
    FY25
    Total Company Revenue Growth (Excluding Nova and Pivot)
    6.2%YoY
    Q4 FY25
    Total Company Revenue Growth (Excluding Nova and Pivot)
    6.4%YoY
    FY25
    Total Patient Visits per Day
    >51,0009% increase YoY
    Q4 FY25

    Lowest volume quarter due to seasonal holidays and colder weather.

    Total Patient Visits per Day
    >53,0007.7% increase YoY
    FY25
    Total Patient Visits per Day (Excluding Nova)
    2.6%increase YoY
    Q4 FY25
    Total Patient Visits per Day (Excluding Nova)
    2.2%increase YoY
    FY25
    Workers' Compensation Visits per Day
    9.1%increase YoY
    Q4 FY25
    Workers' Compensation Visits per Day
    7.7%increase YoY
    FY25
    Workers' Compensation Visits per Day (Excluding Nova)
    3.4%increase YoY
    Q4 FY25
    Workers' Compensation Visits per Day (Excluding Nova)
    2.8%increase YoY
    FY25
    Employer Service Visits per Day
    9.4%increase YoY
    Q4 FY25
    Employer Service Visits per Day
    8.1%increase YoY
    FY25
    Employer Service Visits per Day (Excluding Nova)
    2.3%increase YoY
    Q4 FY25
    Employer Service Visits per Day (Excluding Nova)
    1.8%increase YoY
    FY25
    Revenue per Visit (Total)
    3.1%increase YoY
    Q4 FY25
    Revenue per Visit (Total)
    4.3%increase YoY
    FY25
    Workers' Compensation Revenue per Visit
    4.1%increase YoY
    Q4 FY25
    Workers' Compensation Revenue per Visit
    5.3%increase YoY
    FY25
    Employer Services Revenue per Visit
    1.2%increase YoY
    Q4 FY25

    Primarily due to a shift in mix between lower dollar drug screens and higher dollar physicals.

    Employer Services Revenue per Visit
    2.7%increase YoY
    FY25
    Adjusted EBITDA
    $95.3 million22.9% increase YoY
    Q4 FY25
    Adjusted EBITDA
    $431.9 million14.6% increase YoY
    FY25

    Despite 1 less revenue day.

    Adjusted EBITDA Margin
    17.7%100 bps increase YoY
    Q4 FY25

    Compared to 16.7% in Q4 2024.

    Adjusted EBITDA Margin
    20%20 bps increase YoY
    FY25

    Compared to 19.8% in 2024. Achieved despite incremental separation and public company costs.

    Adjusted Net Income Attributable to Company
    $36.1 millionsignificant growth over $22.2 million prior year
    Q4 FY25
    Adjusted Net Income Attributable to Company
    $176 millionvs $168.5 million prior year
    FY25
    Adjusted EPS
    $0.28significant growth over $0.17 prior year
    Q4 FY25
    Adjusted EPS
    $1.37vs $1.48 prior year
    FY25
    Investing Activities Cash Use Increase
    $3.4 millionincrease YoY
    Q4 FY25

    Driven by investments in de novos, relocations, renovations, maintenance, and IT. Largely due to an additional $4 million of one-time CapEx related to Nova integration.

    Investing Activities Cash Use Increase
    $343.6 millionincrease YoY
    FY25

    Significant increase due to business combinations totaling $333.3 million and $82.3 million in CapEx.

    Free Cash Flow Conversion
    114%about the same as average over past 5 years
    FY25

    Defined as free cash flow divided by net income.

    Net Leverage Ratio
    3.4x
    Q4 FY25
    Share Repurchases
    $22.4 million
    Q4 FY25
    Share Repurchases
    $22.4 million
    FY25
    Dividend Payments
    $8 million
    Q4 FY25

    In conjunction with standard dividend program.

    Dividend Payments
    $32.1 million
    FY25
    Principal Payments on Senior Debt
    $92.1 million
    FY25
    Remaining Share Repurchase Authorization
    $80 million
    Q4 FY25
    De Novos Opened
    7
    FY25
    Nova Integration One-time CapEx
    $4 million
    Q4 FY25

    Most of the work finalized as of end of Q3; minimal incremental costs expected going forward.

    Nova Integration One-time CapEx
    approximately $15 million
    FY25

    Expected to roll off in 2026.

    Cost of Services as % of Revenue
    73.9%improved from 74.2% prior year
    Q4 FY25

    Improvement despite headwinds from one-time integration costs of over $2 million.

    Cost of Services as % of Revenue
    71.7%improved from 72.2% in 2024
    FY25
    G&A as % of Revenue
    9.4%improved from 9.8% prior year
    Q4 FY25
    G&A as % of Revenue
    9.4%vs 8.2% in 2024
    FY25

    Year-over-year increase largely due to incremental costs from separation from Select and emergence as a stand-alone public company.

    G&A as % of Revenue (Excluding Add-backs)
    8.5%improved from 9.4% prior year
    Q4 FY25
    G&A as % of Revenue (Excluding Add-backs)
    8.4%vs 8% in 2024
    FY25
    Select Separation FTEs Hired
    >80%
    Q4 FY25

    Expect to finalize hiring and complete majority of remaining separation activities by summer 2026.

    Workers' Compensation Claims Cost Reduction (Concentra vs non-Concentra)
    25%lower
    2020-2025
    Workers' Compensation Claims Duration Reduction (Concentra vs non-Concentra)
    65fewer
    2020-2025
    US Labor Market Growth (BLS)
    0.1%
    2025

    Based on recent BLS jobs revisions.

    Blue-Collar Economy Job Adds (BLS)
    >450,000
    2025

    More indicative of the labor force Concentra serves.

    US Job Projections (BLS)
    5.2 million
    2024-2034

    Expected to be added, with a large subset in physically demanding occupations with higher incidence rates.

    Industry KPIs

    1
    MetricValueDetails
    Adjusted EPS EBITDA leverage guidanceAdjusted EBITDA: $431.9 million (FY25); Net Leverage Ratio: 3.4x (Q4 FY25); FY26 Adjusted EBITDA Guidance: $450 million to $470 million; FY26 Net Leverage Target: ~3x

    Deals & partnerships

    4
    NovaAcquisition of occupational health centers

    Closed in Q1 2025. Integration process largely complete, majority of synergies captured, ahead of underwriting.

    Pivot Onsite InnovationsAcquisition of onsite health clinics

    Closed in Q2 2025. Integration process largely complete, majority of synergies captured, ahead of underwriting.

    MBI (Reliant acquisition)Acquisition of occupational health centers

    Finalized in January (2026). Part of the strategy for smaller bolt-on M&A.

    UndisclosedAcquisition of 3 net incremental centers

    Acquired in California in January (2026), aligning with bolt-on M&A approach.

    Risks & headwinds

    4
    New York Workers' Compensation Fee Schedule InsufficiencyNear-term (until new rates implemented around January 1, 2027)

    Proposed E&M codes increased by approximately 50%, but still below required levels for meaningful capital commitment, especially for physical therapy and other codes.

    Mitigation: Actively participating in the public comment period (through mid-March) to advocate for further comprehensive revisions to the fee schedule.

    Incremental Separation Costs from Select MedicalH1 2026

    Incremental separation costs will be incurred in H1 2026 due to hiring remaining FTEs and annualizing the impact of colleagues hired in H2 2025.

    Mitigation: These costs are factored into the 2026 guidance; the majority of remaining separation activities and hiring are expected to be completed by summer 2026.

    Elevated Valuations in Onsite Health Clinic M&A MarketNear-term

    Valuations in the onsite health clinic space, particularly for advanced primary care focused groups, have remained elevated, trading based on revenue multiples.

    Mitigation: The company will patiently monitor the market and look for opportunistic acquisitions at attractive valuations rather than pursuing deals at current high multiples.

    Seasonally Slow Q1 Free Cash FlowQ1 FY26

    Q1 is the seasonally slowest free cash flow quarter due to coming off the lowest visits quarter (Q4), interest payments associated with bonds, and typically elevated working capital requirements.

    Mitigation: The company expects to continue making meaningful progress towards its year-end 2026 leverage target of approximately 3x after Q1.

    What to watch in Q1 FY26

    5

    New York Workers' Comp Fee Schedule Revision

    Next quarter (public comment period ends mid-March, new rates expected Jan 1, 2027)
    CurrentE&M codes increased ~50%, but PT and other codes still insufficient.
    TargetComprehensive fee schedule revision, including PT, making market entry viable.

    Why it matters

    A favorable fee schedule could open a significant new market for Concentra's expansion.

    The public comment period, which we will be actively participating in goes through mid-March, and we expect new rates to be implemented starting around January 1, 2027.

    Q&A highlights

    6

    How are potential impacts from weather or elevated respiratory activity contemplated in the 2026 guidance?

    Weather impacts tend to flush out annually and are not expected to materially affect results. Respiratory activity primarily impacts urgent care visits, which are a small fraction of total visits, so it's not expected to be material.

    I would say from a weather standpoint, we have weather every year. It has not really impacted us this year. We definitely had some weather last year. So I think it kind of flushes out. So we're not anticipating much of an impact from that perspective.

    asked by Benjamin Rossi · answered by William Newton

    2 min read6 chapters

    Detailed Narrative

    01

    Q4 FY25 Financial Performance

    Concentra reported Q4 FY25 revenue of $539.1 million, a 15.9% year-over-year increase, and adjusted EBITDA of $95.3 million, up 22.9% year-over-year. For the full year 2025, revenue reached $2.2 billion, up 13.9%, and adjusted EBITDA was $431.9 million, up 14.6%, both exceeding the high end of previous guidance. Adjusted EBITDA margin improved by 100 basis points to 17.7% in Q4 and to 20% for the full year, despite incremental separation and public company costs.

    02

    Operational Highlights and Market Dynamics

    Total patient visits increased 9% in Q4 FY25, with workers' compensation visits up 9.1% and employer service visits up 9.4%. Excluding acquisitions, total visits per day increased 2.6%. Revenue per visit grew 3.1% in Q4, driven by a 4.1% increase in workers' compensation and 1.2% in employer services. The company noted that the blue-collar economy, representing 80% of their labor force, grew at 0.4% in 2025, adding over 450,000 jobs, providing a tailwind for their business.

    03

    Strategic Growth Initiatives

    Concentra opened 7 de novo sites in 2025 and plans for 7 to 9 in 2026, with potential for double-digit new sites in 2027, noting these are highly accretive with under 3-year payback periods. The company will continue small bolt-on acquisitions, having recently finalized the Reliant acquisition in January. They are also evaluating inorganic growth opportunities for their Onsite health clinic segment, particularly for advanced primary care product offerings, which have gained traction.

    04

    Separation from Select Medical Progress

    The company is tracking well on its separation from Select Medical, having hired over 80% of expected full-time employees, including all senior roles. They expect to finalize hiring and most remaining separation activities by summer 2026, well ahead of the November 2026 transition services agreement expiration. This transition is expected to incur some incremental costs in the first half of 2026, but these are factored into the full-year guidance.

    05

    New York Market Opportunity Evaluation

    Concentra is actively engaging in the public comment period for New York's revised workers' compensation fee schedule. While initial revisions increased evaluation and management codes by approximately 50%, the company believes further adjustments are needed for physical therapy and other codes to make capital commitment meaningful. They are prepared to move quickly with de novo projects or potential acquisitions if rates become favorable, with new rates expected by January 1, 2027.

    06

    Cash Flow and Capital Allocation

    The company generated $118.7 million in operating cash flow in Q4 FY25 and $279.4 million for the full year. Free cash flow totaled $98.6 million in Q4 and $197.8 million for the full year, with a conversion rate of 114%. They repaid $35 million on their credit facility, repurchased $22.4 million in shares, and paid $8 million in dividends in Q4. The net leverage ratio was 3.4x at year-end, with a target of approximately 3x by year-end 2026.

    AI-generated summary of the company’s earnings call. Not investment advice.