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    GMRS
    Earnings call· Jun 2026(Q2 FY26)

    GMR Solutions Q2 FY26 earnings call GMRS

    Aug 13, 2026 Source

    Executive summary

    GMR Solutions Q2 FY26 — Strong Performance Driven by Core Services and Innovation

    GMR Solutions delivered strong underlying Q2 FY26 results, with revenue growth and operational improvements in core emergent services and innovative offerings like 911 Nurse Navigation. While adjusted EBITDA and net income were impacted by IPO-related expenses and a lower benefit from No Surprises Act claims compared to the prior year, the company reaffirmed its full-year guidance, demonstrating confidence in its integrated model and deleveraging trajectory. Management highlighted strategic focus on contract profitability, labor productivity, and resource utilization to sustain margins amidst ongoing payer mix shifts and fuel cost pressures.

    Highlights

    5
    • Q2 revenue grew 3.3% year-over-year to $1.49 billion.

    • 911 Nurse Navigation calls increased 50% year-over-year to nearly 29,000, expanding to 29 communities covering 19.7 million lives.

    • Net leverage improved to 3.5x from 4.3x year-over-year, with a target of below 3.3x by year-end.

    • Air volumes increased 6.9% year-over-year due to strong demand and improved capture rates.

    • Same-market revenue increased $53.1 million, or 3.8% year-over-year.

    Concerns

    5
    • Adjusted EBITDA decreased 11.8% year-over-year to $285 million, impacted by a $74 million lower benefit from No Surprises Act claims compared to prior year.

    • Total operating expense increased 19.4% to $1.43 billion, driven by a 24.5% increase in employee wages, benefits, and taxes due to $129.6 million in stock compensation expense from the IPO.

    • Net loss of $28.3 million in the quarter, compared to net income of $80.8 million in prior year, primarily due to $142.3 million in IPO-related expenses.

    • Payer mix shift impact of approximately $16 million due to ACA exchange subsidy expiration, leading patients to shift from commercial insurance to self-pay.

    • Maintenance, fuel, and other direct expenses increased 21.1% to $136.4 million, driven by fuel unit costs due to the Iran conflict.

    Guidance & targets

    6
    CategoryTargetConfidence
    Full-year revenue
    $5.89 billion to $6.18 billion
    high materiality
    High
    Full-year Adjusted EBITDA
    $1.135 billion to $1.195 billion
    high materiality
    High
    Full-year total cash used for CapEx and aircraft financing
    5.1% and 5.3% of total revenue
    medium materiality
    High
    Net leverage
    below 3.3x
    high materiality
    High
    Net leverage
    3.0x
    high materiality
    Medium
    911 Nurse Navigation community expansion
    4 more communities
    medium materiality
    High

    Operational metrics

    35
    Total patient encounters
    1.4 million
    Q2 FY26

    Completed during the second quarter.

    Ground medical services patients
    1.3 million
    Q2 FY26

    Includes transports and interventions on scene.

    Ground transports
    1 million
    Q2 FY26

    Part of ground medical services.

    911 Nurse Navigation calls
    29,000up 50% year-over-year
    Q2 FY26

    Part of ground medical services.

    Ground patient encounters (non-transport)
    280,000
    Q2 FY26

    Consisted of interventions on scene that did not result in a transport.

    Air medical services patients
    36,000
    Q2 FY26

    Provided during the quarter.

    Net transport revenue per ambulance transport (NRT)
    1.4%increased compared to prior year quarter
    Q2 FY26

    Driven by positive mix shift from non-emergent to emergent transports and strong underlying NRT improvement on a like-for-like basis.

    Total operating expense
    $1.43 billionincreased 19.4% YoY
    Q2 FY26

    Compared to $1.20 billion for the same period in 2025.

    Employee wages, benefits, and taxes
    $925 millionincreased 24.5% YoY
    Q2 FY26

    Primarily driven by increased stock compensation expense related to IPO.

    Stock compensation expense
    $129.6 million
    Q2 FY26

    Related to the vesting of stock units associated with the execution of the IPO.

    Average base unit wage increase
    3.3%
    Q2 FY26

    Normal wage adjustments to attract and retain talent.

    Maintenance, fuel, and other direct expenses
    $136.4 millionincreased 21.1% YoY
    Q2 FY26

    Primarily driven by fuel unit costs associated with the Iran conflict and timing of aircraft maintenance events.

    Net loss
    $28.3 millioncompared to net income of $80.8 million in prior year
    Q2 FY26

    Primarily driven by IPO expenses and lower No Surprises Act estimates.

    IPO-related expenses
    $142.3 million
    Q2 FY26

    Impacted net loss in the quarter.

    Cash used for CapEx and aircraft financing
    6.3%compared to 4.5% of revenue in Q2 FY25
    Q2 FY26

    Increase due to timing of CapEx purchases and pulling forward certain purchases for price discounts.

    Cash and cash equivalents
    $420.0 million
    end of Q2 FY26

    Balance at the end of the second quarter.

    Undrawn ABL capacity
    $696 million
    end of Q2 FY26

    Cash borrowing capacity after letters of credit.

    911 Nurse Navigation communities
    29
    Q2 FY26

    Started servicing 3 new communities in Q2 FY26.

    911 Nurse Navigation call diversion rate
    up to 20%
    Q2 FY26

    Of 911 medical calls diverted to nurse navigation.

    911 Nurse Navigation margin improvement
    150
    Q2 FY26

    Lift on margin improvement in markets where NurseNav is implemented.

    Transport.net PSAP installations
    nearly 3,000
    Q2 FY26

    Reduces dispatch friction and improves visibility.

    Same-market revenue increase
    $53.1 million3.8% year-over-year
    Q2 FY26

    Contributed to overall revenue growth.

    New market revenue
    $21.3 million
    Q2 FY26

    Revenue from new market starts in the quarter.

    New agreements incremental annualized revenue
    $43 million
    Q2 FY26

    Executed new agreements totaling over this amount.

    FIFA World Cup coverage patients treated
    3,000
    Q2 FY26

    Provided coverage for 7 of 11 stadiums and practice facilities.

    No Surprises Act claims impact
    $5 millionlower than prior year period by $74 million
    Q2 FY26

    Changes in estimates predominantly related to No Surprises Act claims.

    No Surprises Act claims impact (prior year)
    $79 million
    Q2 FY25

    Favorable revenue estimate adjustments associated with collections on claims from earlier dates of service.

    Payer mix shift impact (ACA subsidies)
    $16 million
    Q2 FY26

    From the expiration of Affordable Care Act exchange subsidies as patients shifted out of commercial insurance and into self-pay.

    IDR out-of-period benefits
    $110 million
    H1 FY25

    Benefits from IDR in the first half of last year.

    IDR out-of-period benefits
    just under $100 million
    H2 FY25

    Benefits from IDR in the second half of last year.

    IDR lower fees
    $1-2 million
    annually

    Slight tailwind from new IDR rules.

    New air bases opened
    3
    Q2 FY26

    Expanding footprint and future growth potential.

    In-network rate (air)
    69%
    Q2 FY26

    Percentage of air contracts that are in-network.

    Total addressable market
    $35 billion
    current

    Includes private providers, municipal-run EMS systems, and volunteer programs.

    EMS database records
    over 80 million
    current

    Used to pair with hospital outcome data to drive system improvements and protocols.

    Industry KPIs

    3
    MetricValueDetails
    Utilization trends6.9%%
    Membership covered lives by line5.5 millionpatients
    Adjusted EPS EBITDA leverage guidance285 millionUSD

    Risks & headwinds

    5
    Payer mix shift due to ACA exchange subsidy expirationongoing for remainder of FY26

    $16 million impact in Q2 FY26

    Mitigation: Included in guidance; studying geographic variations and potential levers like contract renegotiation.

    Increased fuel unit costs due to Iran conflictongoing for remainder of FY26

    Maintenance, fuel, and other direct expenses up 21.1% to $136.4 million in Q2 FY26; $10+ million per quarter incremental fuel cost

    Mitigation: Baked into guidance; minimizing deliveries and focusing on efficiency.

    IPO-related expenses and stock compensation impacting net income and EBITDA comparabilityQ2 FY26

    $142.3 million IPO-related expenses; $129.6 million stock compensation expense in Q2 FY26

    Mitigation: One-time impacts, underlying business performance remains strong.

    Health plan pushback on IDR process and volume of claimsongoing

    IDR lower fees of $1-2 million annually

    Mitigation: Continuing conversations with large payers to get them in-network; prepared to beat resistant payers in IDR.

    Aircraft supplier delaysFY26-FY27

    Some aircraft deliveries pushed from FY26 to FY27 by a couple of months

    Mitigation: Not material or meaningful in the long term; all will catch up.

    What to watch in Q3 FY26

    5

    Net leverage reduction

    Year-end FY26
    Current3.5x
    TargetBelow 3.3x

    Why it matters

    Demonstrates capital efficiency and strengthens financial position, potentially enabling future M&A.

    Net leverage finished the quarter at 3.5x, down from 4.3x at the end of 2Q last year. We expect strong cash flows to drive this below 3.3x by year-end and have line of sight to 3.0x before the end of the year in 2027.

    Q&A highlights

    6

    Seeking more context on IDR dynamics, particularly the year-over-year change in Q2 and how it compares to Q1 and prior year sweeps.

    Brian Tierney explained that Q2 FY25 had about $79 million in No Surprises Act-related change in estimates, while Q2 FY26 had only $5 million, creating a $74 million delta. This indicates improved estimation accuracy, with future estimates expected to be in the "0 plus or minus 5" range.

    Yes, last year in the second quarter we had about $79 million worth of change in estimate related to the No Surprises Act stuff. This year was about 5. So that drives that $74 million delta.

    asked by Scott Fidel · answered by Brian Tierney

    2 min read5 chapters

    Detailed Narrative

    01

    Integrated Care Model and Innovation

    GMR differentiates itself through an integrated air and ground model, supported by technology solutions like 911 Nurse Navigation, Concierge, and Transport.net. These platforms enhance efficiencies, coordinate care across modalities, and improve resource utilization, leading to better patient outcomes and operational decision-making. The 911 Nurse Navigation program, for instance, diverted up to 20% of medical calls to skilled nurses, improving resource allocation and reducing emergency department overcrowding.

    02

    Market Positioning and Growth Strategy

    As the largest provider of emergency medical services, GMR serves 5.5 million patients annually across 46 states and Washington, D.C., covering over 60% of the U.S. population. The company operates in a $35 billion total addressable market, driven by an aging population, rising chronic disease prevalence, and rural healthcare facility closures. GMR's growth strategy includes expanding in existing markets, entering new ones, cross-selling integrated offerings, and disciplined M&A.

    03

    Reimbursement and Regulatory Environment

    GMR applauds the introduction of the Reimbursing Emergency Services for Critical Urgent Events (RESCUE) Act of 2026, which aims to modernize Medicare payment structures for EMS based on real cost data, potentially closing the financial gap between reimbursement and service costs. The company continues to engage with states on rural healthcare access and EMS models, including initiatives like the 911 React platform for rural areas. Management noted that new IDR rules had little overall impact, with lower fees being a slight tailwind of $1-2 million annually.

    04

    Operational Discipline and Efficiency

    The company's operating discipline focuses on contract profitability, labor productivity, resource utilization, and rate adequacy. Strategic review processes initiated in 2022 continue to guide portfolio focus on core operations and better-performing services, including renegotiating or exiting contracts that do not meet return thresholds. Efficiency initiatives in billing, collections, staffing, and fleet utilization also contribute to margin sustainability, with 40-50 AI-related initiatives aimed at driving system efficiencies.

    05

    Payer Mix Dynamics and No Surprises Act

    The company experienced a payer mix shift impact of approximately $16 million in Q2 FY26 due to the expiration of ACA exchange subsidies, leading some patients to self-pay. This was in line with expectations and included in prior guidance. The Q2 results also reflect a $74 million lower benefit from No Surprises Act claims compared to the prior year, indicating improved estimation accuracy for these claims, with future estimates expected to be in the "0 plus or minus 5" range.

    AI-generated summary of the company’s earnings call. Not investment advice.