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    HVT
    Earnings call· Jun 2026(Q2 FY26)

    HAVERTY FURNITURE COMPANIES Q2 FY26 earnings call HVT

    Aug 4, 2026 Source

    Executive summary

    Haverty Furniture Q2 FY26 — Double-Digit Sales Growth and EPS Doubling

    Haverty Furniture delivered a strong second quarter, marked by double-digit written sales growth and a doubling of EPS, driven by robust average ticket increases and effective inventory management. The company is expanding its store footprint and leveraging AI across operations, while navigating rising fuel and financing costs. Management remains optimistic about continued momentum into the second half of the year.

    Highlights

    5
    • Net sales increased 7.7% to $194.9 million, with comparable store sales up 8%.

    • Total written sales grew 12.6%, with comparable written sales up 12.3%.

    • Gross margin expanded 60 basis points to 61.4% from 60.8% year-over-year.

    • Diluted EPS doubled to $0.32 from $0.16 in the prior year quarter.

    • Average ticket rose 14% to over $3,800, driven by increased units per ticket.

    Concerns

    4
    • Container rates expected to increase 25% to 30% due to bunker fuel rates starting mid-August.

    • Diesel fuel prices above $5 per gallon will continue to increase transportation and delivery fuel expenses through year-end.

    • Additional fuel increases will impact product input costs for the remainder of the year.

    • Cost of 60-months-no-interest financing programs continues to tick up.

    Guidance & targets

    7
    CategoryTargetConfidence
    Gross margins
    60.5% to 61%
    high materiality
    High
    Fixed and discretionary SG&A expenses
    $307 million to $309 million
    medium materiality
    High
    Variable type SG&A costs
    18.7% to 18.9%
    medium materiality
    High
    Planned Capital Expenditure
    approximately $34 million
    medium materiality
    High
    Effective tax rate
    26%
    medium materiality
    High
    Inventory level
    $95 million range
    medium materiality
    High
    Store count
    133 stores
    medium materiality
    High

    Operational metrics

    24
    Net sales growth
    7.7%over prior year quarter
    Q2 FY26

    Net sales were $194.9 million.

    Total written sales growth
    12.6%up
    Q2 FY26

    Written sales grew double digits every month of the quarter.

    Comparable written sales growth
    12.3%up
    Q2 FY26

    Fourth consecutive quarter of positive written and delivered comp sales.

    Pretax income margin
    3.8%compared with 2.4% of sales a year ago
    Q2 FY26

    Pretax income was $7.4 million, compared with $4.3 million a year ago.

    Average ticket
    $3,800rose 14%
    Q2 FY26

    Led by design average ticket.

    Design average ticket
    $8,800up 15.7%
    Q2 FY26

    Design accounted for 36.5% of business.

    Design business as percentage of total business
    36.5%
    Q2 FY26

    Continues to drive custom special order business.

    Custom special order business growth
    23.6%rose
    Q2 FY26

    Customers love choosing fabric or leather in preferred color.

    Units per ticket increase
    mid-single-digit rangeincreasing
    Q2 FY26

    Contributes to average ticket increase, along with pricing.

    Customer deposits
    $43.3 millionup $7.8 million from year-end; up $4 million from Q2 2025
    Q2 FY26 end

    Balance sheet item.

    Cash and cash equivalents
    $104.3 million
    Q2 FY26 end

    Balance sheet item.

    Credit availability
    $100 millionincreased from $80 million
    Q2 FY26 end

    Following June amendment of revolving credit facility.

    Capital expenditure
    $13.1 million
    first 6 months of 2026

    Cash flow usage.

    Effective tax rate
    28.5%versus 37.8% in prior year period
    Q2 FY26

    Primary difference from statutory rate due to state income taxes and impact of vesting of stock awards.

    Net income excluding IEEPA tariffs
    $4.2 million
    Q2 FY26

    Non-GAAP adjustment for tariff refunds.

    IEEPA tariff refunds received
    $2.1 million
    Q2 FY26

    Related to direct import program; remainder rebated to certain supplier partners.

    New Section 301 tariffs
    10% and 12.5%replaced Section 122 tariffs
    effective July 24

    Gives more confidence heading into the balance of the year.

    Section 232 tariffs on upholstered wood furniture
    25%remained at
    Q2 FY26

    As expected.

    Marketing dollars
    slightly down
    Q2 FY26

    Continuing to leverage these expenses.

    New customer spend vs. repeat customer
    50% more
    Q2 FY26

    Shift carries real value; focus on winning new customers.

    Traffic
    increased slightly
    Q2 FY26

    Turned positive after being negative in Q1.

    Closing percentages
    held steady
    Q2 FY26

    During the quarter.

    E-commerce written sales growth
    double digitsup
    Q2 FY26

    Organic traffic to the site continues to improve.

    Fixed SG&A expenses growth (first half)
    2%up around
    first half FY26

    Compared to full year guidance of 3.5% increase.

    Industry KPIs

    8
    MetricValueDetails
    Sg a OPEX ratio58%%
    Comparable sales8%%
    Store count growth129stores
    Gross margin drivers61.4%%
    Net debt to adjusted EBITDA0ratio
    Share buyback capital return$16.6 millionUSD
    Inventory position markdown risk$100.5 millionUSD
    Distribution supply chain cost economics25% to 30% increase%

    Risks & headwinds

    4
    Container rates increasebeginning mid-August, remainder of the year

    25% to 30% increase

    Mitigation: Potential future tariff refunds to offset some cost pressures.

    Diesel fuel coststhrough year-end

    If diesel fuel remains above $5 a gallon, continued increases in transportation and delivery fuel expenses

    Mitigation: Potential future tariff refunds to offset some cost pressures.

    Product input costsremainder of the year

    Additional impact of fuel increases on product input costs

    Mitigation: Potential future tariff refunds to offset some cost pressures.

    Financing costs

    Cost of 60-months-no-interest financing programs continues to tick up

    Mitigation: Stay aggressive with credit offerings during promotional periods to meet customer demands and remain competitive.

    What to watch in Q3 FY26

    5

    Indirectly sourced tariff refunds

    This calendar year
    CurrentNegotiations ongoing, not yet received
    TargetReceipt of $1M-$1.5M in refunds

    Why it matters

    Will help offset rising fuel-related cost pressures and impact gross margin.

    On the indirectly sourced, those involve multiple parties. Negotiations are in progress right now to determine what amount we'll get. It could be 2 or 3 more parties involved with this. Some of our vendors incurred legal fees. So that could impact the amount. It is ongoing. Big picture, I don't expect it to result in a materially different amount from the direct, plus or minus $1 million to $1.5 million. So we'll just have to wait and see, and we will record that once we receive it. And we hope to get something in this calendar year for the indirects.

    Q&A highlights

    5

    How did written and delivered comparable sales trend month-over-month in Q2?

    Richard Hare provided a detailed breakdown: written sales were up 10.6% in April, 15.7% in May, and 10.2% in June. Delivered sales were up approximately 4% in April, 8% in May, and 11% in June.

    So just on the written business, April was -- this is for the whole company, 10.6% increase. May was 15.7% and June was 10.2%. So as Steve said earlier, double digits every month was terrific. Delivered business, a lot of momentum picking up during the quarter. We were up approximately 4% in April, approximately 8% in May, and approximately 11% in June.

    asked by Anthony Lebiedzinski · answered by Richard Hare

    2 min read6 chapters

    Detailed Narrative

    01

    Strong Sales Performance and Average Ticket Growth

    Haverty's reported net sales of $194.9 million, up 7.7% year-over-year, with comparable store sales increasing 8%. Written sales were even stronger, up 12.6% overall and 12.3% on a comparable basis, marking the fourth consecutive quarter of positive written and delivered comp sales. A key driver was a 14% rise in average ticket to over $3,800, primarily due to an increase in units per ticket and strong performance in design-led custom orders, which grew 23.6%.

    02

    Inventory Management and Supply Chain Efficiency

    The company successfully reduced inventories from $106.9 million at the end of Q1 to $100.5 million at the end of Q2, demonstrating effective collaboration across supply chain, distribution, merchandising, and store operations. This reduction was achieved while meeting customer demand and improving inventory turns, with a target to end Q3 around $95 million. The company's merchandising and supply chain teams continue to execute, keeping assortments nimble and best sellers in stock.

    03

    Tariff Impact and Mitigation

    New Section 301 tariffs were set at 10% and 12.5%, while Section 232 tariffs on upholstered wood furniture remained at 25%. The company received $2.1 million in IEEPA tariff refunds, with $1.5 million recognized as a reduction to COGS. Management expects potential future refunds from third-party suppliers (estimated plus or minus $1 million to $1.5 million) to help offset rising fuel-related cost pressures, aiming to maintain gross margin guidance.

    04

    Strategic Store Expansion and Refreshes

    Haverty's opened two new stores in Q2 (St. Louis, Nashville) and plans to open six more in the second half of 2026, including entry into its 18th state with a Pittsburgh location. The company also continues to refresh mattress departments and design centers, with over half expected to be complete by year-end 2026 and the remainder in 2027, aiming to capitalize on growth opportunities and enhance customer experience.

    05

    AI Integration and Customer Engagement

    The company is expanding its use of AI beyond marketing, supply chain, and IT into customer-facing and operational areas like home delivery, customer chat, sales, and designer communications. This initiative is expected to improve execution and customer service, serving as a point of differentiation. Marketing efforts continue to focus on attracting new customers, who spend 50% more than repeat customers, while also rewarding loyalty.

    06

    Cost Pressures and Financial Flexibility

    Haverty's is actively managing three key cost pressures: a 25-30% increase in container rates due to bunker fuel, higher transportation and delivery fuel expenses if diesel remains above $5/gallon, and the impact of fuel increases on product input costs. Despite these, the company maintains a strong balance sheet with $104.3 million in cash and no funded debt, plus $100 million in credit availability, providing flexibility to manage these headwinds.

    AI-generated summary of the company’s earnings call. Not investment advice.