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    LOCO
    Earnings call· Jun 2026(Q2 FY26)

    El Pollo Loco Holdings Q2 FY26 earnings call LOCO

    Aug 6, 2026 Source

    Executive summary

    El Pollo Loco Q2 FY26 — Strong Comps, Margin Expansion, and Unit Growth

    El Pollo Loco delivered a solid Q2 FY26, marked by robust system-wide comparable sales growth and improved restaurant-level margins, despite commodity inflation headwinds. Strategic menu innovation, effective marketing, and digital channel expansion fueled top-line performance, while operational efficiencies contributed to profitability. The company is accelerating new unit development and expanding into new states, with positive early results reinforcing confidence in its national brand aspirations and long-term growth strategy.

    Highlights

    5
    • System-wide same-store sales grew 3.9% in Q2 FY26, with momentum continuing into Q3 at 5.8% through July 29.

    • Restaurant-level margin improved to 19.5% in Q2 FY26, up from 19.1% in the prior year period.

    • Digital sales, including app, web, and kiosk channels, represented 28% of system sales and increased 13% year-over-year.

    • Opened 10 new stores year-to-date, on track to meet the full-year target of 18-20 new restaurants system-wide.

    • Adjusted EBITDA for Q2 FY26 increased to $19.1 million from $18.5 million in Q2 FY25.

    Concerns

    4
    • Food and paper costs as a percentage of company restaurant sales increased 90 basis points year-over-year to 25.4%, primarily due to 4.1% commodity inflation (produce).

    • System-wide transactions decreased 0.9% in Q2 FY26, with company-operated transactions down 1.1% and franchise transactions down 0.8%.

    • Franchise revenue decreased 3.8% to $12.9 million, driven by a $1.1 million decrease in IT pass-through revenue.

    • The spread on the amended $150 million revolving credit facility will increase by approximately 50 basis points.

    Guidance & targets

    13
    CategoryTargetConfidence
    System-wide comparable store sales growth
    3.5%-4.5%
    high materiality
    High
    Adjusted EBITDA
    $68M-$70M
    high materiality
    High
    Capital spending
    $33M-$37M
    medium materiality
    High
    Depreciation and amortization expenses
    $18M-$18.5M
    low materiality
    High
    Restaurant-level margin
    18.25%-18.75%
    high materiality
    High
    Restaurant-level margin
    18%-18.5%
    medium materiality
    High
    Company-operated restaurants openings
    3-4
    medium materiality
    High
    Franchise-operated restaurants openings
    15-16
    medium materiality
    High
    G&A expenses (excluding one-time charges/benefits)
    $52M-$54M
    medium materiality
    High
    Estimated effective income tax rate (before discrete items)
    29%-29.5%
    low materiality
    High
    Commodity inflation
    2.5%-3.5%
    medium materiality
    High
    Wage inflation
    1.5%-2.5%
    medium materiality
    High
    System-wide comparable store sales
    3.5%-4.5%
    high materiality
    High

    Operational metrics

    43
    Total revenue
    $129.6Mvs $125.8M in Q2 FY25
    Q2 FY26
    Company-operated restaurant revenue
    $108.1Mup 3.7% YoY
    Q2 FY26

    Increased from $104.3 million in Q2 FY25, driven by 3% growth in company-operated comparable restaurant sales and sales from three new company restaurants.

    Franchise revenue
    $12.9Mdown 3.8% YoY
    Q2 FY26

    Driven by a $1.1 million decrease in franchise IT pass-through revenue related to POS system rollout completion in 2025. Benefited from 4.5% increase in comparable restaurant sales and 11 new franchise openings.

    Company-operated comparable restaurant sales growth
    3%
    Q2 FY26
    Company-operated average check size increase
    4.2%
    Q2 FY26

    Partially offset by a 1.1% decrease in transactions.

    Company-operated transactions decrease
    1.1%
    Q2 FY26

    Partially offset a 4.2% increase in average check size.

    Effective price increase
    3.4%vs 2025
    Q2 FY26
    Franchise comparable restaurant sales increase
    4.5%
    Q2 FY26
    Franchise average check size increase
    5.3%
    Q2 FY26

    Partially offset by a 0.8% decrease in transactions.

    Franchise transactions decrease
    0.8%
    Q2 FY26

    Partially offset a 5.3% increase in average check size.

    System-wide transactions decrease
    0.9%
    Q2 FY26
    System-wide comparable store sales growth
    5.8%
    Q3 FY26 to date

    Positive sales momentum continued into the third quarter.

    Company-operated comparable store sales growth
    4.4%
    Q3 FY26 to date
    Franchise comparable store sales growth
    6.6%
    Q3 FY26 to date
    Food and paper costs as % of company restaurant sales
    25.4%up 90 bps YoY
    Q2 FY26

    Partially offset by higher menu prices.

    Commodity inflation
    4.1%
    Q2 FY26
    Labor and related expenses as % of company restaurant sales
    29.9%down 90 bps YoY
    Q2 FY26
    Wage inflation
    under 1%
    Q2 FY26
    Occupancy and other operating expenses as % of company restaurant sales
    25.3%down 30 bps YoY
    Q2 FY26
    Restaurant contribution margin
    19.5%vs 19.1% in Q2 FY25
    Q2 FY26
    G&A expenses
    $7.1Mvs $13.5M in Q2 FY25
    Q2 FY26
    G&A as % of sales (excluding legal settlement)
    10.3%down 50 bps
    Q2 FY26
    Effective tax rate
    28.8%vs 29.6% in Q2 FY25
    Q2 FY26
    GAAP net income
    $12.8Mvs $7.1M in Q2 FY25
    Q2 FY26
    GAAP diluted EPS
    $0.43vs $0.24 in Q2 FY25
    Q2 FY26
    Adjusted EBITDA
    $19.1Mvs $18.5M in Q2 FY25
    Q2 FY26
    Adjusted net income
    $8.9Mvs $8.2M in Q2 FY25
    Q2 FY26
    Adjusted diluted EPS
    $0.30vs $0.28 in Q2 FY25
    Q2 FY26
    New franchise locations opened
    5
    Q2 FY26
    New company locations opened
    1
    Q2 FY26
    Total new store openings year-to-date
    10
    YTD FY26

    Includes 2 additional locations opened since end of Q2.

    Franchise restaurant remodels completed
    6
    Q2 FY26
    Company restaurant remodels completed
    5
    Q2 FY26
    Total remodels completed
    24
    H1 FY26
    Net pay down on revolver
    $21M
    preceding 26 weeks
    Debt outstanding
    $30M
    as of July 1, 2026
    Cash and cash equivalents
    $13.3M
    as of July 1, 2026
    Digital sales as % of system sales
    28%
    Q2 FY26

    Includes app, web, and kiosk channels.

    Digital sales growth
    13%YoY
    Q2 FY26
    Off-premise digital business as % of sales
    17%
    Q2 FY26

    Inclusive of Delivery.

    Off-premise digital business growth
    12%YoY
    Q2 FY26
    Restaurant refresh sales lift
    mid-single-digit
    average

    Consistent with prior calls.

    Revolver interest rate spread increase
    50
    future

    Increase on the $150 million revolving credit facility.

    Industry KPIs

    3
    MetricValueDetails
    Comparable sales comps3.9%%
    Global system wide sales3.9%%
    Net unit growth development pipeline18-20restaurants

    Product announcements

    7
    ProductTypeDetails
    Loco Tenderslaunch
    Loaded Quesadillaslaunch
    Chata Coffee lineuplaunch
    Double Chicken Burrito Bowlsroadmap
    Pumpkin Spice Churroroadmap
    Caramel Apple Chata Coffeeroadmap
    New salads, wraps, and sandwichesroadmap

    Deals & partnerships

    4
    Igloo CoolerBrand partnership for marketing campaigns.

    Part of broader brand partnerships to expand presence and marketing reach.

    SandCloudBrand partnership for marketing campaigns.

    Part of broader brand partnerships to expand presence and marketing reach.

    TapatioBrand partnership for marketing campaigns.

    Part of broader brand partnerships to expand presence and marketing reach.

    Revolving credit facility lendersAmendment and extension of $150 million revolving credit facility.$150Mextended to August 4, 2031

    The term of the facility was extended to August 4, 2031, from its previous term.

    Risks & headwinds

    6
    Commodity inflationQ2 FY26 and full year 2026

    4.1% in Q2 FY26, primarily produce; expected 2.5%-3.5% for full year 2026

    Mitigation: Underlying cost discipline, labor productivity, waste reduction, disciplined menu pricing, balancing margin expansion with value offers.

    Increased discounts and menu mix shiftsQ2 FY26

    Contributed to 90 bps increase in food and paper costs as % of sales in Q2 FY26

    Mitigation: Disciplined menu pricing, strategic approach with loyalty offers based on segmentation.

    Higher delivery and mobile ordering feesQ2 FY26

    Contributed to increases in occupancy and other operating expenses in Q2 FY26

    Mitigation: Improvements in operating efficiencies, lower liability insurance costs, lower utilities, lower other controllable expenses partially offset these increases.

    Higher repairs and maintenance costsQ2 FY26

    Contributed to increases in occupancy and other operating expenses in Q2 FY26

    Mitigation: Improvements in operating efficiencies, lower liability insurance costs, lower utilities, lower other controllable expenses partially offset these increases.

    Wage inflationQ2 FY26 and full year 2026

    Under 1% in Q2 FY26 for company-owned locations; expected 1.5%-2.5% for full year 2026

    Mitigation: Improvements in operating efficiencies, leverage on comparable store sales.

    Increased interest rate spread on revolving credit facilityEffective August 4, 2026

    Approximately 50 basis points increase

    Mitigation: Extension of the credit facility term to 2031 provides long-term liquidity.

    What to watch in Q3 FY26

    5

    Loco Tenders permanent menu item status

    Upcoming quarters
    CurrentLimited-time offer (LTO), testing holding equipment for operational efficiency.
    TargetDecision on becoming a permanent menu item.

    Why it matters

    Tenders drove new, younger consumers and incrementality, potentially boosting sales and expanding dayparts if made permanent.

    On the back half, the tenders, we had always planned as a limited time offer for the main reason of having some of the equipment in the restaurants to be able to hold them. so that we could operate at a higher velocity and just operationally we could execute them for just a better execution. And so we're working with the system now, we're testing holding equipment so that they could be a permanent menu item.

    Q&A highlights

    7

    How are new market openings performing, and what is the continued strength you're seeing in newer states like Idaho?

    New markets are performing exceptionally well, often opening above system average and exceeding expectations, particularly in new states. This strong performance reinforces confidence in the brand's appeal and encourages franchisees to pursue additional unit development.

    Newer markets are opening really well. We're very pleased with the strength of the sales. Most are opening above system average, particularly when it's the first restaurant in the first state or first market. They're opening to just blockbuster lines and quite frankly exceeding our expectations, which is giving us a belief that the fire grilled chicken is resonating and our brand is resonating.

    asked by Todd Brooks · answered by Elizabeth Williams

    2 min read5 chapters

    Detailed Narrative

    01

    Menu Innovation and Marketing Success

    El Pollo Loco's Q2 FY26 performance was significantly boosted by menu innovation and targeted marketing. The limited-time Loco Tenders, launched in late Q1, successfully attracted new, younger consumers and expanded appeal beyond core loyalists, driving trial across various income and age cohorts. Loaded Quesadillas, introduced in late June, were designed for portability and value, strengthening the handheld and on-the-go offerings. The new Chata coffee lineup aims to capture the underserved afternoon pick-me-up occasion. Marketing campaigns like 'Case Videos for Kickflips' and 'Hold It Like It's Hot' leveraged cultural relevance and brand partnerships to increase visibility and engagement, including media presence during the World Cup games.

    02

    Digital and Loyalty Program Driving Growth

    Digital channels continue to be a key growth driver, representing approximately 28% of system sales and growing 13% year-over-year. The Loco Rewards program is central to this success, with members visiting three times more annually than non-loyalty members. Targeted offers based on segmentation and purchase behavior, along with weekly 'Loco Friday drops' and 'Sunday spreads,' have contributed to both frequency and check growth among loyalty members. The off-premise digital business, including delivery, accounts for almost 17% of sales and increased 12% year-over-year, with ongoing efforts to expand catering and group services.

    03

    Operational Excellence and Technology Advancement

    The company reported continued progress in operational excellence, with system satisfaction scores improving year-over-year across order accuracy, speed of service, and overall friendliness. This consistent incremental progress is attributed to disciplined team efforts and investment in people, tools, training, and technology. The addition of a new Chief Technology Officer, Vadim Parajer, has accelerated modernization efforts, leveraging AI tools to improve insights, capabilities, in-restaurant training, and help desk support for general managers.

    04

    Accelerated Unit Growth and National Expansion

    El Pollo Loco is on track to open 18-20 new restaurants system-wide in FY26, nearly doubling its 2025 pace. New units, particularly in new states like Idaho (the 10th state entered), are opening with strong sales, often exceeding system averages. The majority of new openings are outside California, benefiting from lower development costs associated with second-generation sites and value engineering initiatives. The company is actively engaging with prospective multi-unit franchise partners, with nationwide interest, to support its goal of becoming a national brand.

    05

    Restaurant Refresh Initiative and Margin Management

    The restaurant refresh initiative continues to deliver positive results, with an average mid-single-digit sales lift in remodeled locations. The company plans to thoughtfully pace this initiative to support operational teams and avoid disrupting day-to-day operations. Despite significant cost pressures, particularly from produce commodity inflation (4.1% in Q2), the company maintained a solid restaurant-level margin of 19.5% through underlying cost discipline, labor productivity, waste reduction, and disciplined menu pricing. Management aims to balance margin expansion with value offers and investment in innovation and unit growth.

    AI-generated summary of the company’s earnings call. Not investment advice.