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    Rikhav Securitie

    544340
    Financial Services·11 Nov 2025
    Management Summary

    Rikhav Securities Limited reported a total income of Rs. 386.67 crores and a profit after tax of Rs. 17.75 crores for H1 FY26. The company is focused on expanding its margin trading facility, which has a book size of Rs. 10 crores and is expected to grow by 30-40% every half year. Digital transformation, including a mobile app enhancement due in 3 months, is key to achieving its 20-25% year-on-year growth target and over Rs. 100 crores PAT in 5 years.

    Highlights

    5
    • Total income for H1 FY26 stood at Rs. 386.67 crores, reflecting steady operational progress.

    • Profit after tax for H1 FY26 was Rs. 17.75 crores.

    • The Margin Trading Facility (MTF) has grown to a book size of Rs. 10 crores and is projected to grow by 30-40% every half year.

    • Rikhav Securities actively supports 40-45 SME IPOs annually, contributing to market liquidity and depth.

    • The company targets a 20-25% year-on-year growth, driven by digital initiatives and expanding client reach.

    Concerns

    3
    • Mobile app active users are currently low at 1,500 to 1,800, though enhancements are underway.

    • The company has reduced its exposure in the SME segment over the last 6 months due to volatility, indicating a cautious approach.

    • An analyst noted a significant revenue increase but perceived a fall in profit, which management clarified as profit margin volatility due to business mix.

    Key financials

    Single quarter

    03 metrics
    1. 01Total Income₹386.67 Cr
    2. 02EBITDA₹25.96 Cr
    3. 03Profit After Tax₹17.75 Cr

    Capital allocation

    1
    high confidence
    CategoryHeadline
    Liquidity

    Undrawn ₹5 crores

    Sanctioned fund for MTF from Tata Capital is 5 crores. Approximately 160 crores is held as bank FD for margin purposes with the exchange.

    Guidance & targets

    9
    CategoryTargetPriority
    Volume
    MTF segment growth
    30-40%
    Medium
    Overall Company Growth
    Year-on-year growth
    20-25%
    High
    Profitability
    Return on capital from MTF
    15-20%
    Medium
    Profitability
    Profit after tax
    >100 crores
    Medium
    Digital Initiatives
    Mobile app enhancement completion
    Completed
    High
    Digital Initiatives
    UPI handles accreditation
    Implemented
    High
    Revenue
    Overall revenue growth
    25-30%
    Medium
    Client Acquisition
    Growth in number of clients
    25-30%
    Medium
    Institutional Business
    Institutional business growth
    Profitable growth
    Medium

    Mobile app enhancement completion

    within 3 months
    CurrentFinal stage underway
    TargetCompleted

    Why it matters

    Crucial for seamless client experience, digital acquisition, and integrated real-time trading capabilities.

    The final stage of enhancement for the app will be completed within the next 3 months, enabling a fully integrated real-time trading and client service experience.

    How to verify

    guidance_and_targets[metric='Mobile app enhancement completion']

    Risks & concerns

    4
    RiskSeverity

    Volatility in SME market making

    The company has reduced its exposure in the SME segment over the last 6 months due to its volatile nature.Management acknowledged

    medium

    Market conditions affecting per user revenue

    Per user revenue is largely dependent on market conditions, and the company currently lacks a direct mechanism to improve it.Management acknowledged

    low

    General stock market risks

    The company acknowledges inherent risks in the stock market but expresses confidence in overcoming them due to 25-30 years of experience.Management acknowledged

    medium

    Profit margin volatility despite revenue growth

    An analyst noted a 300% revenue increase but perceived a profit fall; management clarified this was profit margin volatility, explaining that revenue includes brokerage and prop trading turnover, which can fluctuate.Analyst acknowledged

    low

    Q&A highlights

    8

    “We are providing both the side quotes. So, whenever anybody wants to buy the shares from that quote, they can buy. And if they want to sell the shares, then they can sell. So, we provide both the quotes.”

    Explains the company's mechanism for ensuring liquidity and fair pricing in the SME market, addressing a key operational challenge.

    asked by Sakshi Shinde

    2 min read6 chapters

    Detailed Narrative

    01

    H1 FY26 Financial Performance Overview

    Rikhav Securities Limited reported a total income of Rs. 386.67 crores for the first half of FY26. During the same period, the company achieved an EBITDA of Rs. 25.96 crores and a profit after tax of Rs. 17.75 crores. This performance is attributed to steady operational progress and continuous efforts to enhance efficiency, scalability, and service quality.

    02

    Margin Trading Facility (MTF) Expansion and Returns

    The company's recently commenced margin trading facility (MTF) has rapidly grown to a book size of Rs. 10 crores, demonstrating healthy momentum. Management projects this segment to grow by 30-40% every half year. The expected return on capital from the MTF business is estimated to be between 15% to 20%.

    03

    Digital Transformation and Client Acquisition

    Rikhav Securities has successfully rolled out its online account opening process and a mobile application designed for seamless portfolio access. The final stage of app enhancement, promising a fully integrated real-time trading and client service experience, is expected to be completed within the next 3 months. The company aims for 25-30% growth in client numbers, leveraging both digital channels and personalized engagement.

    04

    Strategic Growth Outlook and Long-term Profitability

    The company anticipates a 20-25% year-on-year growth, driven by ongoing digital initiatives, expanding client reach, and operational efficiency improvements. Looking ahead, Rikhav Securities targets achieving over Rs. 100 crores in profit after tax within the next 5 years. This ambitious goal is supported by strategic capital reallocation towards scalable, technology-led, and high-yield business verticals.

    05

    SME Market Making and Risk Management

    Rikhav Securities actively supports 40-45 SME IPOs annually, playing a role in enhancing liquidity and market depth. However, due to the inherent volatility in this segment, the company has strategically reduced its exposure in SME market making over the past 6 months. Selection for SME market making relies on merchant bankers and preliminary company examinations, including promoter meetings.

    06

    Cybersecurity and Regulatory Compliance

    The company emphasizes its robust technology infrastructure and automated risk management. It implements a basic security patch for its mobile app every three months and conducts regular system and cyber audits regulated by SEBI. Furthermore, UPI handles accreditation, which will enhance brokering capabilities and security, is expected to be implemented within 2-3 months.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.