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    Rikhav Securitie

    544340
    Financial Services·29 May 2026
    Management Summary

    Rikhav Securities reported a mixed FY26, with strong overall income but profitability impacted by losses from old cash market investments and volatile market conditions. The company made significant investments in technology and is expanding its institutional client base. Management expressed optimism for FY27, projecting substantial growth in brokerage and algo trading, while acknowledging challenges in SME liquidity and the short-term impact of new SEBI regulations.

    Highlights

    5
    • FY26 total income of INR1,991 crores and PAT of INR18.96 crores, with EPS of 4.95.

    • H2 FY26 total income of INR1,604 crores and PAT of INR1.20 crores, with EPS of 0.31.

    • Strategic investment of INR5.40 crores in computer software and technology enhancement, improving operational scalability and efficiency.

    • Successful onboarding of institutional clients including Kotak Mutual Fund, Bank of India, RBL Bank, and 8-10 FPIs.

    • Strong growth outlook with 20% expected growth in brokerage and cliental, and 20-25% in algo trading and delta hedging income for FY27.

    Concerns

    4
    • Profitability impacted by a loss of INR18-23 crores from cash market shares of old investment in FY26.

    • SME inventory became difficult to liquidate due to weak post-listing liquidity, leading to reduced exposure.

    • Short-term volume impact on derivatives due to recent SEBI regulations.

    • Branch expansion is considered a 'very risky business' due to compliance challenges, leading to a cautious approach of 8-10 franchisee branches per year.

    Key financials

    Metrics

    8

    Periods

    2

    H2 FY26

    4
    • Total Income
      ₹1,604 Cr
    • EBITDA
      ₹6.57 Cr
    • PAT
      ₹1.2 Cr
    • EPS
      ₹0.31

    FY26

    4
    • Total Income
      ₹1,991 Cr
    • EBITDA
      ₹32.53 Cr
    • PAT
      ₹18.96 Cr
    • EPS
      ₹4.95

    Capital allocation

    1
    high confidence
    CategoryHeadline
    Capex

    ₹5.4 crores

    Guidance & targets

    5
    CategoryTargetPriority
    Profitability
    Unrealized SLBM profit realization
    INR4.33 crores
    High
    Growth
    Brokerage and cliental growth
    20%
    High
    Growth
    Algo trading and delta hedging income growth
    20% to 25%
    High
    Revenue
    Full year revenue
    INR40 crores
    Low
    Branch Expansion
    New franchisee branches
    8 to 10
    Medium

    Realization of unrealized SLBM profit

    coming quarters
    CurrentINR4.33 crores unrealized
    TargetRealization in coming quarters

    Why it matters

    This unrealized profit is expected to boost future profitability and was a factor in current period's reported PAT.

    Additionally, unrealized profit of INR4.33 crores from SLBM transactions has not been recognized in financial statements and is expected to realize in the coming quarters.

    How to verify

    key_financials.metrics[label='PAT']

    Risks & concerns

    6
    RiskSeverity

    Loss from old cash market investments

    Profitability impacted by a loss of INR18-23 crores from cash market shares of old investment in FY26.Management acknowledged

    high

    Volatile market conditions

    Volatile market conditions witnessed during certain periods of the year impacted profitability.Management acknowledged

    medium

    SME inventory liquidation difficulty and weak post-listing liquidity

    SME inventory became difficult to liquidate, leading to a reduction in exposure to INR20-25 crores and a change in trading strategy.Management acknowledged

    medium

    Impact of SEBI regulations on derivatives volumes

    Recent SEBI circulars are expected to have a short-term impact on derivatives trading volumes.Management acknowledged

    medium

    Risks in AI agent adoption ('hallucinating')

    Cautious approach to AI-led analytics due to concerns about AI agent 'hallucinating' and data integrity, requiring human intervention.Management acknowledged

    low

    High risk and compliance challenges in branch expansion

    Branch expansion is considered a 'very risky proposal' due to increased compliance requirements, leading to a slow and cautious approach.Management acknowledged

    medium

    Q&A highlights

    8

    “There are basically what the investment made in cash market one and half year before from that shares we booked the loss to the around of INR18 crores to INR20 crores. And there is a unrealized profit of around INR4 crores to INR4.5 crores on the SLBM segment which will realize in April. Mainly two reasons is there and small is the depreciation is around more INR30 lakhs more.”

    Clarifies the primary reasons for the decline in profitability, attributing it to investment losses and unrealized gains, providing context for the financial performance.

    asked by Avik Bhattacharya

    2 min read6 chapters

    Detailed Narrative

    01

    FY26 Financial Performance Overview

    For the full fiscal year 2026, Rikhav Securities reported a total income of INR1,991 crores, with an EBITDA of INR32.53 crores and a Profit After Tax (PAT) of INR18.96 crores, resulting in an Earnings Per Share (EPS) of 4.95. The second half of FY26 saw a total income of INR1,604 crores, EBITDA of INR6.57 crores, and PAT of INR1.20 crores, with an EPS of 0.31. Profitability was notably impacted by a loss of INR18-23 crores from cash market shares of old investments and volatile market conditions.

    02

    Strategic Investments in Technology and Infrastructure

    The company invested approximately INR5.40 crores in computer software systems and technology enhancement initiatives during FY26. This investment, while contributing to higher depreciation expenses, significantly strengthened operational scalability, backend efficiency, and overall technology capabilities for long-term growth. The robust technology infrastructure includes a low-latency, high-efficiency trading ecosystem with strong direct architecture and automated monitoring.

    03

    Business Diversification and Market Making Capabilities

    Rikhav Securities has diversified its platform across equity broking, derivatives trading, commodities broking, market making, and proprietary trading. The company continues to support liquidity creation in the SME capital market ecosystem and has started market making in ETFs with Kotak Mutual Fund, with plans to expand to two or three more mutual funds. Proprietary trading, driven by algorithm-based arbitrage and delta hedging, also contributes significantly to revenue.

    04

    Client Acquisition and Institutional Engagement

    The company's active client base stands at around 12,500, with an additional 2,500 clients added in the last half-year. Quarterly active clients range from 10,000 to 12,000, and daily active traders are between 2,000 and 2,500. Rikhav Securities has successfully onboarded institutional clients such as Kotak Mutual Fund, Bank of India, RBL Bank, and 8-10 FPIs, with plans to empanel with SBI and LIC, indicating a focus on expanding its institutional presence.

    05

    Digital Strategy and Client Acquisition

    The company utilizes a digital-first onboarding infrastructure, including Aadhaar-based e-KYC, with an account opening cost of INR60-70 per account and an overall cost of INR500. While digital marketing has not yet commenced, the company plans to launch it after the current quarter, acknowledging its importance for attracting newer generations like Gen Z. Currently, client acquisition relies heavily on existing networks and relationship-based approaches.

    06

    Outlook and Growth Drivers for FY27

    For FY27, Rikhav Securities anticipates approximately 20% growth in both brokerage and cliental, and a 20-25% growth in algo trading and delta hedging income. The company aims to open 8-10 franchisee branches annually, albeit cautiously due to high compliance requirements and associated risks. Management remains positive on the long-term outlook for India's capital market ecosystem, driven by increasing retail participation and financial savings.

    This is an AI-generated summary of a publicly available earnings call transcript. It is for informational purposes only and does not constitute investment advice, a recommendation, or an endorsement. inve.money is not a SEBI-registered investment advisor. Please consult a qualified financial advisor before making any investment decisions.