AAVAS Aavas Financiers Q4 FY26 results (Jan–Mar 2026) and concall
AAVAS Financiers reported a strong Q4 FY26, with net profit growing 18% and NII up 17% Y-o-Y. The company demonstrated significant margin expansion, with NIMs reaching 8.45% in Q4, and continued improvement in asset quality, reflected in lower DPD and GNPA. While AUM grew 15% Y-o-Y, management acknowledged higher opex due to strategic investments and flat loan disbursement volumes for the full year, which are areas of focus for improved execution and productivity.
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What they filed
Q4 FY26: revenue up 12.4%, net profit up 18.2% against the same quarter last year.
| Line item | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 | Q3 FY26 | Q4 FY26 |
|---|---|---|---|---|---|---|
| Revenue | 597 | 636 | 628 | 667 | 674 +13% | 715 +12% |
| Net profit | 146 | 154 | 139 | 164 | 170 +16% | 182 +18% |
How to read this
₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.
Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.
