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    Aavas Financiers Limited

    Affordable housing finance NBFC lending to India's underserved rural and semi-urban home-buying families.

    Financial Services
    Financial Services
    View AAVAS earnings calls
    ₹1,481.4
    +4.52% from avg

    Overview

    Price

    ₹1,481.4

    Market Cap

    ₹11.0k Cr

    Sector

    Financial Services

    Financial Services

    Rank

    3

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY20FY21FY22FY23FY24FY25FY26FY26
    LiabilitiesEquity Capital7878797979797979
    Reserves2.0k2.3k2.7k3.2k3.7k4.3k4.6k5.0k
    Borrowings
    Other Liabilities177181200254334339349476
    Total Liabilities7.7k9.0k11.0k13.4k16.5k18.6k19.4k21.2k
    AssetsFixed Assets60586678116134157178
    CWIP10220111000
    Investments4468123182230209271
    Other Assets7.6k8.9k10.9k13.2k16.2k18.2k19.1k20.8k
    Total Assets7.7k9.0k11.0k13.4k16.5k18.6k19.4k21.2k

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY19FY20FY21FY22FY23FY24FY25FY26
    ActivitiesCash from Operating-1.3k-1.2k-1.1k-1.1k-1.9k-2.0k-1.7k-1.4k
    Cash from Investing-327-342-265-467196-646176-117
    Cash from Financing1.4k1.7k1.0k1.6k1.9k2.5k1.5k1.7k
    SummaryCapital Expenditure
    Free Cash Flow-1.3k-1.2k-1.1k-1.2k-2.0k-2.0k-1.7k-1.4k
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    AAVAS · FINANCIALS_SECTOR

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