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Bajaj Finance share price & results

Bajaj Finance Limited· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

Diversified deposit-taking NBFC; India's largest consumer-electronics and lifestyle-products lender.

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Guidance Hit Rate
36 targets · 50% hit rate 5 achieved · 26 active →
Segment Shift
Sector & Mix Compare sector growth & peers →
Reverse DCF
Implied Growth Test priced-in growth in DCF tool →
Concall & Tone
Q2 FY27 analysed Read claims, qualifiers & Q&A →

Price & Snapshot

₹1,070 +7.65% · +₹76

Last close 5 Nov 2026 · NSE · INR · Source: Inve

Performance +1.2% 1Y

₹0.8k₹0.9k₹1.0k₹1.1kNov 25Dec 25Feb 26Mar 26May 26Jun 26Aug 26Sept 26Nov 26Q2 FY26 — 10 Nov 2025Q3 FY26 — 3 Feb 2026Q4 FY26 — 29 Apr 2026Q1 FY27 — 4 Aug 2026Q2 FY27 — 19 Oct 2026

1Y: ₹1,057 on 4 Nov 2025 → ₹1,070. High ₹1,158.8 (5 Aug 2026), low ₹801.55 (30 Mar 2026).

Previous close
₹994
Market cap
₹5.8L Cr
52-week range
₹801.55 – ₹1,158.8
One year
+1.23%
Price to earnings (TTM to Sept 2026)
26.50×
Return on equity (TTM to Sept 2026)
17.76%

Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue20,891 ₹ crore+22.9% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit5,536 ₹ crore+30.2% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity17.76 %−1.0 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)19.10 %−6.1 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 10 judged targets kept · 26 open · verdicts reflect calls analysed to Q2 FY27.

Bajaj Finance Limited management guidance track record on Inve: 36 targets tracked across analysed earnings calls (5 achieved, 5 missed, 26 open).

Watch execution in Growth & Demand (1 achieved · 1 on track · 1 delayed/missed).

TargetOriginal wordingSaidLatest callVerdict
Growth AUM Growth (Medium-Term)25%-27% AUM growth
Call transcript, Q2 FY25 · 22 Oct 2024		Q2 FY25Q2 FY27:Promise for FY26 remains achieved.
Call transcript, Q2 FY27 · 19 Oct 2026		Achieved
Growth Wind down of Bajaj Auto 2-wheeler AUMwind down fully over the next 2 years
Call transcript, Q2 FY25 · 22 Oct 2024		Q2 FY25Q2 FY27:The captive book was reported at INR 2,400 crores, missing the milestone of winding down to < INR 1,500 crores by September '26.
Call transcript, Q2 FY27 · 19 Oct 2026		Missed
Growth AUM Growth for FY2720% to 24% AUM growth
Call transcript, Q4 FY26 · 29 Apr 2026		Q4 FY26Q2 FY27:AUM grew 26.5% YoY. Following two strong quarters, management revised full-year growth guidance up to 'between 26%, 27%' from the original 20-24%.
Call transcript, Q2 FY27 · 19 Oct 2026		Revised Up

Source: Inve Guidance Tracker for Bajaj Finance Limited · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

5 of Bajaj Finance Limited's 36 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 33 more targets are in the full ledger.

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Sector context

Sector call context

Shared sector pressures matched to this company’s latest reporting period.

Similar pressures reported by peers

Tailwind coverage is not available yet.

Similar commentary provides sector context; it does not establish a business relationship with Bajaj Finance Limited. Each comparison matches a headwind disclosed by Bajaj Finance Limited in the same calendar reporting quarter.

  • Potential transient impact on AUM and NIM if RBI implements a complete ban on revolver loans

    Topic: Regulatory compliance · Regulatory policy · Q2 FY27

    Bajaj Finance Limited reported: Potential transient impact on AUM and NIM if RBI implements a complete ban on revolver loans; company is launching new term loan variants and awaiting final regulations on insurance norms.

    Reporting period ended 2026-09-30

    41 other companies · Regulatory policy

    HDFC Bank (HDFCBANK) reported (period ended 2026-09-30): LCR at 113% is close to the regulatory minimum of 100% and the bank's target range of 110-120%, potentially limiting aggressive loan growth without further deposit mobilization.

    ICICI Bank (ICICIBANK) reported (period ended 2026-09-30): The bank continues to hold an additional standard asset provision of ₹1,283 crore mandated by the RBI pending completion and regulatory clearance of the remediation review.

    Kotak Mahindra Bank Limited (KOTAKBANK) reported (period ended 2026-09-30): The one-time impact is expected to be under 2% of net worth on April 1. The recurring +12-15 bps credit cost guidance awaits regulatory clarity, expected during Q3.

    Axis Bank (AXISBANK) reported (period ended 2026-09-30): Bank incurred >₹130 crore in labor and ESIC clarification provisions during Q2 and acknowledged regulatory guidelines are continually evolving.

    Evidence drawer

    Evidence type: Summary paraphrase

    Potential transient impact on AUM and NIM if RBI implements a complete ban on revolver loans; company is launching new term loan variants and awaiting final regulations on insurance norms.

    Source company: Bajaj Finance Limited · Reporting period ended 2026-09-30 · Calendar quarter: Q2 FY27 · Distinct companies matched: 41

    Similar commentary provides sector context; it does not establish a business relationship.

  • Macroeconomic overlay provision of INR 337 crores created for prudence against factors like…

    Topic: Demand conditions · Demand end market · Q2 FY27

    Bajaj Finance Limited reported: Macroeconomic overlay provision of INR 337 crores created for prudence against factors like El Nino and oil price volatility.

    Reporting period ended 2026-09-30

    5 other companies · Demand end market

    AU Small Finance Bank Limited (AUBANK) reported (period ended 2026-09-30): MPC raised policy rates by 25 bps to 5.5% with a 'Calibrated tightening' stance, driving system liquidity tighter and short-term borrowing costs higher.

    Karur Vysya Bank Limited (KARURVYSYA) reported (period ended 2026-09-30): Volatility in global energy markets, weather-related uncertainties (El Niño), trade frictions, and tightening global financial conditions could adversely impact the growth outlook.

    Central Bank of India (CENTRALBK) reported (period ended 2026-09-30): Global conditions, El Nino effect, and other broad conditions are changing very fast, posing a challenge to sustained ROA, despite confidence in current strategies.

    Canara Robeco Asset Management Company Limited (CRAMC) reported (period ended 2026-09-30): The first half of FY27 was characterized by global and domestic volatility, geopolitical developments, and macroeconomic uncertainty, with September being particularly challenging.

    Evidence drawer

    Evidence type: Summary paraphrase

    Macroeconomic overlay provision of INR 337 crores created for prudence against factors like El Nino and oil price volatility.

    Source company: Bajaj Finance Limited · Reporting period ended 2026-09-30 · Calendar quarter: Q2 FY27 · Distinct companies matched: 5

    Similar commentary provides sector context; it does not establish a business relationship.

From available earnings-call summaries. Disclosures are management statements, not independently verified transactions.

Live Summary

BAJFINANCE ₹1,070 +7.65%
Guidance Verdict (36 tracked) 5 kept · 26 open· 5 missed
AI Call Brief · Q2 FY27

Bajaj Finance Limited Q2 FY27

Overview

Symbol
NSE:BAJFINANCE
Exchange
NSE
Currency
INR

What Bajaj Finance Limited does

Based on the company's own presentations, annual report and earnings calls.

Bajaj Finance is a diversified non-bank financial company with a deposit-taking licence, part of the Bajaj group. It lends across consumer, rural, MSME and commercial segments and runs a payments business, earning primarily from interest on loans plus fees and commissions, and heavily cross-sells assets, insurance, payments and deposit products to its existing customer base. Its subsidiaries Bajaj Housing Finance (mortgages) and Bajaj Financial Securities (broking) extend the franchise into home finance and capital markets. It is the largest consumer electronics, digital and lifestyle products lender in India and among the largest personal loan lenders.

Segments

  • Consumer
  • Rural
  • MSME
  • Commercial
  • Mortgages
  • Deposits
  • Payments
  • Broking
Customer franchise
115.40 million
Cross-sell franchise
73.84 million
Geographic presence
4,052 locations
Active distribution points
241,000
EMI Card cards in force
87.02 million
Digital app net users
82.53 million
Founded 1987Headquarters Pune, Maharashtra, IndiaEmployees 69,824 (31 December 2025) Company website

How the price took the results

Moved an average of ±2.4% across the last 5 priced result releases

Close before → close after
QuarterReleaseRevenue (₹ Cr) Net profit (₹ Cr)Rev YoYBefore → AfterReaction
Q2 FY2719 Oct 2620,891 5,536+22.9%₹982.1 → ₹957.35−2.5%
Q1 FY274 Aug 2619,802 5,346+18.6%₹1,153 → ₹1,149−0.3%
Q4 FY2629 Apr 2618,430 4,840+17.9%₹923.65 → ₹930+0.7%
Q3 FY263 Feb 2617,870 4,581+16.3%₹903.7 → ₹964.4+6.7%
Q2 FY2610 Nov 2517,003 4,251—₹1,066.6 → ₹1,085+1.7%

The move from the last close before each results date to the first close on or after it — the market's first read on the quarter alongside what was filed.

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Other Financial Services companies

PEER COMPARISON
Median ₹5.1L Cr Mkt Cap
₹0 Cr₹5.0L Cr₹10.0L Cr₹15.0L CrBajaj Finance Limited (BAJFINANCE): ₹5.8L Cr₹5.8L CrBAJFINANCEHDFC Bank (HDFCBANK): ₹10.7L Cr₹10.7L CrHDFCBANKICICI Bank (ICICIBANK): ₹10.0L Cr₹10.0L CrICICIBANKState Bank of India (SBIN): ₹9.3L Cr₹9.3L CrSBINLife Insurance Corporation Of India (LICI): ₹5.1L Cr₹5.1L CrLICIKotak Mahindra Bank Limited (KOTAKBANK): ₹4.6L Cr₹4.6L CrKOTAKBANKAxis Bank (AXISBANK): ₹3.8L Cr₹3.8L CrAXISBANKBajaj Finserv Limited (BAJAJFINSV): ₹2.9L Cr₹2.9L CrBAJAJFINSVShriram Finance Limited (SHRIRAMFIN): ₹1.9L Cr₹1.9L CrSHRIRAMFIN

All Financial Services companies → · Financial Services earnings growth →

Quick Answers

Frequently asked questions on Bajaj Finance Limited

Compiled directly from BAJFINANCE's filed financial statements, earnings call transcripts, and ownership disclosures.

How did Bajaj Finance Limited (BAJFINANCE) perform in its latest reported quarter (Sept 2026)?

For the quarter ended Sept 2026, Bajaj Finance Limited reported revenue of ₹20.9k Cr, net profit of ₹5.5k Cr. Diluted earnings per share stood at ₹8.89.

How is Bajaj Finance Limited (BAJFINANCE) valued today, and what growth does the stock price imply?

Bajaj Finance Limited (BAJFINANCE) trades at ₹1,070, with a market capitalization of ₹579.7k Cr.

Who owns Bajaj Finance Limited (BAJFINANCE) — promoters, FIIs, DIIs, and mutual funds?

As of Sept 2026, Promoters hold 54.7%, FIIs hold 19.8%, DIIs hold 17.0%, Public shareholders hold 8.5%.

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