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Central Bank of India share price & results

Central Bank of India· Financial Services

Results to
Sept 2026
Latest analysed call
Q2 FY27
Ownership as of
Sept 2026

India's first wholly Indian-owned bank (est. 1911), public-sector lender across RAM and corporate banking.

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Reported

The figures, each with its period

Each figure keeps its basis and period; nothing is filled in.

MetricValueChangeBasisPeriodNote
Revenue10,394 ₹ crore+18.4% YoYQuarterly, as filedQuarter to Sept 2026Revenue from operations as filed.
Operating marginUnavailable—Operating profit / revenueQuarter to Sept 2026Not in the filed figures for the quarter to sept 2026. No older figure is substituted.
Net profit1,488 ₹ crore+20.6% YoYQuarterly, as filedQuarter to Sept 2026Profit after tax as filed.
Return on equity11.58 %+0.5 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Adjusted profit attributable to owners ÷ average owners’ equity.
Free cash flow marginUnavailable—Fiscal yearFY ending Mar 2026Not in the analysed materials. No older figure is substituted.
Revenue growth (YoY)12.41 %−2.5 ptsFY Mar 2026 vs FY Mar 2025Trailing twelve monthsTTM to Sept 2026Revenue change against the same period one year earlier.

Source: Inve data from filed results; ratios from the Screener-verified panel · to Sept 2026

Guidance

What management said, and what became of it

5 of 12 judged targets kept · 18 open · verdicts reflect calls analysed to Q2 FY27.

Central Bank of India management guidance track record on Inve: 30 targets tracked across analysed earnings calls (5 achieved, 7 missed, 18 open).

TargetOriginal wordingSaidLatest callVerdict
RoA Upside from Tax Regime Change9 to 10 bps upside in FY27
Call transcript, Q1 FY26 · 21 Jul 2025		Q1 FY26Q2 FY27:The specific benefit from the tax regime change was not mentioned again this quarter.
Call transcript, Q2 FY27 · 19 Oct 2026		Ghosted
ECL Additional Provisioning Requirement₹3,300 - ₹3,500 crores
Call transcript, Q2 FY26 · 17 Oct 2025		Q2 FY26Q2 FY27:Management revised the estimated requirement up to ₹5,000-₹5,500 crores from the previous ₹4,200 crores, marking a second negative revision.
Call transcript, Q2 FY27 · 19 Oct 2026		Revised Down
RAM to Corporate Mix65:35
Call transcript, Q2 FY26 · 17 Oct 2025		Q2 FY26Q2 FY27:RAM-to-corporate credit ratio closed at 68:32, which is within the 65:35 +/- 5% guidance.
Call transcript, Q2 FY27 · 19 Oct 2026		On Track

Source: Inve Guidance Tracker for Central Bank of India · to Q2 FY27

A verdict describes what became of management’s own words in later analysed calls. “Delayed” is a change of date, “went quiet” a target the calls stopped mentioning. None of it is a judgement on the investment. The methodology sets out how verdicts are recorded.

7 of Central Bank of India's 30 targets were missed. See which ones, and which are quietly gone. The 3 above are the free sample; 27 more targets are in the full ledger.

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Price

₹28.91 −0.62% · −₹0.18

Last close 27 Oct 2026 · NSE · INR · Source: Inve

Performance −26.0% 1Y

₹30.0₹35.0₹40.0Oct 25Dec 25Jan 26Mar 26Apr 26Jun 26Jul 26Sept 26Oct 26Q2 FY26 — 24 Oct 2025Q3 FY26 — 16 Jan 2026Q4 FY26 — 30 Apr 2026Q1 FY27 — 17 Jul 2026Q2 FY27 — 19 Oct 2026

1Y: ₹39.07 on 24 Oct 2025 → ₹28.91. High ₹40.44 (26 Feb 2026), low ₹28.83 (23 Oct 2026).

Previous close
₹29.09
Market cap
₹26.1k Cr
52-week range
₹28.83 – ₹40.44
One year
−27.49%
Price to earnings (TTM to Sept 2026)
5.41×
Return on equity (TTM to Sept 2026)
11.58%

Overview

Symbol
NSE:CENTRALBK
Exchange
NSE
Currency
INR

What Central Bank of India does

Based on the company's own presentations, annual report and earnings calls.

Central Bank of India is a public sector commercial bank founded in 1911 as India's first bank owned and managed entirely by Indians. It earns primarily through interest income on loans and advances across retail, agriculture, MSME (together its "RAM" focus segments) and corporate customers, funded by a large deposit franchise, alongside treasury operations and fee income from bancassurance and co-lending tie-ups. The bank runs a pan-India network of branches, ATMs and Business Correspondent outlets, with the majority of its branches located in rural and semi-urban centres, reflecting its historical lead-bank and financial-inclusion role in underserved districts.

Segments

  • Retail Banking
  • Agriculture
  • MSME
  • Corporate/Wholesale Banking
  • Treasury
Active customer base
8.26 crore
Total customer touch points (branches + ATMs + BCs)
22,129
Staff strength
33,997 employees
Branch network
4,545 branches
ATM network
4,085 ATMs
Business Correspondent outlets
12,260
Founded 1911Headquarters Chander Mukhi, Nariman Point, Mumbai, MaharashtraEmployees 33,997 (March 2026) Company website

How the price took the results

close before → close after

Q2 FY27
+0.3%
19 Oct
Q1 FY27
−2.9%
17 Jul
Q4 FY26
+0.5%
30 Apr
Q3 FY26
+0.8%
16 Jan

The move from the last close before each results date to the first close after it — the market's first read on the quarter, not the quarter itself.

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