Central Bank of India Q1 FY27 results (Apr–Jun 2026) and concall

Financial Services · Concall AI · Call held 17 Jul 2026

Company page: Central Bank of India share price, financials & guidance record

Central Bank of India reported a strong Q1 FY27, marked by robust growth in total business and advances, with global business reaching ₹833,320 crores and advances growing 28.58%. Profitability improved with net profit up 13.26% to ₹1,324 crores, and asset quality showed significant improvement with GNPA at 2.60% and NNPA at 0.49%. While liquidity ratios moderated, they remain above regulatory thresholds, and capital adequacy is strong with CRAR at 18.28%.

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What they filed

Q1 FY27: revenue up 12.8%, net profit up 3.2% against the same quarter last year.

₹ Cr · quarterly

Line item	Q3 FY25	Q4 FY25	Q1 FY26	Q2 FY26	Q3 FY26	Q4 FY26	Q1 FY27
Revenue	8,542	8,653	8,623	8,777	9,070 +6%	9,698 +12%	9,726 +13%
Expenses	3,373	3,968	3,381	3,291	3,853	3,573	3,129
Other income	1,232	1,723	1,857	1,470	1,927	1,161	988
Interest	4,984	5,238	5,222	5,476	5,552	5,677	5,794
Depreciation	0	0	0	0	0	0	0
Profit before tax	1,418	1,171	1,878	1,479	1,592 +12%	1,609 +37%	1,791 −5%
Tax rate	32%	11%	33%	18%	21%	54%	26%
Net profit	966	1,106	1,284	1,234	1,265 +31%	748 −32%	1,325 +3%
EPS	1.11	1.22	1.42	1.36	1.40	0.82	1.46

How to read this

₹ crore, as filed. The percentage beside a figure is the change against the same quarter a year earlier — never the quarter before, which would make every seasonal business look like it collapses and booms each year.

Inve summary of a publicly available earnings call transcript; see how call summaries are prepared. Not investment advice.

What they filed

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