Chandigarh-based BSE-listed NBFC combining loan distribution, direct lending and Early Wage Access (EWA) salary-advance for employees and MSMEs.
Price
Market Cap
Sector
Financial Services
Rank
| Line item | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 | FY26 |
|---|---|---|---|---|---|---|---|---|
| LiabilitiesEquity Capital | 9 | 9 | 29 | 30 | 30 | 35 | 35 | 35 |
| Reserves | 6 | 7 | 9 | 13 | 17 | 50 | 56 | 62 |
| Borrowings | 3 | 3 | 5 | 5 | 15 | 16 | 15 | — |
| Other Liabilities | 2 | 4 | 3 | 3 | 3 | 6 | 8 | 7 |
| Total Liabilities | 20 | 23 | 46 | 52 | 65 | 106 | 114 | 121 |
| AssetsFixed Assets | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Assets | 20 | 23 | 45 | 51 | 64 | 105 | 113 | 119 |
| Total Assets | 20 | 23 | 46 | 52 | 65 | 106 | 114 | 121 |
| Line item | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|---|
| ActivitiesCash from Operating | -5 | -4 | 3 | -23 | 2 | -11 | -13 | -10 |
| Cash from Investing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1 |
| Cash from Financing | 8 | 1 | 0 | 21 | 3 | 8 | 28 | -2 |
| SummaryCapital Expenditure | — | — | — | — | — | — | — | — |
| Free Cash Flow | -5 | -4 | 3 | -23 | 1 | -12 | -14 | -11 |
| FCF Margin | — | — | — | — | — | — | — | — |
Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.
538882 · FINANCIALS_SECTOR
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