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    MOS Utility

    Pan-India fintech/digital-inclusion company distributing money transfer, AEPS banking-correspondent, bill payment, insurance, travel booking and PAN-card services through agent-distributor networks and MOS Seva Kendra outlets.

    Financial Services
    Financial Services

    Overview

    Price

    Market Cap

    ₹305 Cr

    Sector

    Financial Services

    Financial Services

    Rank

    Performance

    Financials

    Income Statement

    Financial Trajectories

    11
    Quarterly

    Balance Sheet

    Balance Sheet

    ₹ Cr · Annual
    Line itemFY23FY24FY25FY26FY26
    LiabilitiesEquity Capital1925252551
    Reserves750626955
    Borrowings85195071
    Other Liabilities1826454841
    Total Liabilities52106151192219
    AssetsFixed Assets919312227
    CWIP32000
    Investments1214660
    Other Assets2970114164192
    Total Assets52106151192219

    Cash Flow

    Cash Flow

    ₹ Cr · Annual
    Line itemFY23FY24FY25FY26
    ActivitiesCash from Operating4-1437-4
    Cash from Investing-9-14-29-2
    Cash from Financing534137
    SummaryCapital Expenditure
    Free Cash Flow4-2433-13
    FCF Margin

    Valuation

    Banks & financials don't fit this model

    Lenders and insurers have a fundamentally different capital structure. Discounting net profit misvalues them — we exclude them rather than mislead you.

    MOS · FINANCIALS_SECTOR

    Learn to analyse MOS Utility

    Guides on how to read this kind of business and the numbers that matter.