MOS Utility share price & results
- Jun 2026
- Sept 2026
Pan-India fintech/digital-inclusion company distributing money transfer, AEPS banking-correspondent, bill payment, insurance, travel booking and PAN-card services through agent-distributor networks and MOS Seva Kendra outlets.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 51.8 | −28.4% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | 11.0 | +3.9 pts YoY | Operating profit / revenue | Quarter to Jun 2026 | For the quarter; a change is in percentage points. |
| Net profit | 3.7 | −8.9% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
| Return on equity | 18.94 | +7.3 pts | Trailing twelve months | TTM to Jun 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | -1.98 | −5.9 pts | Fiscal year | FY ending Mar 2026 | (Operating cash flow − fixed-asset purchases + disposals) ÷ revenue. |
| Revenue growth (YoY) | −226.3 pts | Trailing twelve months | TTM to Jun 2026 | Not in the analysed materials. No older figure is substituted. |
Price
Performance −73.0% 1Y
1Y: ₹24.6 on 24 Oct 2025 → ₹6.65. High ₹25 (7 Nov 2025), low ₹5.35 (17 Sept 2026).
- Previous close
- ₹6.35
- Market cap
- ₹162 Cr
- 52-week range
- ₹5.35 – ₹25
- One year
- −72.97%
- Price to earnings (TTM to Jun 2026)
- 8.96×
- Return on equity (TTM to Jun 2026)
- 18.94%
Overview
- Symbol
- NSE:MOS
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What MOS Utility does
Based on the company's own presentations, annual report and earnings calls.
MOS Utility is a technology-enabled provider of digital and financial-inclusion services, running a "phygital" model that pairs an online portal/app (biz-solutionz.com, MOS Portal and MOS mobile app) with a pan-India network of agents, distributors, master distributors and franchised MOS Seva Kendra outlets. Through this network it delivers banking-correspondent services (AEPS, Micro-ATM, CSP, NSDL Banking), money transfer, utility-bill payment and recharge, insurance, travel booking (flights, bus, hotel, IRCTC), PAN card processing, government-scheme enrolment and MOS/ONIX solar-franchise services to underserved urban, semi-urban and rural customers. Its Q-BRIDGE platform unifies these fintech, govtech and consumer services on a single digital gateway for last-mile agents.
Segments
- B2B
- Fintech Solutions
- B2C
- Active outlets / retail touchpoints
- 2 lakh+
- PIN codes covered
- 14,000+
- Monthly transaction value processed (GTV)
- ₹280 Cr+
- Digital financial services offered
- 25+
- Employee strength
- 350+
- Agent network (cumulative, FY22)
- 148,000+
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 4 fiscal years held (Mar 2023 to Mar 2026).
Financials
What the filings say
Net profit, year on year: −9% (quarter to jun 2026 against jun 2025).
| Line item | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 126 | 58 | 58 | 72 | 65 | 57 | 49 | 52 |
| Expenses | 110 | 53 | 51 | 67 | 59 | 51 | 43 | 46 |
| Operating profit | 16 | 5 | 7 | 5 | 5 | 6 | 6 | 6 |
| Operating margin | 12.6% | 8.9% | 11.7% | 7.1% | 8.5% | 10.3% | 12.7% | 11.0% |
| Other income | 1 | 0 | 2 | 2 | 2 | 2 | 2 | 1 |
| Interest | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Depreciation | 5 | 1 | 2 | 1 | 1 | 1 | 1 | 1 |
| Profit before tax | 10 | 4 | 6 | 5 | 5 | 6 | 5 | 5 |
| Tax rate | 0.0% | 30.6% | 36.5% | 19.5% | 24.3% | 18.2% | 20.3% | 25.1% |
| Net profit | 10 | 3 | 4 | 4 | 4 | 5 | 4 | 4 |
| EPS (₹ per share) | 0.51 | 0.10 | 0.16 | 0.16 | 0.15 | 0.18 | 0.17 | 0.14 |
| Line item | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Sales | 294 | 322 | 243 |
| Expenses | 260 | 285 | 220 |
| Operating profit | 34 | 37 | 23 |
| Other income | 3 | 4 | 7 |
| Interest | 6 | 5 | 4 |
| Depreciation | 20 | 12 | 4 |
| Profit before tax | 11 | 24 | 21 |
| Net profit | 10 | 20 | 17 |
| Line item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 0 | 19 | 25 | 25 | 25 | 51 |
| Reserves | 9 | 7 | 49 | 59 | 69 | 71 |
| Borrowings | 13 | 8 | 1 | 18 | 50 | 69 |
| Other liabilities | 14 | 18 | 9 | 15 | 48 | 14 |
| Total liabilities | 36 | 52 | 85 | 117 | 192 | 205 |
| Fixed assets | 6 | 9 | 10 | 14 | 22 | 11 |
| Capital work in progress | 7 | 3 | 2 | 0 | 0 | 2 |
| Investments | 3 | 12 | 18 | 22 | 6 | 48 |
| Other assets | 20 | 29 | 53 | 81 | 164 | 144 |
| Total assets | 36 | 52 | 85 | 117 | 192 | 205 |
| Line item | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|
| Cash from operations | 4 | -12 | 37 | -3 |
| Cash from investing | -9 | -11 | -43 | -40 |
| Cash from financing | 5 | 30 | 9 | 47 |
| Net cash flow | 1 | 8 | 3 | 5 |
| Free cash flow | 4 | -16 | 34 | -6 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Debtor days | 17 | 2 | 14 | 15 | 3 | 1 |
| Inventory days | 2 | — | — | — | — | — |
| Days payable | 7 | — | — | — | — | — |
| Cash conversion cycle | 11 | 2 | 14 | 15 | 3 | 1 |
| Working capital days | 1 | -17 | 48 | 70 | 50 | -24 |
| Return on capital employed | 9.0% | 4.0% | 19.0% | 15.0% | 18.0% | 16.0% |
| Dividend payout | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Ownership
Who owns it
Public hold 51.16% as of Sept 2026; institutions added 2.76 pts since Jun 2026.
- Promoters 36.23%
- Foreign institutions 8.02%
- Domestic institutions 4.60%
- Public 51.16%
Who bought this quarter
since Jun 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- newly disclosed 3.03% held
- newly disclosed 2.80% held
- newly disclosed 2.44% held
- newly disclosed 2.06% held
- newly disclosed 0.35% held
- +0.25 pp 1.50% held
The same filing shows 4 holders trimming and 0 off the list — both are in the register beside this.
Who is on the register
Named in the Sep 2026 filing
Every holder of MOS Utility above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| 12.44% | −19.42 pp | |
| 10.25% | unchanged | |
| 6.01% | −0.39 pp | |
| 4.04% | unchanged | |
| 3.14% | unchanged | |
| 3.03% | newly disclosed | |
| 2.80% | newly disclosed | |
| 2.44% | newly disclosed | |
| FPI fund | 2.22% | −0.08 pp |
| 2.06% | newly disclosed | |
| FPI fund | 1.75% | unchanged |
| 1.58% | unchanged |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Your own record
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