Privacy Policy

Last updated: March 29, 2026

INVE TECHNOLOGIES PRIVATE LIMITED (“we”, “us”, or “our”) operates the website https://inve.money (the “Service”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

1. Information We Collect

a) Personal Information

When you register or use our Service, we may collect:

• Name, email address (via Google OAuth sign-in)
• Phone number (if provided)
• Date of birth (if provided)
• PAN card number (if provided for portfolio verification)

b) Financial Information

To provide portfolio analysis, we may collect:

• Stock holdings data (ticker symbols, quantities, average buy prices)
• Broker account connection details (via Zerodha Account Aggregator integration)
• Portfolio risk profile and preferences

We do not store your broker login credentials. Broker integration uses secure, encrypted tokens through Account Aggregator frameworks.

c) Usage Data

• Pages visited, features used, and interaction patterns
• Device information, browser type, and IP address
• API usage logs for rate limiting and service improvement

2. How We Use Your Information

We use the collected information to:

• Provide, maintain, and improve our portfolio analysis services
• Generate risk analysis reports, red flag detection, and crash simulations
• Process subscription payments and manage your account
• Send service-related communications (account alerts, updates)
• Monitor and enforce usage limits based on your subscription plan
• Ensure security and prevent fraud or abuse

3. Data Sharing and Disclosure

We do not sell your personal or financial data. We may share information with:

• Payment processors: To process subscription payments securely. Payment information is handled directly by our payment gateway partner and is not stored on our servers.
• Broker integrations: Zerodha Account Aggregator, solely to fetch your portfolio holdings with your explicit consent.
• AI service providers: Anonymized or aggregated data may be processed by AI providers to generate analysis. No personally identifiable information is shared.
• Legal requirements: When required by law, regulation, or legal process.

4. Data Security

We implement industry-standard security measures to protect your data, including:

• HTTPS encryption for all data in transit
• Encrypted storage for sensitive tokens (e.g., broker access tokens use Fernet encryption)
• Content Security Policy (CSP) headers and XSS protection
• Token-based authentication with automatic session invalidation

While we strive to protect your information, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

5. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. You may request deletion of your account and associated data by contacting us at info@inve.money.

Broker access tokens are automatically invalidated upon expiry and are not retained beyond their validity period.

6. Cookies and Tracking

We use essential cookies and local storage for authentication (auth tokens) and user preferences. We do not use third-party advertising or tracking cookies.

7. Third-Party Links

Our Service may contain links to third-party websites (e.g., broker platforms, stock exchanges). We are not responsible for the privacy practices of these external sites.

8. Children's Privacy

Our Service is not intended for users under the age of 18. We do not knowingly collect personal information from minors. If you believe we have collected such information, please contact us immediately.

9. Your Rights

You have the right to:

• Access and review the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your account and associated data
• Withdraw consent for broker data access at any time
• Opt out of non-essential communications

To exercise any of these rights, contact us at info@inve.money.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the Service after changes constitutes acceptance of the revised policy.

11. Contact Us

If you have questions about this Privacy Policy, contact us at:

INVE TECHNOLOGIES PRIVATE LIMITED
Chokkanhalli, Bangalore - 560064
Email: info@inve.money
Website: https://inve.money