Baid Finserv share price & results
- Jun 2026
- Aug 2026
Jaipur-based non-deposit-taking NBFC providing secured MSME/business loans (LAP), vehicle loans and insurance to semi-urban and rural customers across Rajasthan, Madhya Pradesh and Gujarat.
Reported
The figures, each with its period
Each figure keeps its basis and period; nothing is filled in.
| Metric | Value | Change | Basis | Period | Note |
|---|---|---|---|---|---|
| Revenue | 21.6 | −9.0% YoY | Quarterly, as filed | Quarter to Jun 2026 | Revenue from operations as filed. |
| Operating margin | Operating profit / revenue | Quarter to Jun 2026 | Not in the filed figures for the quarter to jun 2026. No older figure is substituted. | ||
| Net profit | 4.3 | +8.0% YoY | Quarterly, as filed | Quarter to Jun 2026 | Profit after tax as filed. |
| Return on equity | 7.43 | −0.2 pts | Trailing twelve months | TTM to Jun 2026 | Adjusted profit attributable to owners ÷ average owners’ equity. |
| Free cash flow margin | Fiscal year | FY ending Mar 2026 | Not in the analysed materials. No older figure is substituted. | ||
| Revenue growth (YoY) | 9.47 | −3.5 pts | Trailing twelve months | TTM to Jun 2026 | Revenue change against the same period one year earlier. |
Price
Performance −5.7% 1Y
1Y: ₹10.46 on 24 Oct 2025 → ₹9.86. High ₹12.47 (15 Dec 2025), low ₹9.1 (30 Mar 2026).
- Previous close
- ₹9.75
- Market cap
- ₹169 Cr
- 52-week range
- ₹9.1 – ₹12.47
- One year
- −4.83%
- Price to earnings (TTM to Jun 2026)
- 11.05×
- Return on equity (TTM to Jun 2026)
- 7.43%
Overview
- Symbol
- NSE:BAIDFIN
- Sector
- Financial Services
- Exchange
- NSE
- Currency
- INR
What Baid Finserv Limited does
Based on the company's own presentations, annual report and earnings calls.
Baid Finserv Limited is a non-deposit-taking NBFC (Base Layer) that originates and services secured loans through a branch and field-officer network in semi-urban and rural markets. Its two main lending lines are Vehicle Loans (tractor, commercial vehicle, car) and Mortgage & Business Loans (MSME/business loans, loan against property), funded via borrowings from banks and financial institutions. It also distributes life, dwelling and motor insurance products alongside its lending business.
Segments
- Vehicle Loans
- Mortgage & Business Loans
- Insurance
- Branch offices
- 52 (across Rajasthan, Madhya Pradesh & Gujarat)
- AUM
- ₹411.18 Cr
- Customer base
- 50,000+ (9,991 active customers)
- Employees
- 244
- Field force
- 197
- Active lenders (banks & FIs)
- 18
Fundamentals
Ratios, each with its period
Current values with the period they cover; the trend reads across the 6 fiscal years held (Mar 2021 to Mar 2026).
Financials
What the filings say
Net profit, year on year: +8% (quarter to jun 2026 against jun 2025).
| Line item | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Sales | 20 | 21 | 22 | 24 | 24 | 25 | 25 | 22 |
| Expenses | 9 | 8 | 10 | 10 | 10 | 11 | 15 | 8 |
| Other income | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 |
| Interest | 8 | 7 | 7 | 8 | 8 | 8 | 8 | 8 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 3 | 6 | 5 | 5 | 6 | 6 | 2 | 6 |
| Tax rate | 25.3% | 25.2% | 27.9% | 25.1% | 25.2% | 26.5% | 23.5% | 25.1% |
| Net profit | 2 | 5 | 4 | 4 | 5 | 5 | 2 | 4 |
| EPS (₹ per share) | 0.13 | 0.32 | 0.24 | 0.27 | 0.30 | 0.32 | 0.11 | 0.28 |
| Line item | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|
| Sales | 66 | 82 | 97 |
| Expenses | 23 | 34 | 46 |
| Other income | 0 | 1 | 2 |
| Interest | 23 | 29 | 32 |
| Depreciation | 2 | 1 | 1 |
| Profit before tax | 18 | 18 | 20 |
| Net profit | 13 | 13 | 15 |
| Line item | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sept 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Equity capital | 12 | 24 | 24 | 24 | 24 | 31 |
| Reserves | 134 | 131 | 143 | 155 | 167 | 202 |
| Borrowings | 160 | 171 | 242 | 255 | — | 285 |
| Other liabilities | 12 | 15 | 17 | 20 | 22 | 21 |
| Total liabilities | 318 | 341 | 426 | 454 | 486 | 539 |
| Fixed assets | 1 | 1 | 4 | 5 | 6 | 6 |
| Capital work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 9 | 6 | 5 | 10 | 13 | 16 |
| Other assets | 308 | 333 | 417 | 439 | 467 | 517 |
| Total assets | 318 | 341 | 426 | 454 | 486 | 539 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Cash from operations | 50 | 34 | 6 | -22 | 2 | -33 |
| Cash from investing | 0 | -6 | 3 | -2 | -6 | -8 |
| Cash from financing | -49 | -24 | -8 | 47 | -17 | 37 |
| Net cash flow | 2 | 4 | 0 | 24 | -21 | -4 |
| Free cash flow | 50 | 34 | 5 | -25 | 0 | -35 |
| Line item | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Return on equity | 6.0% | 6.0% | 7.0% | 8.0% | 8.0% | 7.0% |
| Dividend payout | 8.0% | 7.0% | 12.0% | 9.0% | 9.0% | 10.0% |
Ownership
Who owns it
Public hold 50.09% as of Aug 2026; institutions cut 0.01 pts since Jun 2026.
- Promoters 49.73%
- Foreign institutions 0.18%
- Public 50.09%
Who bought this quarter
since Jun 2026
Disclosed holders that added to a position or appeared on the register for the first time, biggest addition first.
- +1.39 pp 3.51% held
- +1.11 pp 1.22% held
- +1.11 pp 1.22% held
- +0.63 pp 3.15% held
The same filing shows 18 holders trimming and 0 off the list — both are in the register beside this.
Who is on the register
Named in the Aug 2026 filing
Every holder of Baid Finserv Limited above SEBI's 1% disclosure line, and what changed since Jun 2026.
| Holder | Stake | Change |
|---|---|---|
| 6.52% | −0.30 pp | |
| 6.39% | −0.29 pp | |
| 5.74% | −0.27 pp | |
| 4.35% | −0.20 pp | |
| 4.11% | −0.19 pp | |
| 3.91% | −0.18 pp | |
| 3.88% | −0.18 pp | |
| 3.51% | +1.39 pp | |
| 3.15% | +0.63 pp | |
| 3.08% | −0.15 pp | |
| 3.03% | −0.15 pp | |
| 2.46% | −0.12 pp |
A holder disappearing from this list has fallen below the 1% line — it is not necessarily a sale. Percentages are of total shares, as disclosed in the company's own filing. Who was buying across the market this quarter.
Your own record
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